Affordable & Low-Income Housing in Mcallen, TX 78502
No income-restricted buildings are listed in 78502 — here are the closest ones.
No income-restricted buildings are listed in Mcallen, TX 78502. 57 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 78502
The 20 closest of 57 in nearby ZIPs. Pick a ZIP below to see all of them.
4608 N D St
4608 N D St, McAllen, TX 78504
1.1 mi away
4 units · 2 BR
- Affordability period may have ended — call to confirm
400 E Ulex Ave
400 E Ulex Ave, McAllen, TX 78504
1.1 mi away
2 units · 2 BR
- Affordability period may have ended — call to confirm
Avanti West
Nwc of W Alberta Rd. and S. McColl Rd., Edinburg, TX 78539
1.2 mi away
72 units · 70 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
Las Palomas
Nwc W Dove Ave & Bicentennial Blvd, McAllen, TX 78504
1.8 mi away
122 units · 100 income-restricted · People with disabilities · People experiencing homelessness
Nolana Villas
N K Center St. Near E. Nolana Ave., McAllen, TX 78504
1.8 mi away
124 units · 104 income-restricted · People with disabilities · People experiencing homelessness
Jackson Apartments
W Side 3700 Blk N Jackson Rd, McAllen, TX 78504
1.8 mi away
120 units · 96 income-restricted · People with disabilities · People experiencing homelessness
Los Pinos Estates
3700 N Robin Ave Apt C, Pharr, TX 78577
2.2 mi away
12 units · 2 BR
- Apply through Pharr Housing Authority
- Residents waited about 20 months to move in (HUD, Oct 2026)
Project 93 04
1421 El Recreo Cir, Edinburg, TX 78539
2.9 mi away
4 units · 2 BR
- Affordability period may have ended — call to confirm
La Posada II
910 S Sugar Rd, Edinburg, TX 78539
2.9 mi away
36 units · 1 BR
- Apply through Edinburg Housing Authority
- Residents waited about 9 months to move in (HUD, Oct 2026)
Lantana
900 S Sugar Rd Apt 57, Edinburg, TX 78539
2.9 mi away
150 units · 1–3 BR
- Apply through Edinburg Housing Authority
- Residents waited about 11 months to move in (HUD, Oct 2026)
Hibiscus Village
2400 Hibiscus Avenue, McAllen, TX 78501
3 mi away
96 units · 84 income-restricted · People with disabilities · People experiencing homelessness
Edinburg Village Apts
701 S 4th Ave, Edinburg, TX 78539
3.2 mi away
100 units · 1–4+ BR · People with disabilities · People experiencing homelessness
307 Gastel Cir
307 Gastel Cir, Edinburg, TX 78539
3.3 mi away
4 units · 1 BR
- Affordability period may have ended — call to confirm
312 Gastel Cir
312 Gastel Cir, Edinburg, TX 78539
3.3 mi away
4 units · 1 BR
- Affordability period may have ended — call to confirm
Avanti at Emerald Point
Nec of E. Fern Ave. & N. Jackson Rd., McAllen, TX 78501
3.5 mi away
72 units · 65 income-restricted · People with disabilities · People experiencing homelessness
Avanti Legacy at Emerald Point
Nwc of E. Fern Ave. & N. K Center St., McAllen, TX 78501
3.5 mi away
90 units · 84 income-restricted · People with disabilities · People experiencing homelessness
Avanti Legacy Valor Heights
Sec 2nd Street & Business 83, McAllen, TX 78501
3.5 mi away
93 units · 85 income-restricted · People with disabilities · People experiencing homelessness
No nearby buildings match this filter.
Rents and income limits in 78502
- Fair market rent, 2 bedrooms
- $1,020/mo
- Income needed to pay it at 30% of income
- $40,800/yr
Income limits (2026)
McAllen-Edinburg-Mission, TX area · median family income $64,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,900 |
| 2 | $21,640 | $33,500 | $53,600 |
| 3 | $27,320 | $37,700 | $60,300 |
| 4 | $33,000 | $41,850 | $66,950 |
| 5 | $38,680 | $45,200 | $72,350 |
| 6 | $44,360 | $48,550 | $77,700 |
| 7 | $50,040 | $51,900 | $83,050 |
| 8 | $55,250 | $55,250 | $88,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 78502 | Wider area |
|---|---|---|
| Studio | $800 | $801 |
| 1 bedroom | $810 | $806 |
| 2 bedrooms | $1,020 | $1,017 |
| 3 bedrooms | $1,310 | $1,305 |
| 4 bedrooms | $1,440 | $1,439 |
Wider area = McAllen-Edinburg-Mission, TX. Two-bedroom fair market rents in 8 nearby ZIPs range from $1,010 (78573) to $1,260 (78504).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 78502's fair market rent.
Estimate your Section 8 rent share for 78502Frequently Asked Questions
Is there Section 8 housing in Mcallen, TX 78502?
Yes — this directory lists income-restricted buildings in Mcallen, TX 78502, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Mcallen, TX 78502 have openings?
These lists for Mcallen, TX 78502 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Mcallen, TX 78502?
Use the phone number on each building card in Mcallen, TX 78502. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Mcallen, TX 78502?
In Mcallen, TX 78502, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 78502?
No income-restricted buildings are listed in ZIP 78502 right now. 57 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 78502?
Yes — this page also lists 57 income-restricted buildings in ZIP codes near Mcallen, TX 78502 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Mcallen, TX 78502?
Most income-restricted buildings in Mcallen, TX 78502 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,850 for a 4-person household. Public housing can go up to 80% ($46,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Mcallen, TX 78502?
For many programs in Mcallen, TX 78502, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,850 for 4 people. The low-income (80%) limit is $46,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Mcallen, TX 78502?
There is no single waiting list for Mcallen, TX 78502. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Mcallen, TX 78502?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Mcallen, TX 78502?
In public housing and most Section 8 in Mcallen, TX 78502, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Mcallen, TX 78502 is $1,020 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Mcallen, TX 78502?
A Housing Choice Voucher is not automatically accepted at every building in Mcallen, TX 78502. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Mcallen, TX 78502?
This page may still list buildings in Mcallen, TX 78502 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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