Affordable & Low-Income Housing in Universal City, TX 78148
3 affordable buildings in 78148 · 34 more within 9 mi
Universal City, TX 78148 has 3 income-restricted buildings: 2 tax credit and 1 Section 8. 34 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 78148
No buildings in 78148 match this filter.
Nearby
The 20 closest of 34 in nearby ZIPs. Pick a ZIP below to see all of them.
Clyde Ford Village
719 Main St Apt 1, Schertz, TX 78154
1.9 mi away
76 units · 1–2 BR
- Apply through Schertz Housing Authority
- Residents waited about 17 months to move in (HUD, Oct 2026)
Town Square Apartments
301 Converse Center St, Converse, TX 78109
2.2 mi away
252 units · 1–3 BR · People with disabilities · People experiencing homelessness
Sebastian Apts
1701 Schertz Parkway, Schertz, TX 78154
2.2 mi away
56 units · 1–3 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Oak Forest Heights
11100 Toepperwein Rd, Converse, TX 78233
2.5 mi away
25 units · 24 income-restricted · 1–2 BR · People with disabilities
Converse Ranch
8355 Crestway Rd, Converse, TX 78109
3.5 mi away
124 units · 25 income-restricted · 1–3 BR
- Apply through San Antonio Housing Authority
Converse Ranch II
8355 Crestway Rd, Converse, TX 78109
3.5 mi away
104 units · 21 income-restricted · 1–3 BR
- Apply through San Antonio Housing Authority
The Arcadian
4611 East 1604 North, Converse, TX 78109
3.5 mi away
324 units · People with disabilities · People experiencing homelessness
El Sereno
213 Summerset Avenue, Cibolo, TX 78108
3.5 mi away
136 units · 119 income-restricted · 1–2 BR · People with disabilities · People experiencing homelessness
Oak Valley Apartments
12607 Judson Road, San Antonio, TX 78233
3.7 mi away
192 units · 1–3 BR · People with disabilities · People experiencing homelessness
Cibolo Plaza
730 Fm 1103, Cibolo, TX 78108
4.1 mi away
24 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Cibolo Apts
100 Mohawk Drive, Cibolo, TX 78108
4.1 mi away
48 units · 1–2 BR
- 8 vacant units reported (Oct 2026) — call to confirm
Kitty Hawk Flats
Nec of O'Connor Rd and Kitty Hawk Rd, San Antonio, TX 78239
4.2 mi away
212 units · People with disabilities · People experiencing homelessness
Meadows at Bentley Place
8004 Bentley Drive, San Antonio, TX 78218
5.4 mi away
198 units · 166 income-restricted · 1–2 BR
Legacy on O'Connor Road
13842 Oconnor Rd, San Antonio, TX 78233
5.5 mi away
150 units · 113 income-restricted
The Walzem
Nwc of FM78 & Walzem Road, San Antonio, TX 78244
6.1 mi away
200 units · People with disabilities · People experiencing homelessness
Midcrown Pavilion
5414 Midcrown Dr, San Antonio, TX 78218
6.3 mi away
196 units · 1–2 BR
- Apply through San Antonio Housing Authority
No nearby buildings match this filter.
Rents and income limits in 78148
- Fair market rent, 2 bedrooms
- $1,390/mo
- Income needed to pay it at 30% of income
- $55,600/yr
- Renters in 78148 paying 30% or more of income on rent
- 40%
Income limits (2026)
San Antonio-New Braunfels, TX area · median family income $100,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,150 | $35,250 | $56,350 |
| 2 | $24,200 | $40,250 | $64,400 |
| 3 | $27,320 | $45,300 | $72,450 |
| 4 | $33,000 | $50,300 | $80,500 |
| 5 | $38,680 | $54,350 | $86,950 |
| 6 | $44,360 | $58,350 | $93,400 |
| 7 | $50,040 | $62,400 | $99,850 |
| 8 | $55,720 | $66,400 | $106,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 78148 | Wider area |
|---|---|---|
| Studio | $1,060 | $1,099 |
| 1 bedroom | $1,150 | $1,196 |
| 2 bedrooms | $1,390 | $1,441 |
| 3 bedrooms | $1,800 | $1,864 |
| 4 bedrooms | $2,090 | $2,163 |
Wider area = San Antonio-New Braunfels, TX. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,250 (78219) to $2,160 (78266).
Census figures for 78148 (2020–2024 average): median rent $1,356. Median household income $74,783. 47% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 19% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 78148's fair market rent.
Estimate your Section 8 rent share for 78148Frequently Asked Questions
Is there Section 8 housing in Universal City, TX 78148?
Yes — this directory lists income-restricted buildings in Universal City, TX 78148, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Universal City, TX 78148 have openings?
These lists for Universal City, TX 78148 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Universal City, TX 78148?
Use the phone number on each building card in Universal City, TX 78148. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Universal City, TX 78148?
In Universal City, TX 78148, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 78148?
This directory lists 3 income-restricted buildings in Universal City, TX 78148. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 78148?
Yes — this page also lists 34 income-restricted buildings in ZIP codes near Universal City, TX 78148 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Universal City, TX 78148?
Most income-restricted buildings in Universal City, TX 78148 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,250, and $50,300 for a 4-person household. Public housing can go up to 80% ($56,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Universal City, TX 78148?
For many programs in Universal City, TX 78148, the 2026 HUD very low-income (50%) limit is $35,250 a year for 1 person and $50,300 for 4 people. The low-income (80%) limit is $56,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Universal City, TX 78148?
There is no single waiting list for Universal City, TX 78148. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Universal City, TX 78148?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Universal City, TX 78148. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Universal City, TX 78148?
In public housing and most Section 8 in Universal City, TX 78148, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Universal City, TX 78148 is $1,390 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Universal City, TX 78148?
A Housing Choice Voucher is not automatically accepted at every building in Universal City, TX 78148. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Universal City, TX 78148?
This page may still list buildings in Universal City, TX 78148 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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