Affordable & Low-Income Housing in Wahiawa, HI 96786
11 affordable buildings in 96786 · 22 more within 9 mi
Wahiawa, HI 96786 has 11 income-restricted buildings: 5 tax credit, 1 public housing, 3 Section 8, 6 senior, and 4 usda rural. 22 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 96786
Wahiawa Terrace
331 Palm St, Wahiawa, HI 96786
150 units · 1–3 BR
- Apply through Hawaii Public Housing Authority
- Residents waited about 62 months to move in (HUD, Oct 2026)
Kawahi Maluwai Apartments
730 Wilikina Dr, Wahiawa, HI 96786
119 units · 118 income-restricted · 1–2 BR
Harry & Jeanette Weinberg Silvercrest
520 Pine Ave, Wahiawa, HI 96786
80 units · 78 income-restricted · 1 BR
Helemano Plantation Village
641510 Kamehameha Hwy, Wahiawa, HI 96786
15 units · 1 BR · People with disabilities
- 3 vacant units reported (Oct 2026) — call to confirm
Whitmore Circle Apt
111 Circle Makai St, Wahiawa, HI 96786
44 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Wilikina Park Elderly
298 Wilikina Dr, Wahiawa, HI 96786
64 units · Studio–1 BR
- Affordability period may have ended — call to confirm
Whitmore Circle Apts
111 N Cir Makai St, Wahiawa, HI 96786
44 units · 1–2 BR
- Affordability period may have ended — call to confirm
No buildings in 96786 match this filter.
Nearby
The 20 closest of 22 in nearby ZIPs. Pick a ZIP below to see all of them.
Meheula Vista I
95-1060A Lehiwa Drive, Mililani, HI 96789
4.6 mi away
76 units · 75 income-restricted · 1 BR
Kalani Garden Apartments
95-081 Kipapa Dr, Mililani, HI 96789
5.3 mi away
119 units · 24 income-restricted · 2–3 BR
The Courtyards at Mililani Mauka
95 1021 Koolani Drive, Mililani, HI 96789
5.5 mi away
48 units · 1–3 BR
Kunia Village II
92-1770 Kunia Rd, Kunia, HI 96759
6.1 mi away
41 units · 3–4+ BR
- For farmworker households
Haleiwa Senior Ctzn
66-477 Paalaa Rd, Haleiwa, HI 96712
6.1 mi away
60 units · 1 BR
- 10 vacant units reported (Oct 2026) — call to confirm
Waipahu Hall
94 1060 Waipahu Street, Waipahu, HI 96797
9 mi away
72 units · 71 income-restricted · 1 BR
Mokuola Vista
94 333 Mokuola Street, Waipahu, HI 96797
9 mi away
70 units · 69 income-restricted · 2 BR
The Duplex
1296 Hooli Circle, Pearl City, HI 96782
9.8 mi away
10 units · 1 BR · People with disabilities
Waipahu Hall Elderly
941060 Waipahu St, Waipahu, HI 96797
10.2 mi away
72 units · 71 income-restricted · 1 BR
Jack Hall Waipahu
94-817 Kuhaulua St Bld B9/10, Waipahu, HI 96797
10.2 mi away
144 units · 143 income-restricted · 1–2 BR
Manana Gardens Apts
949 Luehu St, Pearl City, HI 96782
10.3 mi away
72 units · 71 income-restricted · 2 BR
Hale O Hauoli Elderly
950 Luehu St, Pearl City, HI 96782
10.3 mi away
100 units · 99 income-restricted · 1 BR
Harry & Jeanette Weinberg Hale Kuhao
94-909 Kau'olu Place, Waipahu, HI 96797
10.5 mi away
24 units · 23 income-restricted · 1–2 BR · People with disabilities
Hale Mohalu II Senior
787 Kamehameha Hwy, Pearl City, HI 96782
10.6 mi away
248 units · 247 income-restricted · 1–3 BR
Arc of Hawaii Housing Project Number 8
94060 Poailani Cir, Waipahu, HI 96797
10.7 mi away
10 units · 8 income-restricted · 1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 96786
- Fair market rent, 2 bedrooms
- $3,020/mo
- Income needed to pay it at 30% of income
- $120,800/yr
- Renters in 96786 paying 30% or more of income on rent
- 75%
Income limits (2026)
Urban Honolulu, HI area · median family income $133,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $32,350 | $53,900 | $86,250 |
| 2 | $37,000 | $61,600 | $98,600 |
| 3 | $41,600 | $69,300 | $110,900 |
| 4 | $46,200 | $77,000 | $123,200 |
| 5 | $49,900 | $83,200 | $133,100 |
| 6 | $53,600 | $89,350 | $142,950 |
| 7 | $57,540 | $95,500 | $152,800 |
| 8 | $64,070 | $101,650 | $162,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 96786 | Wider area |
|---|---|---|
| Studio | $2,180 | $1,836 |
| 1 bedroom | $2,320 | $1,951 |
| 2 bedrooms | $3,020 | $2,542 |
| 3 bedrooms | $4,180 | $3,520 |
| 4 bedrooms | $5,050 | $4,249 |
Wider area = Urban Honolulu, HI. Two-bedroom fair market rents in 8 nearby ZIPs range from $2,490 (96712) to $3,030 (96762).
Census figures for 96786 (2020–2024 average): median rent $2,787. Median household income $85,554. 69% of homes are rented. 75% of renters pay 30% or more of their income on rent, and 38% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 96786's fair market rent.
Estimate your Section 8 rent share for 96786Frequently Asked Questions
Is there Section 8 housing in Wahiawa, HI 96786?
Yes — this directory lists income-restricted buildings in Wahiawa, HI 96786, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Wahiawa, HI 96786 have openings?
These lists for Wahiawa, HI 96786 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Wahiawa, HI 96786?
Use the phone number on each building card in Wahiawa, HI 96786. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Wahiawa, HI 96786?
In Wahiawa, HI 96786, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 96786?
This directory lists 11 income-restricted buildings in Wahiawa, HI 96786. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 96786?
Yes — this page also lists 22 income-restricted buildings in ZIP codes near Wahiawa, HI 96786 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Wahiawa, HI 96786?
Most income-restricted buildings in Wahiawa, HI 96786 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $53,900, and $77,000 for a 4-person household. Public housing can go up to 80% ($86,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Wahiawa, HI 96786?
For many programs in Wahiawa, HI 96786, the 2026 HUD very low-income (50%) limit is $53,900 a year for 1 person and $77,000 for 4 people. The low-income (80%) limit is $86,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Wahiawa, HI 96786?
There is no single waiting list for Wahiawa, HI 96786. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Wahiawa, HI 96786?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Wahiawa, HI 96786. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Wahiawa, HI 96786?
In public housing and most Section 8 in Wahiawa, HI 96786, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Wahiawa, HI 96786 is $3,020 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Wahiawa, HI 96786?
A Housing Choice Voucher is not automatically accepted at every building in Wahiawa, HI 96786. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Wahiawa, HI 96786?
Yes — this directory flags senior (often 62+) buildings in Wahiawa, HI 96786. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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