Affordable & Low-Income Housing in Garland, TX 75045
No income-restricted buildings are listed in 75045 — here are the closest ones.
No income-restricted buildings are listed in Garland, TX 75045. 32 income-restricted buildings are listed nearby (within about 6 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 75045
The 20 closest of 32 in nearby ZIPs. Pick a ZIP below to see all of them.
Lavon Senior Villas
314 Castle Drive, Garland, TX 75040
0.6 mi away
120 units · 104 income-restricted · People with disabilities · People experiencing homelessness
City Square Apartment Homes
705 West Avenue B, Garland, TX 75040
0.7 mi away
126 units · 88 income-restricted · Studio–2 BR · People with disabilities · People experiencing homelessness
Garland Senior Living
2222 Monarch Dr and 301 Tina Dr, Garland, TX 75040
1.5 mi away
122 units · 92 income-restricted · People with disabilities · People experiencing homelessness
Eastpointe Station
2750 Broadway Blvd., Garland, TX 75041
2.1 mi away
56 units · 55 income-restricted · 1 BR
Orchard Hills
1320 W Kingsley Rd, Garland, TX 75041
2.6 mi away
50 units · 1–2 BR
- Affordability period may have ended — call to confirm
Legacy Pointe Apts
264 South Barnes Dr, Garland, TX 75042
3 mi away
184 units · 183 income-restricted · 1–4+ BR
Reserves at Merriwood Ranch
S Side of E Miller Rd, E of E Centerville Rd, Garland, TX 75041
3.1 mi away
108 units · 81 income-restricted · People with disabilities · People experiencing homelessness
- Affordability period may have ended — call to confirm
Residences of Long Branch
4217 Rowlett Road, Rowlett, TX 75088
3.5 mi away
76 units · People with disabilities · People experiencing homelessness
Centerville Pointe
4266 Duck Creek Dr, Garland, TX 75043
3.5 mi away
250 units · 150 income-restricted · 2–4+ BR
Lakeview Pointe Apartments
N Side of Ih 30, E of Bass Pro Dr, Garland, TX 75043
4.1 mi away
144 units · 90 income-restricted · People with disabilities · People experiencing homelessness
Northgate Village Apts.
12303 Plano RD, Dallas, TX 75243
4.3 mi away
168 units · 2–4+ BR · People with disabilities · People experiencing homelessness
Sun Ray Community
2129 E Arapaho Rd, Richardson, TX 75081
4.7 mi away
50 units · 49 income-restricted · 1 BR
Trails Apts (Garland)
723 Pebble Beach Dr, Garland, TX 75043
5.1 mi away
9 units · 3 BR
- Affordability period may have ended — call to confirm
Independent Living Center
648 Casteglen Dr, Garland, TX 75043
5.1 mi away
40 units · 39 income-restricted · 1–3 BR · People with disabilities
Garland VOA Elderly Housing, Inc
750 Castleglen Dr, Garland, TX 75043
5.1 mi away
40 units · 39 income-restricted · 1 BR
No nearby buildings match this filter.
Rents and income limits in 75045
- Fair market rent, 2 bedrooms
- $1,720/mo
- Income needed to pay it at 30% of income
- $68,800/yr
Income limits (2026)
Dallas, TX area · median family income $121,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,450 | $42,400 | $67,850 |
| 2 | $29,100 | $48,450 | $77,550 |
| 3 | $32,750 | $54,500 | $87,250 |
| 4 | $36,350 | $60,550 | $96,900 |
| 5 | $39,300 | $65,400 | $104,700 |
| 6 | $44,360 | $70,250 | $112,450 |
| 7 | $50,040 | $75,100 | $120,200 |
| 8 | $55,720 | $79,950 | $127,950 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 75045 | Wider area |
|---|---|---|
| Studio | $1,420 | $1,491 |
| 1 bedroom | $1,460 | $1,536 |
| 2 bedrooms | $1,720 | $1,807 |
| 3 bedrooms | $2,170 | $2,275 |
| 4 bedrooms | $2,750 | $2,892 |
Wider area = Dallas, TX. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,500 (75238) to $2,320 (75082).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 75045's fair market rent.
Estimate your Section 8 rent share for 75045Frequently Asked Questions
Is there Section 8 housing in Garland, TX 75045?
Yes — this directory lists income-restricted buildings in Garland, TX 75045, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Garland, TX 75045 have openings?
These lists for Garland, TX 75045 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Garland, TX 75045?
Use the phone number on each building card in Garland, TX 75045. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Garland, TX 75045?
In Garland, TX 75045, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 75045?
No income-restricted buildings are listed in ZIP 75045 right now. 32 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 75045?
Yes — this page also lists 32 income-restricted buildings in ZIP codes near Garland, TX 75045 (within about 6 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Garland, TX 75045?
Most income-restricted buildings in Garland, TX 75045 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $42,400, and $60,550 for a 4-person household. Public housing can go up to 80% ($67,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Garland, TX 75045?
For many programs in Garland, TX 75045, the 2026 HUD very low-income (50%) limit is $42,400 a year for 1 person and $60,550 for 4 people. The low-income (80%) limit is $67,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Garland, TX 75045?
There is no single waiting list for Garland, TX 75045. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Garland, TX 75045?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Garland, TX 75045?
In public housing and most Section 8 in Garland, TX 75045, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Garland, TX 75045 is $1,720 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Garland, TX 75045?
A Housing Choice Voucher is not automatically accepted at every building in Garland, TX 75045. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Garland, TX 75045?
This page may still list buildings in Garland, TX 75045 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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