Affordable & Low-Income Housing in Oak Island, MN 56741
No income-restricted buildings are listed in 56741 — here are the closest ones.
No income-restricted buildings are listed in Oak Island, MN 56741. These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 56741
Northland Apartment
606 Grant Ave SE, Warroad, MN 56763
35.6 mi away
22 units · 1–3 BR · People with disabilities
- 1 vacant unit reported (Oct 2026) — call to confirm
Warroad Senior Living Center
1401 Lake St NW, Warroad, MN 56763
35.9 mi away
54 units · 14 income-restricted · 1 BR
Baudette
407 W Hamilton Ave, Baudette, MN 56623
43.2 mi away
20 units · 3 BR
- Apply through Hra of Baudette, Minnesota
Westside Manor
205 5th St SW, Baudette, MN 56623
43.4 mi away
20 units · 1–2 BR · People with disabilities
- 1 vacant unit reported (Oct 2026) — call to confirm
Southside Square
Multiple Building Addresses, Roseau, MN 56751
51.4 mi away
23 units · 22 income-restricted
Southside Sq Apts
507 7th Avenue SE, Roseau, MN 56751
52.3 mi away
23 units · 1–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Sunburst Acres
307 1/2 3rd Ave NW, Roseau, MN 56751
52.4 mi away
17 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Tamarack Place
1105 3rd Avenue SW, Roseau, MN 56751
53.1 mi away
41 units · 18 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 56741
- Fair market rent, 2 bedrooms
- $1,150/mo
- Income needed to pay it at 30% of income
- $46,000/yr
Income limits (2026)
Lake of the Woods County, MN area · median family income $99,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,850 | $34,700 | $55,550 |
| 2 | $23,800 | $39,650 | $63,450 |
| 3 | $27,320 | $44,600 | $71,400 |
| 4 | $33,000 | $49,550 | $79,300 |
| 5 | $38,680 | $53,550 | $85,650 |
| 6 | $44,360 | $57,500 | $92,000 |
| 7 | $50,040 | $61,450 | $98,350 |
| 8 | $55,720 | $65,450 | $104,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 56741 | Wider area |
|---|---|---|
| Studio | $800 | $804 |
| 1 bedroom | $880 | $882 |
| 2 bedrooms | $1,150 | $1,154 |
| 3 bedrooms | $1,370 | $1,375 |
| 4 bedrooms | $1,680 | $1,685 |
Wider area = Lake of the Woods County, MN.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 56741's fair market rent.
Estimate your Section 8 rent share for 56741Frequently Asked Questions
Is there Section 8 housing in Oak Island, MN 56741?
Yes — this directory lists income-restricted buildings in Oak Island, MN 56741, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Oak Island, MN 56741 have openings?
These lists for Oak Island, MN 56741 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Oak Island, MN 56741?
Use the phone number on each building card in Oak Island, MN 56741. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Oak Island, MN 56741?
In Oak Island, MN 56741, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 56741?
No income-restricted buildings are listed in ZIP 56741 right now. Call to confirm openings.
People Also Ask
How do I qualify for affordable housing in Oak Island, MN 56741?
Most income-restricted buildings in Oak Island, MN 56741 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,700, and $49,550 for a 4-person household. Public housing can go up to 80% ($55,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Oak Island, MN 56741?
For many programs in Oak Island, MN 56741, the 2026 HUD very low-income (50%) limit is $34,700 a year for 1 person and $49,550 for 4 people. The low-income (80%) limit is $55,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Oak Island, MN 56741?
There is no single waiting list for Oak Island, MN 56741. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Oak Island, MN 56741?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Oak Island, MN 56741?
In public housing and most Section 8 in Oak Island, MN 56741, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Oak Island, MN 56741 is $1,150 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Oak Island, MN 56741?
A Housing Choice Voucher is not automatically accepted at every building in Oak Island, MN 56741. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Oak Island, MN 56741?
This page may still list buildings in Oak Island, MN 56741 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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