Affordable & Low-Income Housing in El Dorado, CA 95623
No income-restricted buildings are listed in 95623 — here are the closest ones.
No income-restricted buildings are listed in El Dorado, CA 95623. 21 income-restricted buildings are listed nearby (within about 8 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 95623
The 20 closest of 21 in nearby ZIPs. Pick a ZIP below to see all of them.
Diamond Sunrise Phase II
4015 Panther Ln, Diamond Springs, CA 95619
4.4 mi away
16 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Eskaton Lincoln Manor
6600 Mother Lode Dr, Placerville, CA 95667
4.8 mi away
100 units · 99 income-restricted · Studio–1 BR
Trailside Terrace Apts
4050 Sunset Ln, Shingle Springs, CA 95682
5.2 mi away
40 units · 39 income-restricted · 1–3 BR · People experiencing homelessness
Placer Village Apts
2789 Ray Lawyer Dr, Placerville, CA 95667
6.7 mi away
76 units · 75 income-restricted · 2–4+ BR
Cameron Park Village
3433 Palmer Dr, Cameron Park, CA 95682
7 mi away
80 units · 79 income-restricted · 1–3 BR
Cottonwood Senior Apts
2801 Clay St, Placerville, CA 95667
7.5 mi away
81 units · 80 income-restricted · 1–2 BR
Deer View Park Apartments
2880 Schnell School Rd, Placerville, CA 95667
7.9 mi away
48 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Carson Ridge II Apt
2848 Schnell School Rd, Placerville, CA 95667
8 mi away
36 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Carson Ridge Apts
2838 Schnell School Rd, Placerville, CA 95667
8 mi away
42 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Green Valley Apts
2640 La Crescenta Dr, Cameron Park, CA 95682
9.2 mi away
40 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Knolls at Green Valley
3301 Cimmarron Rd, Cameron Park, CA 95682
9.5 mi away
200 units · 199 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 95623
- Fair market rent, 2 bedrooms
- $1,980/mo
- Income needed to pay it at 30% of income
- $79,200/yr
- Renters in 95623 paying 30% or more of income on rent
- 53%
Income limits (2026)
Sacramento--Roseville--Arden-Arcade, CA area · median family income $124,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,600 | $46,000 | $73,600 |
| 2 | $31,550 | $52,600 | $84,100 |
| 3 | $35,500 | $59,150 | $94,600 |
| 4 | $39,400 | $65,700 | $105,100 |
| 5 | $42,600 | $71,000 | $113,550 |
| 6 | $45,750 | $76,250 | $121,950 |
| 7 | $50,040 | $81,500 | $130,350 |
| 8 | $55,720 | $86,750 | $138,750 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 95623 | Wider area |
|---|---|---|
| Studio | $1,530 | $1,742 |
| 1 bedroom | $1,610 | $1,793 |
| 2 bedrooms | $1,980 | $2,201 |
| 3 bedrooms | $2,630 | $2,887 |
| 4 bedrooms | $3,030 | $3,329 |
Wider area = Sacramento--Roseville--Arden-Arcade, CA. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,790 (95667) to $2,230 (95682).
Census figures for 95623 (2020–2024 average): median rent $1,523. Median household income $109,102. 19% of homes are rented. 53% of renters pay 30% or more of their income on rent, and 21% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 95623's fair market rent.
Estimate your Section 8 rent share for 95623Frequently Asked Questions
Is there Section 8 housing in El Dorado, CA 95623?
Yes — this directory lists income-restricted buildings in El Dorado, CA 95623, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in El Dorado, CA 95623 have openings?
These lists for El Dorado, CA 95623 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in El Dorado, CA 95623?
Use the phone number on each building card in El Dorado, CA 95623. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in El Dorado, CA 95623?
In El Dorado, CA 95623, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 95623?
No income-restricted buildings are listed in ZIP 95623 right now. 21 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 95623?
Yes — this page also lists 21 income-restricted buildings in ZIP codes near El Dorado, CA 95623 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in El Dorado, CA 95623?
Most income-restricted buildings in El Dorado, CA 95623 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,000, and $65,700 for a 4-person household. Public housing can go up to 80% ($73,600 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in El Dorado, CA 95623?
For many programs in El Dorado, CA 95623, the 2026 HUD very low-income (50%) limit is $46,000 a year for 1 person and $65,700 for 4 people. The low-income (80%) limit is $73,600 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in El Dorado, CA 95623?
There is no single waiting list for El Dorado, CA 95623. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in El Dorado, CA 95623?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in El Dorado, CA 95623?
In public housing and most Section 8 in El Dorado, CA 95623, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near El Dorado, CA 95623 is $1,980 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in El Dorado, CA 95623?
A Housing Choice Voucher is not automatically accepted at every building in El Dorado, CA 95623. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in El Dorado, CA 95623?
This page may still list buildings in El Dorado, CA 95623 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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