Affordable & Low-Income Housing in Ada, OK 74821
No income-restricted buildings are listed in 74821 — here are the closest ones.
No income-restricted buildings are listed in Ada, OK 74821. 16 income-restricted buildings are listed nearby (within about 11 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 74821
Ada Housing Authority
1121 Forrest Ave, Ada, OK 74820
0.8 mi away
140 units · 1–3 BR
- Apply through Housing Authority of the City of Ada
- Residents waited about 15 months to move in (HUD, Oct 2026)
Ada Reed
207 W Cottage St, Ada, OK 74820
0.9 mi away
135 units · 1 BR
- Apply through Housing Authority of the City of Ada
- Residents waited about 2 months to move in (HUD, Oct 2026)
Cottage Lane Apartments, Ltd Partnership
1305 Nadine Dr, Ada, OK 74820
0.9 mi away
44 units · 1–2 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Meadow View Apartments
700 W 1st Street, Ada, OK 74820
0.9 mi away
20 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Big Five Ada Housing
702 W 1st St, Ada, OK 74820
0.9 mi away
18 units · 1 BR · People with disabilities
The Linden's of Ada
1301 N Oak Ave, Ada, OK 74820
1.1 mi away
42 units · 2–3 BR · People with disabilities · People experiencing homelessness
Ada Terrace, LLC
1100 Kerr Lab Rd, Ada, OK 74820
1.1 mi away
44 units · 1–2 BR
- 5 vacant units reported (Oct 2026) — call to confirm
Rolling Meadows of Ada, Ltd.
1300 Kerr Lab Rd, Ada, OK 74820
1.2 mi away
60 units · 58 income-restricted · 1–4+ BR
Legacy Senior Residences - Ada
2001 North Country Club Road, Ada, OK 74820
1.2 mi away
42 units · 1–2 BR · People with disabilities
Oxford Square Apartments
908 N Country Club Rd, Ada, OK 74820
1.8 mi away
56 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Woodlands Apartments
2820 E Arlington, Ada, OK 74820
2.4 mi away
16 units · 15 income-restricted · 1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 74821
- Fair market rent, 2 bedrooms
- $980/mo
- Income needed to pay it at 30% of income
- $39,200/yr
Income limits (2026)
Pontotoc County, OK area · median family income $84,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,700 | $29,500 | $47,150 |
| 2 | $21,640 | $33,700 | $53,900 |
| 3 | $27,320 | $37,900 | $60,650 |
| 4 | $33,000 | $42,100 | $67,350 |
| 5 | $38,680 | $45,500 | $72,750 |
| 6 | $44,360 | $48,850 | $78,150 |
| 7 | $50,040 | $52,250 | $83,550 |
| 8 | $55,600 | $55,600 | $88,950 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 74821 | Wider area |
|---|---|---|
| Studio | $680 | $684 |
| 1 bedroom | $750 | $751 |
| 2 bedrooms | $980 | $982 |
| 3 bedrooms | $1,220 | $1,218 |
| 4 bedrooms | $1,290 | $1,291 |
Wider area = Pontotoc County, OK. Two-bedroom fair market rents in 4 nearby ZIPs range from $920 (74842) to $1,020 (74820).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 74821's fair market rent.
Estimate your Section 8 rent share for 74821Frequently Asked Questions
Is there Section 8 housing in Ada, OK 74821?
Yes — this directory lists income-restricted buildings in Ada, OK 74821, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Ada, OK 74821 have openings?
These lists for Ada, OK 74821 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Ada, OK 74821?
Use the phone number on each building card in Ada, OK 74821. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Ada, OK 74821?
In Ada, OK 74821, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 74821?
No income-restricted buildings are listed in ZIP 74821 right now. 16 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 74821?
Yes — this page also lists 16 income-restricted buildings in ZIP codes near Ada, OK 74821 (within about 11 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Ada, OK 74821?
Most income-restricted buildings in Ada, OK 74821 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,500, and $42,100 for a 4-person household. Public housing can go up to 80% ($47,150 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Ada, OK 74821?
For many programs in Ada, OK 74821, the 2026 HUD very low-income (50%) limit is $29,500 a year for 1 person and $42,100 for 4 people. The low-income (80%) limit is $47,150 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Ada, OK 74821?
There is no single waiting list for Ada, OK 74821. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Ada, OK 74821?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Ada, OK 74821?
In public housing and most Section 8 in Ada, OK 74821, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Ada, OK 74821 is $980 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Ada, OK 74821?
A Housing Choice Voucher is not automatically accepted at every building in Ada, OK 74821. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Ada, OK 74821?
This page may still list buildings in Ada, OK 74821 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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