Affordable & Low-Income Housing in Fairfield, NE 68938
No income-restricted buildings are listed in 68938 — here are the closest ones.
No income-restricted buildings are listed in Fairfield, NE 68938. 2 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 68938
Golden Rod Apartments
114 E Division St, Clay Center, NE 68933
7.8 mi away
26 units · 1–3 BR
- Apply through Clay Center Housing Authority
- Residents waited about 6 months to move in (HUD, Oct 2026)
Leisure Village
406 N B St, Edgar, NE 68935
8.4 mi away
20 units · 1 BR
- Apply through Edgar Housing Authority
- Residents waited about 2 months to move in (HUD, Oct 2026)
Harvard Townhouse
502 E Walnut St, Harvard, NE 68944
14.1 mi away
32 units · 2–3 BR
- Apply through Harvard Housing Authority
Elk Creek Manor
151 S East St, Nelson, NE 68961
14.9 mi away
16 units · 1–2 BR
- Apply through Nelson Housing Authority
- Residents waited about 1 month to move in (HUD, Oct 2026)
Regency Heights
1040 S Wabash Ave, Hastings, NE 68901
17.6 mi away
66 units · 65 income-restricted
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 68938
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
- Renters in 68938 paying 30% or more of income on rent
- 8%
Income limits (2026)
Clay County, NE area · median family income $97,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,450 | $34,050 | $54,450 |
| 2 | $23,350 | $38,900 | $62,200 |
| 3 | $27,320 | $43,750 | $70,000 |
| 4 | $33,000 | $48,600 | $77,750 |
| 5 | $38,680 | $52,500 | $84,000 |
| 6 | $44,360 | $56,400 | $90,200 |
| 7 | $50,040 | $60,300 | $96,450 |
| 8 | $55,720 | $64,200 | $102,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 68938 | Wider area |
|---|---|---|
| Studio | $730 | $734 |
| 1 bedroom | $780 | $775 |
| 2 bedrooms | $1,010 | $1,014 |
| 3 bedrooms | $1,210 | $1,208 |
| 4 bedrooms | $1,340 | $1,333 |
Wider area = Clay County, NE. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (68933) to $1,080 (68935).
Census figures for 68938 (2020–2024 average): median rent $635. Median household income $68,250. 20% of homes are rented. 8% of renters pay 30% or more of their income on rent, and 0% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 68938's fair market rent.
Estimate your Section 8 rent share for 68938Frequently Asked Questions
Is there Section 8 housing in Fairfield, NE 68938?
Yes — this directory lists income-restricted buildings in Fairfield, NE 68938, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Fairfield, NE 68938 have openings?
These lists for Fairfield, NE 68938 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Fairfield, NE 68938?
Use the phone number on each building card in Fairfield, NE 68938. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Fairfield, NE 68938?
In Fairfield, NE 68938, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 68938?
No income-restricted buildings are listed in ZIP 68938 right now. 2 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 68938?
Yes — this page also lists 2 income-restricted buildings in ZIP codes near Fairfield, NE 68938 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Fairfield, NE 68938?
Most income-restricted buildings in Fairfield, NE 68938 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,050, and $48,600 for a 4-person household. Public housing can go up to 80% ($54,450 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Fairfield, NE 68938?
For many programs in Fairfield, NE 68938, the 2026 HUD very low-income (50%) limit is $34,050 a year for 1 person and $48,600 for 4 people. The low-income (80%) limit is $54,450 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Fairfield, NE 68938?
There is no single waiting list for Fairfield, NE 68938. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Fairfield, NE 68938?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Fairfield, NE 68938?
In public housing and most Section 8 in Fairfield, NE 68938, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Fairfield, NE 68938 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Fairfield, NE 68938?
A Housing Choice Voucher is not automatically accepted at every building in Fairfield, NE 68938. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Fairfield, NE 68938?
This page may still list buildings in Fairfield, NE 68938 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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