Affordable & Low-Income Housing in Earth City, MO 63045
No income-restricted buildings are listed in 63045 — here are the closest ones.
No income-restricted buildings are listed in Earth City, MO 63045. 53 income-restricted buildings are listed nearby (within about 8 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 63045
The 20 closest of 53 in nearby ZIPs. Pick a ZIP below to see all of them.
Jaycee Fairgrounds Village
1355 Fairgrounds Rd, Saint Charles, MO 63301
1.9 mi away
135 units · 134 income-restricted · 1 BR · People with disabilities
Jaycee Terrace
1111 Boones Lick Rd, Saint Charles, MO 63301
2 mi away
43 units · 42 income-restricted · 1 BR
Park Ridge
1829 W Randolph St, Saint Charles, MO 63301
2.1 mi away
70 units · 1–3 BR
- Apply through Housing Authority of the City of St. Charles
- Residents waited about 42 months to move in (HUD, Oct 2026)
West Clay Senior Living
2800 West Clay Valley Drive, Saint Charles, MO 63301
2.8 mi away
98 units · 1–2 BR
Crider Center Choices
2701 Veterans Memorial Pkwy, Saint Charles, MO 63303
3 mi away
14 units · 1 BR · People with disabilities
Falcons Way Townhomes
2516 Falcons Way, St Charles, MO 63303
3.2 mi away
40 units · 2–3 BR · People with disabilities
Santa Maria Apartments
12565 Santa Maria Ct, Hazelwood, MO 63042
3.4 mi away
202 units · 200 income-restricted · Studio–1 BR · People with disabilities
Villa Lago
162 Fee Fee Rd, Maryland Heights, MO 63043
4.2 mi away
120 units · 1 BR
- Apply through Housing Authority of St. Louis County
Arbor Hill
145 Apple Ave, Maryland Heights, MO 63043
4.3 mi away
70 units · 1–3 BR
- Apply through Housing Authority of St. Louis County
Triangle III
1511 Triangle Dr, St Peters, MO 63303
5.5 mi away
40 units · 1–2 BR · People with disabilities
Center III Apartments
2443 Prouhet Ave, Breckenridge Hills, MO 63114
6 mi away
15 units · Studio · People with disabilities
Hickory Trace Apts
3591 Dehart Pl, St Ann, MO 63074
6 mi away
126 units · 116 income-restricted · 1–2 BR
No nearby buildings match this filter.
Rents and income limits in 63045
- Fair market rent, 2 bedrooms
- $1,430/mo
- Income needed to pay it at 30% of income
- $57,200/yr
Income limits (2026)
St. Louis, MO-IL area · median family income $113,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $23,850 | $39,750 | $63,600 |
| 2 | $27,250 | $45,400 | $72,650 |
| 3 | $30,650 | $51,100 | $81,750 |
| 4 | $34,050 | $56,750 | $90,800 |
| 5 | $38,680 | $61,300 | $98,100 |
| 6 | $44,360 | $65,850 | $105,350 |
| 7 | $50,040 | $70,400 | $112,600 |
| 8 | $55,720 | $74,950 | $119,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 63045 | Wider area |
|---|---|---|
| Studio | $1,130 | $1,064 |
| 1 bedroom | $1,170 | $1,104 |
| 2 bedrooms | $1,430 | $1,349 |
| 3 bedrooms | $1,840 | $1,731 |
| 4 bedrooms | $2,120 | $1,997 |
Wider area = St. Louis, MO-IL. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,060 (63140) to $1,840 (63141).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 63045's fair market rent.
Estimate your Section 8 rent share for 63045Frequently Asked Questions
Is there Section 8 housing in Earth City, MO 63045?
Yes — this directory lists income-restricted buildings in Earth City, MO 63045, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Earth City, MO 63045 have openings?
These lists for Earth City, MO 63045 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Earth City, MO 63045?
Use the phone number on each building card in Earth City, MO 63045. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Earth City, MO 63045?
In Earth City, MO 63045, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 63045?
No income-restricted buildings are listed in ZIP 63045 right now. 53 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 63045?
Yes — this page also lists 53 income-restricted buildings in ZIP codes near Earth City, MO 63045 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Earth City, MO 63045?
Most income-restricted buildings in Earth City, MO 63045 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $39,750, and $56,750 for a 4-person household. Public housing can go up to 80% ($63,600 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Earth City, MO 63045?
For many programs in Earth City, MO 63045, the 2026 HUD very low-income (50%) limit is $39,750 a year for 1 person and $56,750 for 4 people. The low-income (80%) limit is $63,600 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Earth City, MO 63045?
There is no single waiting list for Earth City, MO 63045. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Earth City, MO 63045?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Earth City, MO 63045?
In public housing and most Section 8 in Earth City, MO 63045, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Earth City, MO 63045 is $1,430 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Earth City, MO 63045?
A Housing Choice Voucher is not automatically accepted at every building in Earth City, MO 63045. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Earth City, MO 63045?
This page may still list buildings in Earth City, MO 63045 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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