Affordable & Low-Income Housing in Santa Barbara, CA 93101
14 affordable buildings in 93101 · 17 more within 8 mi
Santa Barbara, CA 93101 has 14 income-restricted buildings: 13 tax credit, 2 Section 8, and 3 senior. 17 more are listed within 8 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 93101
Pilgrim Terrace
649 Pilgrim Terrace Dr, Santa Barbara, CA 93101
84 units · 83 income-restricted · 1–2 BR
El Carrillo Apts
315 W Carrillo St, Santa Barbara, CA 93101
62 units · 61 income-restricted · Studio–2 BR
Artisan Court Apts
422 E Cota St, Santa Barbara, CA 93101
56 units · 55 income-restricted · Studio–2 BR
Mha Garden Street Apts
617 Garden St, Santa Barbara, CA 93101
51 units · 50 income-restricted · Studio–2 BR
Vera Cruz Village
116 E. Cota Street, Santa Barbara, CA 93101
29 units · 28 income-restricted · Studio–1 BR · People with disabilities
No buildings in 93101 match this filter.
Nearby
Canyon Croft
739 E Victoria St, Santa Barbara, CA 93103
1.1 mi away
4 units
- Affordability period may have ended — call to confirm
Jardin De Las Rosas
510 N. Salsipuedes Street, Santa Barbara, CA 93103
1.1 mi away
40 units · 39 income-restricted · 1–3 BR
Johnson Court
813 E. Carrillo Street, Santa Barbara, CA 93103
1.2 mi away
17 units · 16 income-restricted · Studio–2 BR · People with disabilities · People experiencing homelessness
Villa Santa Fe Apts I
418 Santa Fe Pl, Santa Barbara, CA 93109
1.2 mi away
107 units · 102 income-restricted · 1–2 BR
Sycamore Gardens
211-221 Sycamore Lane, Santa Barbara, CA 93103
1.9 mi away
20 units · 19 income-restricted · 3 BR
Pearl Gardens
13-21 S. Soledad Street, Santa Barbara, CA 93103
1.9 mi away
15 units · 13 income-restricted · 3–4+ BR
The Gardens on Hope
251 S. Hope Avenue, Santa Barbara, CA 93105
2.5 mi away
90 units · 89 income-restricted · Studio–1 BR · People with disabilities
Villa Santa Fe Apts II
521 N La Cumbre Rd, Santa Barbara, CA 93110
3.1 mi away
60 units · 53 income-restricted · 1 BR
Villa La Cumbre
521 N La Cumbre Rd, Santa Barbara, CA 93110
3.1 mi away
60 units
- Affordability period may have ended — call to confirm
Villa Caridad Senior Homes
4202 Calle Real, Santa Barbara, CA 93110
3.5 mi away
95 units · 94 income-restricted · 1 BR
St Vincent's Garden
4200 Calle Real, Santa Barbara, CA 93110
3.5 mi away
75 units · 74 income-restricted · 1–4+ BR
Positano Apartments
11 Camino De Vida, Santa Barbara, CA 93111
4.9 mi away
118 units · 116 income-restricted · 1–3 BR
657 San Felipe Dr
657 San Felipe Dr, Santa Barbara, CA 93111
5.6 mi away
1 unit
- Affordability period may have ended — call to confirm
Village at Los Carneros
10 Longshore Pl., 6501 Cobble Ln., 11 Compass Ln., 6500 Sea Star Ct., Goleta, CA 93106
11.4 mi away
70 units · 69 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 93101
- Fair market rent, 2 bedrooms
- $3,850/mo
- Income needed to pay it at 30% of income
- $154,000/yr
- Renters in 93101 paying 30% or more of income on rent
- 59%
Income limits (2026)
Santa Maria-Santa Barbara, CA area · median family income $118,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $38,300 | $63,750 | $102,000 |
| 2 | $43,750 | $72,850 | $116,600 |
| 3 | $49,200 | $81,950 | $131,150 |
| 4 | $54,650 | $91,050 | $145,700 |
| 5 | $59,050 | $98,350 | $157,400 |
| 6 | $63,400 | $105,650 | $169,050 |
| 7 | $67,800 | $112,950 | $180,700 |
| 8 | $72,150 | $120,200 | $192,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 93101 | Wider area |
|---|---|---|
| Studio | $3,070 | $2,479 |
| 1 bedroom | $3,360 | $2,711 |
| 2 bedrooms | $3,850 | $3,106 |
| 3 bedrooms | $4,950 | $3,990 |
| 4 bedrooms | $5,650 | $4,557 |
Wider area = Santa Maria-Santa Barbara, CA. Two-bedroom fair market rents in 8 nearby ZIPs range from $3,360 (93106) to $4,360 (93109).
Census figures for 93101 (2020–2024 average): median rent $2,250. Median household income $90,148. 77% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 93101's fair market rent.
Estimate your Section 8 rent share for 93101Frequently Asked Questions
Is there Section 8 housing in Santa Barbara, CA 93101?
Yes — this directory lists income-restricted buildings in Santa Barbara, CA 93101, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Santa Barbara, CA 93101 have openings?
These lists for Santa Barbara, CA 93101 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Santa Barbara, CA 93101?
Use the phone number on each building card in Santa Barbara, CA 93101. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Santa Barbara, CA 93101?
In Santa Barbara, CA 93101, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 93101?
This directory lists 14 income-restricted buildings in Santa Barbara, CA 93101. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 93101?
Yes — this page also lists 17 income-restricted buildings in ZIP codes near Santa Barbara, CA 93101 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Santa Barbara, CA 93101?
Most income-restricted buildings in Santa Barbara, CA 93101 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $63,750, and $91,050 for a 4-person household. Public housing can go up to 80% ($102,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Santa Barbara, CA 93101?
For many programs in Santa Barbara, CA 93101, the 2026 HUD very low-income (50%) limit is $63,750 a year for 1 person and $91,050 for 4 people. The low-income (80%) limit is $102,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Santa Barbara, CA 93101?
There is no single waiting list for Santa Barbara, CA 93101. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Santa Barbara, CA 93101?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Santa Barbara, CA 93101. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Santa Barbara, CA 93101?
In public housing and most Section 8 in Santa Barbara, CA 93101, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Santa Barbara, CA 93101 is $3,850 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Santa Barbara, CA 93101?
A Housing Choice Voucher is not automatically accepted at every building in Santa Barbara, CA 93101. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Santa Barbara, CA 93101?
Yes — this directory flags senior (often 62+) buildings in Santa Barbara, CA 93101. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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