Affordable & Low-Income Housing in Waco, TX 76702
No income-restricted buildings are listed in 76702 — here are the closest ones.
No income-restricted buildings are listed in Waco, TX 76702. 25 income-restricted buildings are listed nearby (within about 8 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 76702
The 20 closest of 25 in nearby ZIPs. Pick a ZIP below to see all of them.
Brook Oaks Senior Residences
1725 Colcord Ave, Waco, TX 76707
0.9 mi away
56 units · 55 income-restricted · 1 BR
Kate Ross Annex
934 S 12th St, Waco, TX 76706
0.9 mi away
282 units · 1–3 BR
- Apply through Housing Authority of the City of Waco
- Residents waited about 12 months to move in (HUD, Oct 2026)
South Terrace
100 Kennedy Circle, Waco, TX 76706
2 mi away
250 units · 1–4+ BR · People with disabilities · People experiencing homelessness
Trendwood
1700 Dallas Circle, Waco, TX 76704
2.1 mi away
152 units · People with disabilities · People experiencing homelessness
Villas of Lake Brazos
1601 Spring St, Waco, TX 76704
2.4 mi away
200 units · 1–3 BR
- Affordability period may have ended — call to confirm
Estella Maxey
1000 Delano St, Waco, TX 76704
2.4 mi away
247 units · 1–3 BR
- Apply through Housing Authority of the City of Waco
- Residents waited about 8 months to move in (HUD, Oct 2026)
Waco Apartments fka Robinson Gardens Apts.
2724 Madison Dr Laundry, Robinson, TX 76706
2.4 mi away
208 units · 25 income-restricted · 1–2 BR
Dripping Springs Senior Village
2405 J J Flewellen Rd, Waco, TX 76704
2.7 mi away
100 units · 85 income-restricted · 1–2 BR
North Crest Creekside
2001 Stewart Drive, Waco, TX 76708
3.1 mi away
76 units · 75 income-restricted · 1 BR
Tanglewood Apartments Company
4500 N 19th St, Waco, TX 76708
3.4 mi away
96 units · 30 income-restricted · 1–2 BR
Avanti Viking Hills
6501 & 6515 Sanger Ave, Waco, TX 76710
3.6 mi away
82 units · 69 income-restricted · People with disabilities · People experiencing homelessness
Red Oak Apts (Waco)
4510 S Third St Rd, Waco, TX 76706
4 mi away
80 units · 64 income-restricted · 2–3 BR
No nearby buildings match this filter.
Rents and income limits in 76702
- Fair market rent, 2 bedrooms
- $1,300/mo
- Income needed to pay it at 30% of income
- $52,000/yr
Income limits (2026)
Waco, TX area · median family income $90,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,000 | $31,650 | $50,600 |
| 2 | $21,700 | $36,150 | $57,800 |
| 3 | $27,320 | $40,650 | $65,050 |
| 4 | $33,000 | $45,150 | $72,250 |
| 5 | $38,680 | $48,800 | $78,050 |
| 6 | $44,360 | $52,400 | $83,850 |
| 7 | $50,040 | $56,000 | $89,600 |
| 8 | $55,720 | $59,600 | $95,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 76702 | Wider area |
|---|---|---|
| Studio | $910 | $903 |
| 1 bedroom | $1,030 | $1,029 |
| 2 bedrooms | $1,300 | $1,297 |
| 3 bedrooms | $1,700 | $1,693 |
| 4 bedrooms | $1,710 | $1,705 |
Wider area = Waco, TX. Two-bedroom fair market rents in 11 nearby ZIPs range from $1,120 (76704) to $1,620 (76643).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 76702's fair market rent.
Estimate your Section 8 rent share for 76702Frequently Asked Questions
Is there Section 8 housing in Waco, TX 76702?
Yes — this directory lists income-restricted buildings in Waco, TX 76702, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Waco, TX 76702 have openings?
These lists for Waco, TX 76702 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Waco, TX 76702?
Use the phone number on each building card in Waco, TX 76702. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Waco, TX 76702?
In Waco, TX 76702, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 76702?
No income-restricted buildings are listed in ZIP 76702 right now. 25 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 76702?
Yes — this page also lists 25 income-restricted buildings in ZIP codes near Waco, TX 76702 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Waco, TX 76702?
Most income-restricted buildings in Waco, TX 76702 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,650, and $45,150 for a 4-person household. Public housing can go up to 80% ($50,600 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Waco, TX 76702?
For many programs in Waco, TX 76702, the 2026 HUD very low-income (50%) limit is $31,650 a year for 1 person and $45,150 for 4 people. The low-income (80%) limit is $50,600 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Waco, TX 76702?
There is no single waiting list for Waco, TX 76702. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Waco, TX 76702?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Waco, TX 76702?
In public housing and most Section 8 in Waco, TX 76702, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Waco, TX 76702 is $1,300 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Waco, TX 76702?
A Housing Choice Voucher is not automatically accepted at every building in Waco, TX 76702. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Waco, TX 76702?
This page may still list buildings in Waco, TX 76702 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.