Affordable & Low-Income Housing in Gibbs, MO 63540
No income-restricted buildings are listed in 63540 — here are the closest ones.
No income-restricted buildings are listed in Gibbs, MO 63540. 15 income-restricted buildings are listed nearby (within about 11 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 63540
Brookview Apts of La Plata
300 N East St, Laplata, MO 63549
6.8 mi away
15 units · 1–3 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Laplata Rrh Corp
111 E Bartlett, Laplata, MO 63549
7.1 mi away
60 units · 1 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Kirksville Heights Apartments
2400 S Baltimore St, Kirksville, MO 63501
10.6 mi away
50 units · 1 BR · People with disabilities
Kirksville Affordable Housing
2202 E Normal Ave, Kirksville, MO 63501
10.7 mi away
18 units · 1–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Kirksville Estates
2200 E Normal St, Kirksville, MO 63501
10.7 mi away
24 units · 1–2 BR
- 5 vacant units reported (Oct 2026) — call to confirm
Sheraton Square
316 Pfeiffer Ave, Kirksville, MO 63501
10.9 mi away
24 units · 1 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Kirksville Housing Authority
Kirksville, MO 63501
11.6 mi away
129 units · 1–3 BR
- Apply through Housing Authority of the City of Kirksville
- Residents waited about 3 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Parkview Terrace
800 East Mill Street, Kirksville, MO 63501
11.8 mi away
48 units · 43 income-restricted · 2–4+ BR
Kcom Elderly
501 S Osteopathy Ave, Kirksville, MO 63501
12.1 mi away
50 units · 40 income-restricted · 1–2 BR
Fjeld Arms
2016 Florence Pl, Kirksville, MO 63501
12.4 mi away
60 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Baltimore Meadows
2203 N. Baltimore Street, Kirksville, MO 63501
12.7 mi away
48 units · 43 income-restricted · 1–2 BR
No nearby buildings match this filter.
Rents and income limits in 63540
- Fair market rent, 2 bedrooms
- $980/mo
- Income needed to pay it at 30% of income
- $39,200/yr
Income limits (2026)
Adair County, MO area · median family income $84,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,650 | $29,400 | $47,050 |
| 2 | $21,640 | $33,600 | $53,800 |
| 3 | $27,320 | $37,800 | $60,500 |
| 4 | $33,000 | $42,000 | $67,200 |
| 5 | $38,680 | $45,400 | $72,600 |
| 6 | $44,360 | $48,750 | $78,000 |
| 7 | $50,040 | $52,100 | $83,350 |
| 8 | $55,450 | $55,450 | $88,750 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 63540 | Wider area |
|---|---|---|
| Studio | $730 | $738 |
| 1 bedroom | $780 | $798 |
| 2 bedrooms | $980 | $962 |
| 3 bedrooms | $1,240 | $1,332 |
| 4 bedrooms | $1,520 | $1,608 |
Wider area = Adair County, MO. Two-bedroom fair market rents in 4 nearby ZIPs range from $960 (63547) to $1,020 (63533).
Census figures for 63540 (2020–2024 average): Median household income $96,250 (uncertain estimate). 4% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 63540's fair market rent.
Estimate your Section 8 rent share for 63540Frequently Asked Questions
Is there Section 8 housing in Gibbs, MO 63540?
Yes — this directory lists income-restricted buildings in Gibbs, MO 63540, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Gibbs, MO 63540 have openings?
These lists for Gibbs, MO 63540 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Gibbs, MO 63540?
Use the phone number on each building card in Gibbs, MO 63540. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Gibbs, MO 63540?
In Gibbs, MO 63540, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 63540?
No income-restricted buildings are listed in ZIP 63540 right now. 15 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 63540?
Yes — this page also lists 15 income-restricted buildings in ZIP codes near Gibbs, MO 63540 (within about 11 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Gibbs, MO 63540?
Most income-restricted buildings in Gibbs, MO 63540 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,400, and $42,000 for a 4-person household. Public housing can go up to 80% ($47,050 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Gibbs, MO 63540?
For many programs in Gibbs, MO 63540, the 2026 HUD very low-income (50%) limit is $29,400 a year for 1 person and $42,000 for 4 people. The low-income (80%) limit is $47,050 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Gibbs, MO 63540?
There is no single waiting list for Gibbs, MO 63540. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Gibbs, MO 63540?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Gibbs, MO 63540?
In public housing and most Section 8 in Gibbs, MO 63540, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Gibbs, MO 63540 is $980 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Gibbs, MO 63540?
A Housing Choice Voucher is not automatically accepted at every building in Gibbs, MO 63540. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Gibbs, MO 63540?
This page may still list buildings in Gibbs, MO 63540 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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