Affordable & Low-Income Housing in Ganado, AZ 86505
No income-restricted buildings are listed in 86505 — here are the closest ones.
No income-restricted buildings are listed in Ganado, AZ 86505. These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 86505
White Mesa Apts
74 Nahata Dzill Rd, Sanders, AZ 86512
35.2 mi away
37 units · 2–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Tsaile Acres
Navajo Community College Campus, Sehili, AZ 86556
51.3 mi away
42 units · 2–4+ BR
- 6 vacant units reported (Oct 2026) — call to confirm
Tsaile II Apts
Circle Dr, Tsaile, AZ 86556
51.3 mi away
33 units · 2–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Holbrook Court Apts
109 Court Lane, Holbrook, AZ 86025
54.1 mi away
24 units · 2–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Coronado Two Apts.
204 Mission Ln, Holbrook, AZ 86025
54.2 mi away
24 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Chilchinbeto Estate
1 Chilchinbeto Drive, Chilchinbeto, AZ 86033
65.6 mi away
46 units · 2–4+ BR
- 5 vacant units reported (Oct 2026) — call to confirm
Parkview Apartments
1159 Bales Ave, Winslow, AZ 86047
69.1 mi away
24 units · 2–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Winslow Manor
901 W Desmond St, Winslow, AZ 86047
69.3 mi away
42 units · 41 income-restricted · Studio–1 BR
Northwest Square
901 Henderson St, Winslow, AZ 86047
69.4 mi away
55 units · 2–3 BR
- Apply through Winslow Public Housing Authority
- Residents waited about 23 months to move in (HUD, Oct 2026)
Winslow Crossing
1800 W Fleming St, Winslow, AZ 86047
69.9 mi away
52 units · 46 income-restricted · 1–3 BR
Painted Desert
200 Kathie Dr, Winslow, AZ 86047
70 mi away
24 units · 1–3 BR
- 3 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 86505
- Fair market rent, 2 bedrooms
- $1,180/mo
- Income needed to pay it at 30% of income
- $47,200/yr
- Renters in 86505 paying 30% or more of income on rent
- 29%
Income limits (2026)
Apache County, AZ area · median family income $54,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $24,000 | $38,400 |
| 2 | $21,640 | $27,400 | $43,850 |
| 3 | $27,320 | $30,850 | $49,350 |
| 4 | $33,000 | $34,250 | $54,800 |
| 5 | $37,000 | $37,000 | $59,200 |
| 6 | $39,750 | $39,750 | $63,600 |
| 7 | $42,500 | $42,500 | $68,000 |
| 8 | $45,250 | $45,250 | $72,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 86505 | Wider area |
|---|---|---|
| Studio | $850 | $746 |
| 1 bedroom | $930 | $819 |
| 2 bedrooms | $1,180 | $1,071 |
| 3 bedrooms | $1,460 | $1,483 |
| 4 bedrooms | $1,670 | $1,790 |
Wider area = Apache County, AZ. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,060 (86511) to $1,450 (86031).
Census figures for 86505 (2020–2024 average): median rent $538. Median household income $28,547. 17% of homes are rented. 29% of renters pay 30% or more of their income on rent, and 14% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 86505's fair market rent.
Estimate your Section 8 rent share for 86505Frequently Asked Questions
Is there Section 8 housing in Ganado, AZ 86505?
Yes — this directory lists income-restricted buildings in Ganado, AZ 86505, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Ganado, AZ 86505 have openings?
These lists for Ganado, AZ 86505 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Ganado, AZ 86505?
Use the phone number on each building card in Ganado, AZ 86505. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Ganado, AZ 86505?
In Ganado, AZ 86505, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 86505?
No income-restricted buildings are listed in ZIP 86505 right now. Call to confirm openings.
People Also Ask
How do I qualify for affordable housing in Ganado, AZ 86505?
Most income-restricted buildings in Ganado, AZ 86505 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $24,000, and $34,250 for a 4-person household. Public housing can go up to 80% ($38,400 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Ganado, AZ 86505?
For many programs in Ganado, AZ 86505, the 2026 HUD very low-income (50%) limit is $24,000 a year for 1 person and $34,250 for 4 people. The low-income (80%) limit is $38,400 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Ganado, AZ 86505?
There is no single waiting list for Ganado, AZ 86505. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Ganado, AZ 86505?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Ganado, AZ 86505?
In public housing and most Section 8 in Ganado, AZ 86505, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Ganado, AZ 86505 is $1,180 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Ganado, AZ 86505?
A Housing Choice Voucher is not automatically accepted at every building in Ganado, AZ 86505. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Ganado, AZ 86505?
This page may still list buildings in Ganado, AZ 86505 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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