Affordable & Low-Income Housing in Concord, IL 62631
No income-restricted buildings are listed in 62631 — here are the closest ones.
No income-restricted buildings are listed in Concord, IL 62631. 13 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 62631
Knollwood Retirement Center (Slf)
20 Jacksonville Pl, Jacksonville, IL 62650
7.6 mi away
86 units · Studio–2 BR
Walnut Ct/VAS Homes
300 W Dunlap St, Jacksonville, IL 62650
8.9 mi away
40 units · 2–3 BR
- Apply through Morgan County Housing Authority
- Residents waited about 88 months to move in (HUD, Oct 2026)
Beecher High Rise/Cottages
301 W Beecher Ave Apt 211, Jacksonville, IL 62650
9.3 mi away
190 units · 1–2 BR
- Apply through Morgan County Housing Authority
- Residents waited about 4 months to move in (HUD, Oct 2026)
Turner High Rise/Scattered MIDD Sites
800 Hoagland Blvd Apt 311, Jacksonville, IL 62650
9.3 mi away
124 units · 1–3 BR
- Apply through Morgan County Housing Authority
- Residents waited about 4 months to move in (HUD, Oct 2026)
Balsam Terrace
1215 Lincoln Ave, Jacksonville, IL 62650
9.4 mi away
35 units · 1 BR · People with disabilities
Spruce Manor
1217 Lincoln Ave, Jacksonville, IL 62650
9.4 mi away
14 units · 1 BR · People with disabilities
Jacksonville Affordable Housing, LP
313 Labor, South Jacksonville, IL 62650
10.5 mi away
254 units · 79 income-restricted · 1–2 BR
Laborers Home I & II
200 Labor Dr, South Jacksonville, IL 62650
10.5 mi away
254 units · 228 income-restricted · 1–2 BR
No nearby buildings match this filter.
Rents and income limits in 62631
- Fair market rent, 2 bedrooms
- $1,090/mo
- Income needed to pay it at 30% of income
- $43,600/yr
Income limits (2026)
Morgan County, IL area · median family income $91,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,250 | $32,050 | $51,250 |
| 2 | $22,000 | $36,600 | $58,600 |
| 3 | $27,320 | $41,200 | $65,900 |
| 4 | $33,000 | $45,750 | $73,200 |
| 5 | $38,680 | $49,450 | $79,100 |
| 6 | $44,360 | $53,100 | $84,950 |
| 7 | $50,040 | $56,750 | $90,800 |
| 8 | $55,720 | $60,400 | $96,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 62631 | Wider area |
|---|---|---|
| Studio | $760 | $648 |
| 1 bedroom | $900 | $711 |
| 2 bedrooms | $1,090 | $930 |
| 3 bedrooms | $1,400 | $1,146 |
| 4 bedrooms | $1,810 | $1,554 |
Wider area = Morgan County, IL. Two-bedroom fair market rents in 4 nearby ZIPs range from $930 (62665) to $1,210 (62628).
Census figures for 62631 (2020–2024 average): Median household income $63,125. 2% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 62631's fair market rent.
Estimate your Section 8 rent share for 62631Frequently Asked Questions
Is there Section 8 housing in Concord, IL 62631?
Yes — this directory lists income-restricted buildings in Concord, IL 62631, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Concord, IL 62631 have openings?
These lists for Concord, IL 62631 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Concord, IL 62631?
Use the phone number on each building card in Concord, IL 62631. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Concord, IL 62631?
In Concord, IL 62631, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 62631?
No income-restricted buildings are listed in ZIP 62631 right now. 13 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 62631?
Yes — this page also lists 13 income-restricted buildings in ZIP codes near Concord, IL 62631 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Concord, IL 62631?
Most income-restricted buildings in Concord, IL 62631 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,050, and $45,750 for a 4-person household. Public housing can go up to 80% ($51,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Concord, IL 62631?
For many programs in Concord, IL 62631, the 2026 HUD very low-income (50%) limit is $32,050 a year for 1 person and $45,750 for 4 people. The low-income (80%) limit is $51,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Concord, IL 62631?
There is no single waiting list for Concord, IL 62631. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Concord, IL 62631?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Concord, IL 62631?
In public housing and most Section 8 in Concord, IL 62631, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Concord, IL 62631 is $1,090 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Concord, IL 62631?
A Housing Choice Voucher is not automatically accepted at every building in Concord, IL 62631. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Concord, IL 62631?
This page may still list buildings in Concord, IL 62631 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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