Affordable & Low-Income Housing in Vernon, TX 76385
No income-restricted buildings are listed in 76385 — here are the closest ones.
No income-restricted buildings are listed in Vernon, TX 76385. 5 income-restricted buildings are listed nearby (within about 15 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 76385
Unnamed
3309 Ross Cir, Vernon, TX 76384
2.1 mi away
216 units · 1–3 BR
- Apply through Housing Authority of Vernon
- Residents waited about 2 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Red River Senior Village
900 Ross St, Vernon, TX 76384
2.2 mi away
60 units · 57 income-restricted · 1–2 BR
Vernon Pioneer Crossing
1916 Stadium Drive, Vernon, TX 76384
3 mi away
64 units · 58 income-restricted · People with disabilities · People experiencing homelessness
Vernon Manor
4600 Woodland Ave, Vernon, TX 76384
3.2 mi away
28 units · 1 BR
- 5 vacant units reported (Oct 2026) — call to confirm
Electra Village Aps
100 Prairie Circle, Electra, TX 76360
21.1 mi away
48 units · 1–4+ BR · People with disabilities · People experiencing homelessness
- 4 vacant units reported (Oct 2026) — call to confirm
Eastview/Southview Homes
500 N Wilson St, Electra, TX 76360
22.2 mi away
72 units · 1–3 BR
- Apply through Electra Housing Authority
- Residents waited about 4 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
McClelland Apts.
300 McClelland St, Quanah, TX 79252
28.5 mi away
87 units · 1–3 BR
- Apply through Housing Authority of Quanah
- Residents waited about 19 months to move in (HUD, Oct 2026)
Unnamed
409 E California St Apt 402, Crowell, TX 79227
28.6 mi away
30 units · 1–3 BR
- Apply through Housing Authority of the City of Crowell
- Residents waited about 1 month to move in (HUD, Oct 2026)
Colonial Hts Apts
701 Johnson Rd, Iowa Park, TX 76367
35.7 mi away
48 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Crossroads Village
1100 N Kelly Dr, Seymour, TX 76380
38.5 mi away
40 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 76385
- Fair market rent, 2 bedrooms
- $1,091/mo
- Income needed to pay it at 30% of income
- $43,700/yr
Income limits (2026)
Wilbarger County, TX area · median family income $81,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,900 |
| 2 | $21,640 | $33,500 | $53,600 |
| 3 | $27,320 | $37,700 | $60,300 |
| 4 | $33,000 | $41,850 | $66,950 |
| 5 | $38,680 | $45,200 | $72,350 |
| 6 | $44,360 | $48,550 | $77,700 |
| 7 | $50,040 | $51,900 | $83,050 |
| 8 | $55,250 | $55,250 | $88,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | Wilbarger County, TX |
|---|---|
| Studio | $829 |
| 1 bedroom | $834 |
| 2 bedrooms | $1,091 |
| 3 bedrooms | $1,300 |
| 4 bedrooms | $1,572 |
Two-bedroom fair market rents in 4 nearby ZIPs range from $920 (73530) to $1,640 (76364).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 76385's fair market rent.
Estimate your Section 8 rent share for 76385Frequently Asked Questions
Is there Section 8 housing in Vernon, TX 76385?
Yes — this directory lists income-restricted buildings in Vernon, TX 76385, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Vernon, TX 76385 have openings?
These lists for Vernon, TX 76385 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Vernon, TX 76385?
Use the phone number on each building card in Vernon, TX 76385. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Vernon, TX 76385?
In Vernon, TX 76385, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 76385?
No income-restricted buildings are listed in ZIP 76385 right now. 5 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 76385?
Yes — this page also lists 5 income-restricted buildings in ZIP codes near Vernon, TX 76385 (within about 15 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Vernon, TX 76385?
Most income-restricted buildings in Vernon, TX 76385 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,850 for a 4-person household. Public housing can go up to 80% ($46,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Vernon, TX 76385?
For many programs in Vernon, TX 76385, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,850 for 4 people. The low-income (80%) limit is $46,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Vernon, TX 76385?
There is no single waiting list for Vernon, TX 76385. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Vernon, TX 76385?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Vernon, TX 76385?
In public housing and most Section 8 in Vernon, TX 76385, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Vernon, TX 76385 is $1,091 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Vernon, TX 76385?
A Housing Choice Voucher is not automatically accepted at every building in Vernon, TX 76385. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Vernon, TX 76385?
This page may still list buildings in Vernon, TX 76385 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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This ZIPNearbyOpen a pin for the building name.