Affordable & Low-Income Housing in Galveston, TX 77551
2 affordable buildings in 77551 · 24 more within 9 mi
Galveston, TX 77551 has 2 income-restricted buildings: 2 tax credit. 24 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 77551
L & M Apts
5510 Ave L, Galveston, TX 77551
38 units · 2–3 BR
- Affordability period may have ended — call to confirm
No buildings in 77551 match this filter.
Nearby
The 20 closest of 24 in nearby ZIPs. Pick a ZIP below to see all of them.
The Oaks IV
4127 Avenue H, Galveston, TX 77550
1.6 mi away
40 units · 1 BR
- Apply through Housing Authority of the City of Galveston
- Residents waited about 30 months to move in (HUD, Oct 2026)
Compass Pointe-Sandpiper Cove
3916 WINNIE Street, Galveston, TX 77550
1.8 mi away
192 units · 1–4+ BR · People with disabilities · People experiencing homelessness
3418 Sealy St
3418 Sealy St, Galveston, TX 77550
2.1 mi away
4 units · 3 BR
- Affordability period may have ended — call to confirm
Cedar Terrace Apts
2914 Ball St, Galveston, TX 77550
2.4 mi away
122 units · 62 income-restricted
- Affordability period may have ended — call to confirm
Scattered Sites
2801 Avenue R, Galveston, TX 77550
2.4 mi away
34 units · 2–3 BR
- Apply through Housing Authority of the City of Galveston
- Residents waited about 80 months to move in (HUD, Oct 2026)
Sealy Apts
2802 Sealy St, Galveston, TX 77550
2.5 mi away
12 units · 1–2 BR
- Affordability period may have ended — call to confirm
Waldorf Apts
2016 25th St, Galveston, TX 77550
2.7 mi away
23 units · 1–2 BR
- Affordability period may have ended — call to confirm
Rosenberg Townflats
2502 Ave L, Galveston, TX 77550
2.7 mi away
20 units · 3–4+ BR
- Affordability period may have ended — call to confirm
Gulf Breeze
1211 21st St Apt 211, Galveston, TX 77550
3 mi away
376 units · 1 BR
- Apply through Housing Authority of the City of Galveston
- Residents waited about 37 months to move in (HUD, Oct 2026)
San Jacinto Apts
1927 Ave N, Galveston, TX 77550
3.1 mi away
10 units · 1 BR
- Affordability period may have ended — call to confirm
Justine Apts
503 21st St, Galveston, TX 77550
3.1 mi away
20 units · 1 BR
- Affordability period may have ended — call to confirm
Campeche Island Apts
3506 Cove View Blvd, Galveston, TX 77554
3.1 mi away
208 units · 1–2 BR
- Affordability period may have ended — call to confirm
1910 Ave N
1910 Ave N, Galveston, TX 77550
3.1 mi away
5 units · 1–3 BR
- Affordability period may have ended — call to confirm
Old Catholic Diocese Building
1923 Market St, Galveston, TX 77550
3.2 mi away
5 units · 1–2 BR
- Affordability period may have ended — call to confirm
1402 Winnie Apts
1402 Winnie St, Galveston, TX 77550
3.6 mi away
2 units · 2 BR
- Affordability period may have ended — call to confirm
Utmb Gardens
918 Winnie St, Galveston, TX 77550
3.9 mi away
13 units · 1–2 BR
- Affordability period may have ended — call to confirm
Gregory Place
912 Church St, Galveston, TX 77550
3.9 mi away
13 units · 2–3 BR
- Affordability period may have ended — call to confirm
University Gardens
712 Ball St, Galveston, TX 77550
4 mi away
14 units · 1–2 BR
- Affordability period may have ended — call to confirm
Heritage Square
520 3rd Ave N, Texas City, TX 77590
8.5 mi away
50 units · Studio–2 BR · People with disabilities
Green Meadows Apts
351 25th Ave N, Texas City, TX 77590
9.7 mi away
152 units · 1–2 BR
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 77551
- Fair market rent, 2 bedrooms
- $1,530/mo
- Income needed to pay it at 30% of income
- $61,200/yr
- Renters in 77551 paying 30% or more of income on rent
- 61%
Income limits (2026)
Houston-The Woodlands-Sugar Land, TX area · median family income $104,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,850 | $36,400 | $58,250 |
| 2 | $25,000 | $41,600 | $66,600 |
| 3 | $28,100 | $46,800 | $74,900 |
| 4 | $33,000 | $52,000 | $83,200 |
| 5 | $38,680 | $56,200 | $89,900 |
| 6 | $44,360 | $60,350 | $96,550 |
| 7 | $50,040 | $64,500 | $103,200 |
| 8 | $55,720 | $68,650 | $109,850 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 77551 | Wider area |
|---|---|---|
| Studio | $1,260 | $1,233 |
| 1 bedroom | $1,290 | $1,261 |
| 2 bedrooms | $1,530 | $1,497 |
| 3 bedrooms | $2,060 | $2,017 |
| 4 bedrooms | $2,560 | $2,502 |
Wider area = Houston-The Woodlands-Sugar Land, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,320 (77590) to $1,530 (77554).
Census figures for 77551 (2020–2024 average): median rent $1,352. Median household income $58,344. 52% of homes are rented. 61% of renters pay 30% or more of their income on rent, and 35% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 77551's fair market rent.
Estimate your Section 8 rent share for 77551Frequently Asked Questions
Is there Section 8 housing in Galveston, TX 77551?
Yes — this directory lists income-restricted buildings in Galveston, TX 77551, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Galveston, TX 77551 have openings?
These lists for Galveston, TX 77551 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Galveston, TX 77551?
Use the phone number on each building card in Galveston, TX 77551. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Galveston, TX 77551?
In Galveston, TX 77551, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 77551?
This directory lists 2 income-restricted buildings in Galveston, TX 77551. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 77551?
Yes — this page also lists 24 income-restricted buildings in ZIP codes near Galveston, TX 77551 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Galveston, TX 77551?
Most income-restricted buildings in Galveston, TX 77551 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,400, and $52,000 for a 4-person household. Public housing can go up to 80% ($58,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Galveston, TX 77551?
For many programs in Galveston, TX 77551, the 2026 HUD very low-income (50%) limit is $36,400 a year for 1 person and $52,000 for 4 people. The low-income (80%) limit is $58,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Galveston, TX 77551?
There is no single waiting list for Galveston, TX 77551. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Galveston, TX 77551?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Galveston, TX 77551. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Galveston, TX 77551?
In public housing and most Section 8 in Galveston, TX 77551, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Galveston, TX 77551 is $1,530 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Galveston, TX 77551?
A Housing Choice Voucher is not automatically accepted at every building in Galveston, TX 77551. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Galveston, TX 77551?
This page may still list buildings in Galveston, TX 77551 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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