Affordable & Low-Income Housing in Karbers Ridge, IL 62955
No income-restricted buildings are listed in 62955 — here are the closest ones.
No income-restricted buildings are listed in Karbers Ridge, IL 62955. 2 income-restricted buildings are listed nearby (within about 12 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 62955
River Side Homes
400 E School St Apt 1, Cave In Rock, IL 62919
4.5 mi away
147 units · 1–3 BR
- Apply through Housing Authority of the County of Hardin
- Residents waited about 9 months to move in (HUD, Oct 2026)
Rosiclare I - II
Hillside Rd, Rosiclare, IL 62982
7.6 mi away
14 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Pear Tree Apts. Golconda
115 E Pope St, Golconda, IL 62938
16.7 mi away
16 units · 2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Hillcrest Homes
115 E Clara St Apt 1, Golconda, IL 62938
16.8 mi away
123 units · 1–3 BR
- Apply through Housing Authority of Pope County
Hsg Auth Gallatin Coun
405 S Combs St, Ridgway, IL 62979
20.5 mi away
95 units · 1–3 BR
- Apply through Housing Authority of Gallatin County
- Residents waited about 4 months to move in (HUD, Oct 2026)
Sherman Street Apts
109 N Sherman St, Ridgway, IL 62979
20.7 mi away
10 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Scattered Sites
927 W Barnett St Apt 11A, Harrisburg, IL 62946
22.9 mi away
133 units · 1–3 BR
- Apply through Housing Authority - County of Saline
- Residents waited about 3 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 62955
- Fair market rent, 2 bedrooms
- $930/mo
- Income needed to pay it at 30% of income
- $37,200/yr
Income limits (2026)
Hardin County, IL area · median family income $72,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,850 | $31,400 | $50,250 |
| 2 | $21,640 | $35,900 | $57,400 |
| 3 | $27,320 | $40,400 | $64,600 |
| 4 | $33,000 | $44,850 | $71,750 |
| 5 | $38,680 | $48,450 | $77,500 |
| 6 | $44,360 | $52,050 | $83,250 |
| 7 | $50,040 | $55,650 | $89,000 |
| 8 | $55,720 | $59,250 | $94,750 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | Hardin County, IL |
|---|---|
| Studio | $648 |
| 1 bedroom | $711 |
| 2 bedrooms | $930 |
| 3 bedrooms | $1,108 |
| 4 bedrooms | $1,344 |
Two-bedroom fair market rents in 4 nearby ZIPs range from $930 (62931) to $1,040 (62982).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 62955's fair market rent.
Estimate your Section 8 rent share for 62955Frequently Asked Questions
Is there Section 8 housing in Karbers Ridge, IL 62955?
Yes — this directory lists income-restricted buildings in Karbers Ridge, IL 62955, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Karbers Ridge, IL 62955 have openings?
These lists for Karbers Ridge, IL 62955 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Karbers Ridge, IL 62955?
Use the phone number on each building card in Karbers Ridge, IL 62955. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Karbers Ridge, IL 62955?
In Karbers Ridge, IL 62955, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 62955?
No income-restricted buildings are listed in ZIP 62955 right now. 2 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 62955?
Yes — this page also lists 2 income-restricted buildings in ZIP codes near Karbers Ridge, IL 62955 (within about 12 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Karbers Ridge, IL 62955?
Most income-restricted buildings in Karbers Ridge, IL 62955 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,400, and $44,850 for a 4-person household. Public housing can go up to 80% ($50,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Karbers Ridge, IL 62955?
For many programs in Karbers Ridge, IL 62955, the 2026 HUD very low-income (50%) limit is $31,400 a year for 1 person and $44,850 for 4 people. The low-income (80%) limit is $50,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Karbers Ridge, IL 62955?
There is no single waiting list for Karbers Ridge, IL 62955. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Karbers Ridge, IL 62955?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Karbers Ridge, IL 62955?
In public housing and most Section 8 in Karbers Ridge, IL 62955, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Karbers Ridge, IL 62955 is $930 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Karbers Ridge, IL 62955?
A Housing Choice Voucher is not automatically accepted at every building in Karbers Ridge, IL 62955. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Karbers Ridge, IL 62955?
This page may still list buildings in Karbers Ridge, IL 62955 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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