Affordable & Low-Income Housing in Tacoma, WA 98409
6 affordable buildings in 98409 · 72 more within 4 mi
Tacoma, WA 98409 has 6 income-restricted buildings: 6 tax credit, 1 Section 8, and 2 senior. 72 more are listed within 4 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 98409
Mason Avenue Apartments
3808 S. Mason Avenue, Tacoma, WA 98409
105 units · 103 income-restricted · 1–3 BR · People with disabilities
Oak Trace
7419 S Verde, Tacoma, WA 98409
60 units · 58 income-restricted · 1–4+ BR · People with disabilities
Orchard Heights
4901 S. 56th, Tacoma, WA 98409
26 units · 25 income-restricted · 2–4+ BR · People with disabilities · People experiencing homelessness
Orchard West
4866 S 48th Street, Tacoma, WA 98409
26 units · 25 income-restricted · 2–4+ BR · People with disabilities · People experiencing homelessness
No buildings in 98409 match this filter.
Nearby
The 20 closest of 72 in nearby ZIPs. Pick a ZIP below to see all of them.
Southern Pines
8212 29th Ave Ct S, Lakewood, WA 98499
2.1 mi away
50 units
- Affordability period may have ended — call to confirm
Pine Tree Harbor Apartments
2501 S G St Bldg B, Tacoma, WA 98405
2.2 mi away
60 units · Studio–1 BR · People with disabilities
Bay Terrace Phase II
2505 Court G, Tacoma, WA 98405
2.3 mi away
74 units · 1–3 BR · People with disabilities
Pacific Crest Apartments
3401 Pacific Ave, Tacoma, WA 98408
2.3 mi away
24 units · 23 income-restricted · Studio–1 BR · People with disabilities
Scattered Sites
120 E Bismark St, Tacoma, WA 98404
2.3 mi away
1 unit
- Apply through HA City of Tacoma
- Several buildings — call for addresses
Hillside Terrace Phase II
2324 South G Street, Tacoma, WA 98405
2.4 mi away
46 units · 1–3 BR · People with disabilities
Eliza McCabe Townhomes
2315 Yakima Avenue South, Tacoma, WA 98405
2.4 mi away
41 units · 40 income-restricted · 2–4+ BR · People with disabilities · People experiencing homelessness
Catalina Apartments
1717 South Yakima St, Tacoma, WA 98405
2.5 mi away
43 units · 42 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
Hilltop Lofts
1124 Mlk Jr Way, Tacoma, WA 98405
2.5 mi away
57 units · Studio · People experiencing homelessness
The Rise at 19th
1815 South G St, Tacoma, WA 98405
2.7 mi away
64 units · 1–2 BR · People with disabilities · People experiencing homelessness
Hillside Garden Townhomes
1708 South G Street, Tacoma, WA 98405
2.7 mi away
26 units · 25 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
McKinley Terrace Properties Redevelopment
Multiple, Per Site, Multiple, Per Site, WA 98404
2.7 mi away
233 units · 229 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 98409
- Fair market rent, 2 bedrooms
- $1,990/mo
- Income needed to pay it at 30% of income
- $79,600/yr
- Renters in 98409 paying 30% or more of income on rent
- 55%
Income limits (2026)
Tacoma, WA area · median family income $127,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $26,750 | $44,600 | $71,300 |
| 2 | $30,600 | $50,950 | $81,500 |
| 3 | $34,400 | $57,300 | $91,700 |
| 4 | $38,200 | $63,650 | $101,850 |
| 5 | $41,300 | $68,750 | $110,000 |
| 6 | $44,360 | $73,850 | $118,150 |
| 7 | $50,040 | $78,950 | $126,300 |
| 8 | $55,720 | $84,050 | $134,450 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 98409 | Wider area |
|---|---|---|
| Studio | $1,440 | $1,491 |
| 1 bedroom | $1,620 | $1,682 |
| 2 bedrooms | $1,990 | $2,064 |
| 3 bedrooms | $2,750 | $2,849 |
| 4 bedrooms | $3,100 | $3,219 |
Wider area = Tacoma, WA. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,780 (98403) to $2,070 (98406).
Census figures for 98409 (2020–2024 average): median rent $1,645. Median household income $73,348. 56% of homes are rented. 55% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 98409's fair market rent.
Estimate your Section 8 rent share for 98409Frequently Asked Questions
Is there Section 8 housing in Tacoma, WA 98409?
Yes — this directory lists income-restricted buildings in Tacoma, WA 98409, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Tacoma, WA 98409 have openings?
These lists for Tacoma, WA 98409 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Tacoma, WA 98409?
Use the phone number on each building card in Tacoma, WA 98409. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Tacoma, WA 98409?
In Tacoma, WA 98409, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 98409?
This directory lists 6 income-restricted buildings in Tacoma, WA 98409. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 98409?
Yes — this page also lists 72 income-restricted buildings in ZIP codes near Tacoma, WA 98409 (within about 4 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Tacoma, WA 98409?
Most income-restricted buildings in Tacoma, WA 98409 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $44,600, and $63,650 for a 4-person household. Public housing can go up to 80% ($71,300 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Tacoma, WA 98409?
For many programs in Tacoma, WA 98409, the 2026 HUD very low-income (50%) limit is $44,600 a year for 1 person and $63,650 for 4 people. The low-income (80%) limit is $71,300 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Tacoma, WA 98409?
There is no single waiting list for Tacoma, WA 98409. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Tacoma, WA 98409?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Tacoma, WA 98409. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Tacoma, WA 98409?
In public housing and most Section 8 in Tacoma, WA 98409, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Tacoma, WA 98409 is $1,990 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Tacoma, WA 98409?
A Housing Choice Voucher is not automatically accepted at every building in Tacoma, WA 98409. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Tacoma, WA 98409?
Yes — this directory flags senior (often 62+) buildings in Tacoma, WA 98409. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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