Affordable & Low-Income Housing in Shirland, IL 61079
No income-restricted buildings are listed in 61079 — here are the closest ones.
No income-restricted buildings are listed in Shirland, IL 61079. 27 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 61079
The 20 closest of 27 in nearby ZIPs. Pick a ZIP below to see all of them.
Heritage Homestead Apartments
206 S Newman Street, Durand, IL 61024
5.7 mi away
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
D Agnolo
806 Kocher St, Rockton, IL 61072
7.7 mi away
50 units · 1 BR
- Apply through Winnebago County Housing Authority
Beloit Apts. Redevelopment Phase 1
1021 Ritsher St, Beloit, WI 53511
8.7 mi away
65 units · 2–4+ BR
- Apply through Beloit Housing Authority
- Residents waited about 2 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Woodside Terrace
2255 Burton Street, Beloit, WI 53511
8.9 mi away
120 units · 116 income-restricted · 1–2 BR
Hillcrest Apt Homes
2200 Burton St, Beloit, WI 53511
9.1 mi away
67 units · 66 income-restricted · 1–2 BR
Beloit Apts. Phase 2 - Scattered Sites
1149 11th St, Beloit, WI 53511
9.3 mi away
16 units · 3 BR
- Apply through Beloit Housing Authority
- Residents waited about 3 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
High School Apts
220 W Grand Ave, Beloit, WI 53511
9.5 mi away
50 units · 1–2 BR
- Affordability period may have ended — call to confirm
Brittan House
608 Fourth St, Beloit, WI 53511
9.6 mi away
45 units · 1 BR
- Affordability period may have ended — call to confirm
Beloit Apts. Phase 2 Town houses
840 5th St Apt 1, Beloit, WI 53511
9.7 mi away
9 units
- Apply through Beloit Housing Authority
Beloit Apts. - Phase 2 Parker Bluff
220 Portland Ave, Beloit, WI 53511
9.7 mi away
41 units · 1–2 BR
- Apply through Beloit Housing Authority
- Residents waited about 35 months to move in (HUD, Oct 2026)
Fairbanks Flats Rowhomes
206 Carpenter St - Unit 1, Beloit, WI 53511
10.1 mi away
13 units · 8 income-restricted · 2–3 BR
Fairbanks Flats Apts
205 Birch Ave, Beloit, WI 53511
10.1 mi away
24 units · 2 BR
- Affordability period may have ended — call to confirm
Beloit Water Tower Place
1120 Prince Hall Dr, Beloit, WI 53511
10.2 mi away
77 units · 63 income-restricted · 1–2 BR
Milestone Group Home
3310 Searles Ave, Rockford, IL 61101
11.4 mi away
9 units · 8 income-restricted · 1 BR · People with disabilities
Beloit Apartments Redevelopment-Phase 2
1821 Bayliss Ave, Beloit, WI 53511
11.4 mi away
66 units · 15 income-restricted · 1–4+ BR
No nearby buildings match this filter.
Rents and income limits in 61079
- Fair market rent, 2 bedrooms
- $1,070/mo
- Income needed to pay it at 30% of income
- $42,800/yr
Income limits (2026)
Rockford, IL area · median family income $89,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,850 | $31,400 | $50,250 |
| 2 | $21,640 | $35,900 | $57,400 |
| 3 | $27,320 | $40,400 | $64,600 |
| 4 | $33,000 | $44,850 | $71,750 |
| 5 | $38,680 | $48,450 | $77,500 |
| 6 | $44,360 | $52,050 | $83,250 |
| 7 | $50,040 | $55,650 | $89,000 |
| 8 | $55,720 | $59,250 | $94,750 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 61079 | Wider area |
|---|---|---|
| Studio | $750 | $816 |
| 1 bedroom | $820 | $896 |
| 2 bedrooms | $1,070 | $1,172 |
| 3 bedrooms | $1,400 | $1,542 |
| 4 bedrooms | $1,440 | $1,578 |
Wider area = Rockford, IL. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,060 (61024) to $1,290 (53511).
Census figures for 61079 (2020–2024 average): median rent $1,063 (uncertain estimate). Median household income $46,367. 16% of homes are rented.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 61079's fair market rent.
Estimate your Section 8 rent share for 61079Frequently Asked Questions
Is there Section 8 housing in Shirland, IL 61079?
Yes — this directory lists income-restricted buildings in Shirland, IL 61079, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Shirland, IL 61079 have openings?
These lists for Shirland, IL 61079 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Shirland, IL 61079?
Use the phone number on each building card in Shirland, IL 61079. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Shirland, IL 61079?
In Shirland, IL 61079, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 61079?
No income-restricted buildings are listed in ZIP 61079 right now. 27 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 61079?
Yes — this page also lists 27 income-restricted buildings in ZIP codes near Shirland, IL 61079 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Shirland, IL 61079?
Most income-restricted buildings in Shirland, IL 61079 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,400, and $44,850 for a 4-person household. Public housing can go up to 80% ($50,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Shirland, IL 61079?
For many programs in Shirland, IL 61079, the 2026 HUD very low-income (50%) limit is $31,400 a year for 1 person and $44,850 for 4 people. The low-income (80%) limit is $50,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Shirland, IL 61079?
There is no single waiting list for Shirland, IL 61079. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Shirland, IL 61079?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Shirland, IL 61079?
In public housing and most Section 8 in Shirland, IL 61079, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Shirland, IL 61079 is $1,070 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Shirland, IL 61079?
A Housing Choice Voucher is not automatically accepted at every building in Shirland, IL 61079. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Shirland, IL 61079?
This page may still list buildings in Shirland, IL 61079 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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