Affordable & Low-Income Housing in Mosca, CO 81146

No income-restricted buildings are listed in 81146 — here are the closest ones.

No income-restricted buildings are listed in Mosca, CO 81146. 9 income-restricted buildings are listed nearby (within about 17 miles). These lists don't show openings — call to ask about vacancies and waiting lists.

Closest to 81146

  • Sierra Vista Apts of Alamosa

    Vigil Way (North Facing Blds), Alamosa, CO 81101

    16.7 mi away

    USDA rural

    32 units · 1–3 BR

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Alamosa

    2000 Vigil Way Apt A, Alamosa, CO 81101

    16.8 mi away

    Public housing

    199 units · 1–3 BR

    • Apply through Housing Authority of the City of Alamosa
    • Residents waited about 15 months to move in (HUD, Oct 2026)
  • Alamosa Senior Housing

    217 Market St, Alamosa, CO 81101

    16.9 mi away

    Tax creditSeniors

    26 units

    • Affordability period may have ended — call to confirm
    No phone listedDetailsDirections
  • Mount Blanca View

    201 Market St, Alamosa, CO 81101

    16.9 mi away

    Tax creditUSDA ruralSeniors

    50 units · 1 BR

    • 1 vacant unit reported (Oct 2026) — call to confirm
    • Several buildings — call for addresses
    No phone listedDetailsDirections
  • Iron Horse

    821 Maroon Dr., Alamosa, CO 81101

    17 mi away

    Tax credit

    41 units · 40 income-restricted · 1–3 BR

    No phone listedDetailsDirections
  • Casita Del Sol Apartments

    1405 West 11th St, Alamosa, CO 81101

    17.2 mi away

    Tax creditUSDA rural

    24 units · 2–3 BR

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Casita De La Luna

    1410 W 11th St, Alamosa, CO 81101

    17.3 mi away

    Tax creditUSDA ruralSeniors

    28 units · 1–2 BR

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Tierra Nueva Family Alamosa

    600 South Craft Drive, Alamosa, CO 81101

    17.6 mi away

    USDA rural

    37 units · 3–4+ BR

    • For farmworker households
    No phone listedDetailsDirections
  • Valley Grande Apts

    2256 East Drive, Monte Vista, CO 81101

    25.4 mi away

    Tax creditUSDA rural

    36 units · 2–3 BR

    • 5 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections

Rents and income limits in 81146

Fair market rent, 2 bedrooms
$1,410/mo
Income needed to pay it at 30% of income
$56,400/yr
Renters in 81146 paying 30% or more of income on rent
19%

Income limits (2026)

Alamosa County, CO area · median family income $69,600. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$20,450$34,100$54,550
2$23,400$39,000$62,350
3$27,320$43,850$70,150
4$33,000$48,700$77,900
5$38,680$52,600$84,150
6$44,360$56,500$90,400
7$50,040$60,400$96,600
8$55,720$64,300$102,850

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size81146Wider area
Studio$1,050$853
1 bedroom$1,160$949
2 bedrooms$1,410$1,149
3 bedrooms$1,930$1,570
4 bedrooms$2,360$1,920

Wider area = Alamosa County, CO. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (81136) to $1,430 (81131).

Census figures for 81146 (2020–2024 average): median rent $805. Median household income $69,556. 18% of homes are rented. 19% of renters pay 30% or more of their income on rent, and 0% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 81146's fair market rent.

Estimate your Section 8 rent share for 81146

Frequently Asked Questions

Is there Section 8 housing in Mosca, CO 81146?

Yes — this directory lists income-restricted buildings in Mosca, CO 81146, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.

Do affordable housing buildings in Mosca, CO 81146 have openings?

These lists for Mosca, CO 81146 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.

How do I apply for affordable housing in Mosca, CO 81146?

Use the phone number on each building card in Mosca, CO 81146. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.

What counts as affordable housing in Mosca, CO 81146?

In Mosca, CO 81146, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.

How many affordable housing buildings are in ZIP 81146?

No income-restricted buildings are listed in ZIP 81146 right now. 9 nearby buildings are shown on this page. Call to confirm openings.

Is there affordable housing near 81146?

Yes — this page also lists 9 income-restricted buildings in ZIP codes near Mosca, CO 81146 (within about 17 miles). Pick a nearby ZIP to see every building there.

People Also Ask

How do I qualify for affordable housing in Mosca, CO 81146?

Most income-restricted buildings in Mosca, CO 81146 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,100, and $48,700 for a 4-person household. Public housing can go up to 80% ($54,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Mosca, CO 81146?

For many programs in Mosca, CO 81146, the 2026 HUD very low-income (50%) limit is $34,100 a year for 1 person and $48,700 for 4 people. The low-income (80%) limit is $54,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How long is the waiting list for Section 8 in Mosca, CO 81146?

There is no single waiting list for Mosca, CO 81146. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.

What is the difference between Section 8 and public housing in Mosca, CO 81146?

Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.

How much rent do you pay for low-income housing in Mosca, CO 81146?

In public housing and most Section 8 in Mosca, CO 81146, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Mosca, CO 81146 is $1,410 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Can I use a Section 8 voucher at affordable apartments in Mosca, CO 81146?

A Housing Choice Voucher is not automatically accepted at every building in Mosca, CO 81146. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.

Is there senior affordable housing in Mosca, CO 81146?

This page may still list buildings in Mosca, CO 81146 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.

Nearby ZIP codes

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.

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