Affordable & Low-Income Housing in Panola, TX 75685
No income-restricted buildings are listed in 75685 — here are the closest ones.
No income-restricted buildings are listed in Panola, TX 75685. 5 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 75685
Waskom Arms Apts
100 W School Ave, Waskom, TX 75692
8.5 mi away
48 units · 1–3 BR
- Affordability period may have ended — call to confirm
Greenwood Apts
9224 Greenwood Rd, Greenwood, LA 71033
9.2 mi away
32 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Woodland Terrace Apartments
8880 Greenwood Rd, Greenwood, LA 71033
9.8 mi away
40 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Cypress Manor
1512 Indian springs RD, Marshall, TX 75672
18 mi away
16 units · 15 income-restricted · 1 BR · People with disabilities
Decker Place Apartments (221d HAP)
2500 E End Blvd S, Marshall, TX 75672
19 mi away
64 units · 1–3 BR · People with disabilities · People experiencing homelessness
Marshall Housing Authority
113 Oakley Dr, Marshall, TX 75672
19.3 mi away
74 units · 1–3 BR
- Apply through Housing Authority of Marshall
- Residents waited about 10 months to move in (HUD, Oct 2026)
Woodland Apts
700 Cottage Rd, Carthage, TX 75633
20 mi away
48 units · 1–2 BR
- Affordability period may have ended — call to confirm
Seven Keys Apts
2107 W Pinecrest Dr, Marshall, TX 75670
20.8 mi away
64 units · 1–3 BR
- Affordability period may have ended — call to confirm
Carthage Heights Apts
901 S Adams St, Carthage, TX 75633
21 mi away
56 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 75685
- Fair market rent, 2 bedrooms
- $1,060/mo
- Income needed to pay it at 30% of income
- $42,400/yr
Income limits (2026)
Panola County, TX area · median family income $90,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,000 | $31,650 | $50,650 |
| 2 | $21,700 | $36,200 | $57,850 |
| 3 | $27,320 | $40,700 | $65,100 |
| 4 | $33,000 | $45,200 | $72,300 |
| 5 | $38,680 | $48,850 | $78,100 |
| 6 | $44,360 | $52,450 | $83,900 |
| 7 | $50,040 | $56,050 | $89,700 |
| 8 | $55,720 | $59,700 | $95,450 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 75685 | Wider area |
|---|---|---|
| Studio | $810 | $806 |
| 1 bedroom | $810 | $810 |
| 2 bedrooms | $1,060 | $1,060 |
| 3 bedrooms | $1,280 | $1,281 |
| 4 bedrooms | $1,530 | $1,527 |
Wider area = Panola County, TX. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,000 (71007) to $1,380 (75692).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 75685's fair market rent.
Estimate your Section 8 rent share for 75685Frequently Asked Questions
Is there Section 8 housing in Panola, TX 75685?
Yes — this directory lists income-restricted buildings in Panola, TX 75685, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Panola, TX 75685 have openings?
These lists for Panola, TX 75685 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Panola, TX 75685?
Use the phone number on each building card in Panola, TX 75685. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Panola, TX 75685?
In Panola, TX 75685, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 75685?
No income-restricted buildings are listed in ZIP 75685 right now. 5 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 75685?
Yes — this page also lists 5 income-restricted buildings in ZIP codes near Panola, TX 75685 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Panola, TX 75685?
Most income-restricted buildings in Panola, TX 75685 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,650, and $45,200 for a 4-person household. Public housing can go up to 80% ($50,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Panola, TX 75685?
For many programs in Panola, TX 75685, the 2026 HUD very low-income (50%) limit is $31,650 a year for 1 person and $45,200 for 4 people. The low-income (80%) limit is $50,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Panola, TX 75685?
There is no single waiting list for Panola, TX 75685. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Panola, TX 75685?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Panola, TX 75685?
In public housing and most Section 8 in Panola, TX 75685, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Panola, TX 75685 is $1,060 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Panola, TX 75685?
A Housing Choice Voucher is not automatically accepted at every building in Panola, TX 75685. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Panola, TX 75685?
This page may still list buildings in Panola, TX 75685 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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