Affordable & Low-Income Housing in Cary, IL 60013
1 affordable building in 60013 · 22 more within 9 mi
Cary, IL 60013 has 1 income-restricted building: 1 tax credit. 22 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 60013
No buildings in 60013 match this filter.
Nearby
The 20 closest of 22 in nearby ZIPs. Pick a ZIP below to see all of them.
McHenry Scattered Site
190 Beardsley St, Crystal Lake, IL 60014
4.3 mi away
22 units · 3 BR
- Apply through McHenry County Housing Authority
- Several buildings — call for addresses
Crystal Terrace
192 Elmhurst Rd, Crystal Lake, IL 60014
4.9 mi away
80 units · 69 income-restricted · 1–3 BR
Scattered Sites
207 Dundee Ave, Barrington, IL 60010
6.9 mi away
18 units · 2–3 BR
- Apply through Housing Authority of the County of Lake, IL.
- Several buildings — call for addresses
Good Shepherd Manor
445 E Main St, Barrington, IL 60010
7.3 mi away
102 units · 1 BR · People with disabilities
The Residences of Lake in the Hills
2601 Village Hall Dr, Lake in the Hills, IL 60156
7.3 mi away
93 units · Studio–2 BR
Fox Hill Senior Housing, Inc.
302 Front Street, McHenry, IL 60050
7.7 mi away
61 units · 60 income-restricted · 1 BR
Barrington Horizon Senior Living Comm
1410 S Barrington Rd, Barrington, IL 60010
8 mi away
51 units · 42 income-restricted · 1–2 BR
- Affordability period may have ended — call to confirm
Living Springs of McHenry Slf
4609 W Crystal Lake Rd, McHenry, IL 60050
8.3 mi away
99 units · 79 income-restricted · Studio–1 BR
Pearl Street Commons, LLC
3512 Pearl Street, McHenry, IL 60050
8.7 mi away
25 units · 6 income-restricted · 1 BR
Gardiner Place Senior Apts
251 River Haven Dr, East Dundee, IL 60118
8.8 mi away
82 units · 70 income-restricted · 1–2 BR
No nearby buildings match this filter.
Rents and income limits in 60013
- Fair market rent, 2 bedrooms
- $2,120/mo
- Income needed to pay it at 30% of income
- $84,800/yr
- Renters in 60013 paying 30% or more of income on rent
- 59%
Income limits (2026)
Chicago-Joliet-Naperville, IL area · median family income $121,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,550 | $42,550 | $68,050 |
| 2 | $29,200 | $48,600 | $77,800 |
| 3 | $32,850 | $54,700 | $87,500 |
| 4 | $36,450 | $60,750 | $97,200 |
| 5 | $39,400 | $65,650 | $105,000 |
| 6 | $44,360 | $70,500 | $112,800 |
| 7 | $50,040 | $75,350 | $120,550 |
| 8 | $55,720 | $80,200 | $128,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 60013 | Wider area |
|---|---|---|
| Studio | $1,770 | $1,678 |
| 1 bedroom | $1,880 | $1,780 |
| 2 bedrooms | $2,120 | $2,011 |
| 3 bedrooms | $2,730 | $2,586 |
| 4 bedrooms | $3,110 | $2,954 |
Wider area = Chicago-Joliet-Naperville, IL. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,820 (60084) to $3,020 (60010).
Census figures for 60013 (2020–2024 average): median rent $1,500. Median household income $120,604. 12% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 60013's fair market rent.
Estimate your Section 8 rent share for 60013Frequently Asked Questions
Is there Section 8 housing in Cary, IL 60013?
Yes — this directory lists income-restricted buildings in Cary, IL 60013, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cary, IL 60013 have openings?
These lists for Cary, IL 60013 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cary, IL 60013?
Use the phone number on each building card in Cary, IL 60013. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cary, IL 60013?
In Cary, IL 60013, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 60013?
This directory lists 1 income-restricted building in Cary, IL 60013. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 60013?
Yes — this page also lists 22 income-restricted buildings in ZIP codes near Cary, IL 60013 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cary, IL 60013?
Most income-restricted buildings in Cary, IL 60013 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $42,550, and $60,750 for a 4-person household. Public housing can go up to 80% ($68,050 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cary, IL 60013?
For many programs in Cary, IL 60013, the 2026 HUD very low-income (50%) limit is $42,550 a year for 1 person and $60,750 for 4 people. The low-income (80%) limit is $68,050 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cary, IL 60013?
There is no single waiting list for Cary, IL 60013. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cary, IL 60013?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Cary, IL 60013. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cary, IL 60013?
In public housing and most Section 8 in Cary, IL 60013, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cary, IL 60013 is $2,120 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cary, IL 60013?
A Housing Choice Voucher is not automatically accepted at every building in Cary, IL 60013. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cary, IL 60013?
This page may still list buildings in Cary, IL 60013 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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