Affordable & Low-Income Housing in Richland, TX 76681
No income-restricted buildings are listed in 76681 — here are the closest ones.
No income-restricted buildings are listed in Richland, TX 76681. 1 income-restricted building is listed nearby (within about 11 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 76681
Unnamed
202 W Trinity, Wortham, TX 76693
9 mi away
68 units · 1–3 BR
- Apply through Housing Authority of Wortham
- Several buildings — call for addresses
Friendship Tower (Corsicana)
2512 W 7th Ave, Corsicana, TX 75110
11.7 mi away
101 units · 100 income-restricted · 1 BR · People with disabilities
Northwest/Eastside Apartments Addition
901 E 13th Ave, Corsicana, TX 75110
12.1 mi away
12 units · 1–2 BR
- Apply through Housing Authority of Corsicana
- Residents waited about 4 months to move in (HUD, Oct 2026)
Silver Lake Apartments
1600 E 13th Ave, Corsicana, TX 75110
12.3 mi away
150 units · 1–4+ BR · People with disabilities · People experiencing homelessness
Ha of Teague
205 South 5th Street, Teague, TX 75860
12.5 mi away
34 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Northwest/Eastside Apartments
1360 N 13th St, Corsicana, TX 75110
13.3 mi away
285 units · 1–3 BR
- Apply through Housing Authority of Corsicana
- Residents waited about 4 months to move in (HUD, Oct 2026)
Cambridge Crossing
1900 Cambridge St, Corsicana, TX 75110
13.6 mi away
60 units · 58 income-restricted · 1–2 BR
Mexia Manor
920 East Sumpter, Mexia, TX 76667
16 mi away
20 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Hillside Apts
1125 N Ross Ave, Mexia, TX 76667
16 mi away
48 units · 1–2 BR
- 12 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 76681
- Fair market rent, 2 bedrooms
- $1,220/mo
- Income needed to pay it at 30% of income
- $48,800/yr
Income limits (2026)
Navarro County, TX area · median family income $84,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,800 | $29,650 | $47,450 |
| 2 | $21,640 | $33,900 | $54,200 |
| 3 | $27,320 | $38,150 | $61,000 |
| 4 | $33,000 | $42,350 | $67,750 |
| 5 | $38,680 | $45,750 | $73,200 |
| 6 | $44,360 | $49,150 | $78,600 |
| 7 | $50,040 | $52,550 | $84,050 |
| 8 | $55,720 | $55,950 | $89,450 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 76681 | Wider area |
|---|---|---|
| Studio | $910 | $821 |
| 1 bedroom | $970 | $951 |
| 2 bedrooms | $1,220 | $1,139 |
| 3 bedrooms | $1,650 | $1,499 |
| 4 bedrooms | $1,690 | $1,505 |
Wider area = Navarro County, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,060 (76693) to $1,550 (75859).
Census figures for 76681 (2020–2024 average): Median household income $72,530 (uncertain estimate). 19% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 76681's fair market rent.
Estimate your Section 8 rent share for 76681Frequently Asked Questions
Is there Section 8 housing in Richland, TX 76681?
Yes — this directory lists income-restricted buildings in Richland, TX 76681, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Richland, TX 76681 have openings?
These lists for Richland, TX 76681 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Richland, TX 76681?
Use the phone number on each building card in Richland, TX 76681. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Richland, TX 76681?
In Richland, TX 76681, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 76681?
No income-restricted buildings are listed in ZIP 76681 right now. 1 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 76681?
Yes — this page also lists 1 income-restricted building in ZIP codes near Richland, TX 76681 (within about 11 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Richland, TX 76681?
Most income-restricted buildings in Richland, TX 76681 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,650, and $42,350 for a 4-person household. Public housing can go up to 80% ($47,450 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Richland, TX 76681?
For many programs in Richland, TX 76681, the 2026 HUD very low-income (50%) limit is $29,650 a year for 1 person and $42,350 for 4 people. The low-income (80%) limit is $47,450 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Richland, TX 76681?
There is no single waiting list for Richland, TX 76681. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Richland, TX 76681?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Richland, TX 76681?
In public housing and most Section 8 in Richland, TX 76681, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Richland, TX 76681 is $1,220 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Richland, TX 76681?
A Housing Choice Voucher is not automatically accepted at every building in Richland, TX 76681. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Richland, TX 76681?
This page may still list buildings in Richland, TX 76681 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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