Affordable & Low-Income Housing in Edinburg, TX 78540
No income-restricted buildings are listed in 78540 — here are the closest ones.
No income-restricted buildings are listed in Edinburg, TX 78540. 20 income-restricted buildings are listed nearby (within about 13 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 78540
Unnamed
Edcouch, TX 78538
12.6 mi away
34 units · 1–3 BR
- Apply through Edcouch Housing Authority
- Residents waited about 1 month to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Cielo Lindo Apts
402 Hinojosa Dr, Edcouch, TX 78538
17.6 mi away
34 units · 1–2 BR · People with disabilities · People experiencing homelessness
- 1 vacant unit reported (Oct 2026) — call to confirm
Los Laureles Apts
1100 E Santa Rosa St, McAllen, TX 78538
17.8 mi away
23 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Starlight
Swq of Alberta and Raul Longoria, Edinburg, TX 78542
18.6 mi away
141 units · 119 income-restricted
The Heights Apartments
2132 E Wisconsin Road, Edinburg, TX 78542
21.8 mi away
128 units · 110 income-restricted
Liberty Village
4710 S Veterans Blvd Apt 111, Edinburg, TX 78542
22.7 mi away
100 units · 98 income-restricted · 1–3 BR
- Apply through Edinburg Housing Authority
- Residents waited about 8 months to move in (HUD, Oct 2026)
La Palmilla
2300 E Alberta Rd., Edinburg, TX 78542
22.8 mi away
140 units · 126 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
Avanti East (aka Sierra Vista)
1215 Owassa Road, Edinburg, TX 78542
23.4 mi away
108 units · 90 income-restricted
No nearby buildings match this filter.
Rents and income limits in 78540
- Fair market rent, 2 bedrooms
- $1,020/mo
- Income needed to pay it at 30% of income
- $40,800/yr
Income limits (2026)
McAllen-Edinburg-Mission, TX area · median family income $64,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,900 |
| 2 | $21,640 | $33,500 | $53,600 |
| 3 | $27,320 | $37,700 | $60,300 |
| 4 | $33,000 | $41,850 | $66,950 |
| 5 | $38,680 | $45,200 | $72,350 |
| 6 | $44,360 | $48,550 | $77,700 |
| 7 | $50,040 | $51,900 | $83,050 |
| 8 | $55,250 | $55,250 | $88,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 78540 | Wider area |
|---|---|---|
| Studio | $800 | $801 |
| 1 bedroom | $800 | $806 |
| 2 bedrooms | $1,020 | $1,017 |
| 3 bedrooms | $1,340 | $1,305 |
| 4 bedrooms | $1,450 | $1,439 |
Wider area = McAllen-Edinburg-Mission, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (78542) to $1,050 (78561).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 78540's fair market rent.
Estimate your Section 8 rent share for 78540Frequently Asked Questions
Is there Section 8 housing in Edinburg, TX 78540?
Yes — this directory lists income-restricted buildings in Edinburg, TX 78540, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Edinburg, TX 78540 have openings?
These lists for Edinburg, TX 78540 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Edinburg, TX 78540?
Use the phone number on each building card in Edinburg, TX 78540. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Edinburg, TX 78540?
In Edinburg, TX 78540, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 78540?
No income-restricted buildings are listed in ZIP 78540 right now. 20 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 78540?
Yes — this page also lists 20 income-restricted buildings in ZIP codes near Edinburg, TX 78540 (within about 13 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Edinburg, TX 78540?
Most income-restricted buildings in Edinburg, TX 78540 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,850 for a 4-person household. Public housing can go up to 80% ($46,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Edinburg, TX 78540?
For many programs in Edinburg, TX 78540, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,850 for 4 people. The low-income (80%) limit is $46,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Edinburg, TX 78540?
There is no single waiting list for Edinburg, TX 78540. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Edinburg, TX 78540?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Edinburg, TX 78540?
In public housing and most Section 8 in Edinburg, TX 78540, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Edinburg, TX 78540 is $1,020 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Edinburg, TX 78540?
A Housing Choice Voucher is not automatically accepted at every building in Edinburg, TX 78540. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Edinburg, TX 78540?
This page may still list buildings in Edinburg, TX 78540 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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