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Cool Springs — Income-Restricted Housing in Apalachicola, FL 32320

155 16th St, Apalachicola, FL 32320

Public housing

54 units · 1–3 BR

Housing authority: (850) 653-9304Directions

How to apply

  1. Apply through Housing Authority of the City of Apalachicola. They run this development and take applications.
  2. Call the housing authority at (850) 653-9304.
  3. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Bedrooms (estimated)
6 1 bedroom · 18 2 bedrooms · 30 3 bedrooms
Average tenant rent
$422/mo

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This buildingNearby

Nearby income-restricted buildings

Rents and income limits in 32320

Fair market rent, 2 bedrooms
$1,260/mo
Income needed to pay it at 30% of income
$50,400/yr
Renters in 32320 paying 30% or more of income on rent
65%

Income limits (2026)

Franklin County, FL area · median family income $82,300. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$17,300$28,850$46,100
2$21,640$32,950$52,700
3$27,320$37,050$59,300
4$33,000$41,150$65,850
5$38,680$44,450$71,150
6$44,360$47,750$76,400
7$50,040$51,050$81,700
8$54,350$54,350$86,950

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size32320Wider area
Studio$1,100$930
1 bedroom$1,150$953
2 bedrooms$1,260$1,068
3 bedrooms$1,670$1,408
4 bedrooms$1,670$1,413

Wider area = Franklin County, FL. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,070 (32328) to $1,720 (32456).

Census figures for 32320 (2020–2024 average): median rent $1,049 (uncertain estimate). Median household income $46,713. 27% of homes are rented. 65% of renters pay 30% or more of their income on rent, and 39% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32320's fair market rent.

Estimate your Section 8 rent share for 32320

Frequently Asked Questions

How do I apply to Cool Springs?

Apply through Housing Authority of the City of Apalachicola, which runs Cool Springs. Call (850) 653-9304. Do not treat a walk-up at the building as the application. These records do not show openings.

Is Cool Springs Section 8 housing?

Cool Springs is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.

How many units are at Cool Springs?

Public records list 54 units at Cool Springs in Apalachicola, FL 32320. That is a building size, not a count of open apartments.

Are there other affordable apartments near Cool Springs?

Yes — this page lists other income-restricted buildings in 32320 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Cool Springs?

Call the number on this page and ask about the waiting list or how to apply at Cool Springs in Apalachicola, FL 32320. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Apalachicola, FL 32320?

Most income-restricted buildings in Apalachicola, FL 32320 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $28,850, and $41,150 for a 4-person household. Public housing can go up to 80% ($46,100 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Apalachicola, FL 32320?

For many programs in Apalachicola, FL 32320, the 2026 HUD very low-income (50%) limit is $28,850 a year for 1 person and $41,150 for 4 people. The low-income (80%) limit is $46,100 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Apalachicola, FL 32320?

In public housing and most Section 8 in Apalachicola, FL 32320, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Apalachicola, FL 32320 is $1,260 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Cool Springs take Section 8 vouchers?

This file does not say that Cool Springs has a project-based Section 8 contract. Some landlords in Apalachicola, FL 32320 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Cool Springs.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.