Affordable & Low-Income Housing in Karnes City, TX 78118
3 affordable buildings in 78118 · 3 more within 13 mi
Karnes City, TX 78118 has 3 income-restricted buildings: 1 tax credit, 1 senior, and 2 usda rural. 3 more are listed within 13 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 78118
Savannahpark of Karnes City
905 S. Panna Maria, Karnes City, TX 78118
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Paisano Apts
600 W. 3rd. Street, Karnes City, TX 78118
20 units · 2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No buildings in 78118 match this filter.
Nearby
Bluebonnet Square
101 Evans Ave, Kenedy, TX 78119
6.4 mi away
72 units · 1–3 BR
- Apply through Kenedy Housing Authority
- Residents waited about 8 months to move in (HUD, Oct 2026)
Town Oaks of Kenedy
120 Water St, Kenedy, TX 78119
6.6 mi away
48 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Sam S Swierc
311 S Panna Maria St, Falls City, TX 78113
8.7 mi away
8 units
- Apply through Falls City Housing Authority
No nearby buildings match this filter.
Rents and income limits in 78118
- Fair market rent, 2 bedrooms
- $1,150/mo
- Income needed to pay it at 30% of income
- $46,000/yr
- Renters in 78118 paying 30% or more of income on rent
- 55%
Income limits (2026)
Karnes County, TX area · median family income $86,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,100 | $30,100 | $48,200 |
| 2 | $21,640 | $34,400 | $55,050 |
| 3 | $27,320 | $38,700 | $61,950 |
| 4 | $33,000 | $43,000 | $68,800 |
| 5 | $38,680 | $46,450 | $74,350 |
| 6 | $44,360 | $49,900 | $79,850 |
| 7 | $50,040 | $53,350 | $85,350 |
| 8 | $55,720 | $56,800 | $90,850 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 78118 | Wider area |
|---|---|---|
| Studio | $790 | $819 |
| 1 bedroom | $910 | $872 |
| 2 bedrooms | $1,150 | $1,143 |
| 3 bedrooms | $1,380 | $1,393 |
| 4 bedrooms | $1,690 | $1,683 |
Wider area = Karnes County, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,150 (78117) to $1,300 (78113).
Census figures for 78118 (2020–2024 average): median rent $666 (uncertain estimate). Median household income $60,711. 25% of homes are rented. 55% of renters pay 30% or more of their income on rent, and 7% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 78118's fair market rent.
Estimate your Section 8 rent share for 78118Frequently Asked Questions
Is there Section 8 housing in Karnes City, TX 78118?
Yes — this directory lists income-restricted buildings in Karnes City, TX 78118, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Karnes City, TX 78118 have openings?
These lists for Karnes City, TX 78118 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Karnes City, TX 78118?
Use the phone number on each building card in Karnes City, TX 78118. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Karnes City, TX 78118?
In Karnes City, TX 78118, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 78118?
This directory lists 3 income-restricted buildings in Karnes City, TX 78118. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 78118?
Yes — this page also lists 3 income-restricted buildings in ZIP codes near Karnes City, TX 78118 (within about 13 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Karnes City, TX 78118?
Most income-restricted buildings in Karnes City, TX 78118 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,100, and $43,000 for a 4-person household. Public housing can go up to 80% ($48,200 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Karnes City, TX 78118?
For many programs in Karnes City, TX 78118, the 2026 HUD very low-income (50%) limit is $30,100 a year for 1 person and $43,000 for 4 people. The low-income (80%) limit is $48,200 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Karnes City, TX 78118?
There is no single waiting list for Karnes City, TX 78118. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Karnes City, TX 78118?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Karnes City, TX 78118. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Karnes City, TX 78118?
In public housing and most Section 8 in Karnes City, TX 78118, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Karnes City, TX 78118 is $1,150 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Karnes City, TX 78118?
A Housing Choice Voucher is not automatically accepted at every building in Karnes City, TX 78118. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Karnes City, TX 78118?
Yes — this directory flags senior (often 62+) buildings in Karnes City, TX 78118. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.