Affordable & Low-Income Housing in Pencil Bluff, AR 71965
No income-restricted buildings are listed in 71965 — here are the closest ones.
No income-restricted buildings are listed in Pencil Bluff, AR 71965. 2 income-restricted buildings are listed nearby (within about 13 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 71965
Caddo Creek Apartments
526 W Main St, Norman, AR 71960
13.7 mi away
21 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Broadway Terrace
612 E Broadway, Glenwood, AR 71943
25.1 mi away
16 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Walnut Valley Apts
100 W Eighth St, Waldron, AR 72958
26 mi away
24 units · 1–2 BR
- Affordability period may have ended — call to confirm
Savannahpark of Waldron
100 W 8th St, Waldron, AR 72958
26.1 mi away
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Gardenwalk of Waldron
809 Bristol Square St, Waldron, AR 72958
26.4 mi away
36 units · 1–2 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Oaks at Mena
1341 S Mena St, Mena, AR 71953
28.6 mi away
30 units · Studio–1 BR
- Affordability period may have ended — call to confirm
Avants Group Home
210 Bullion Ave E, Mena, AR 71953
28.7 mi away
10 units · 9 income-restricted · 1 BR · People with disabilities
Polk County/Wickes/Cove/Hatfield
710 Janssen Ave Apt 167, Mena, AR 71953
28.9 mi away
180 units · 1–3 BR
- Apply through Polk County Housing Authority
- Residents waited about 4 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Timberland Apts
126 Cozy Acres Road, Mountain Pine, AR 71956
32.4 mi away
32 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 71965
- Fair market rent, 2 bedrooms
- $910/mo
- Income needed to pay it at 30% of income
- $36,400/yr
Income limits (2026)
Montgomery County, AR area · median family income $64,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $24,900 | $39,850 |
| 2 | $21,640 | $28,450 | $45,550 |
| 3 | $27,320 | $32,000 | $51,250 |
| 4 | $33,000 | $35,550 | $56,900 |
| 5 | $38,400 | $38,400 | $61,500 |
| 6 | $41,250 | $41,250 | $66,050 |
| 7 | $44,100 | $44,100 | $70,600 |
| 8 | $46,950 | $46,950 | $75,150 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 71965 | Wider area |
|---|---|---|
| Studio | $650 | $646 |
| 1 bedroom | $840 | $835 |
| 2 bedrooms | $910 | $909 |
| 3 bedrooms | $1,180 | $1,183 |
| 4 bedrooms | $1,270 | $1,274 |
Wider area = Montgomery County, AR. Two-bedroom fair market rents in 4 nearby ZIPs range from $910 (71969) to $930 (71960).
Census figures for 71965 (2020–2024 average): 18% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 71965's fair market rent.
Estimate your Section 8 rent share for 71965Frequently Asked Questions
Is there Section 8 housing in Pencil Bluff, AR 71965?
Yes — this directory lists income-restricted buildings in Pencil Bluff, AR 71965, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Pencil Bluff, AR 71965 have openings?
These lists for Pencil Bluff, AR 71965 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Pencil Bluff, AR 71965?
Use the phone number on each building card in Pencil Bluff, AR 71965. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Pencil Bluff, AR 71965?
In Pencil Bluff, AR 71965, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 71965?
No income-restricted buildings are listed in ZIP 71965 right now. 2 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 71965?
Yes — this page also lists 2 income-restricted buildings in ZIP codes near Pencil Bluff, AR 71965 (within about 13 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Pencil Bluff, AR 71965?
Most income-restricted buildings in Pencil Bluff, AR 71965 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $24,900, and $35,550 for a 4-person household. Public housing can go up to 80% ($39,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Pencil Bluff, AR 71965?
For many programs in Pencil Bluff, AR 71965, the 2026 HUD very low-income (50%) limit is $24,900 a year for 1 person and $35,550 for 4 people. The low-income (80%) limit is $39,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Pencil Bluff, AR 71965?
There is no single waiting list for Pencil Bluff, AR 71965. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Pencil Bluff, AR 71965?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Pencil Bluff, AR 71965?
In public housing and most Section 8 in Pencil Bluff, AR 71965, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Pencil Bluff, AR 71965 is $910 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Pencil Bluff, AR 71965?
A Housing Choice Voucher is not automatically accepted at every building in Pencil Bluff, AR 71965. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Pencil Bluff, AR 71965?
This page may still list buildings in Pencil Bluff, AR 71965 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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