Affordable & Low-Income Housing in Side Lake, MN 55781
No income-restricted buildings are listed in 55781 — here are the closest ones.
No income-restricted buildings are listed in Side Lake, MN 55781. 5 income-restricted buildings are listed nearby (within about 15 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 55781
Lakeside Manor
3 NW 3rd Street, Chisholm, MN 55719
15.7 mi away
48 units · 18 income-restricted · 1–3 BR
Longyear Terrace
10 1st St NE, Chisholm, MN 55719
15.8 mi away
107 units · 1–3 BR
- Apply through HRA of CHISHOLM, MINNESOTA
- Residents waited about 13 months to move in (HUD, Oct 2026)
STATE STREET APTS.aka BUHL
212 State St, Buhl, MN 55713
18.5 mi away
23 units · 1–2 BR · People with disabilities
The Androy
2010 5th Ave E, Hibbing, MN 55746
18.5 mi away
48 units · 40 income-restricted · Studio–1 BR
Southview Terrace Apts
100 Southview Dr, Hibbing, MN 55746
18.7 mi away
145 units · 43 income-restricted · 1–3 BR
First Avenue Apartments
2315 1st Ave, Hibbing, MN 55746
18.7 mi away
60 units · 1 BR
- Apply through The Hra of Hibbing, Minnesota
- Residents waited about 3 months to move in (HUD, Oct 2026)
Perpich Apartments
3203 3rd Ave W, Hibbing, MN 55746
19.3 mi away
27 units · 26 income-restricted · Studio–2 BR · People with disabilities · People experiencing homelessness
WINSTON COURT/aka ASI North
710 E 31st St, Hibbing, MN 55746
19.4 mi away
18 units · 1–2 BR · People with disabilities
PIONEER BLDG & SS Duplexes
111 5th St SE Apt 111, Cook, MN 55723
21.4 mi away
60 units · 1–3 BR
- Apply through Hra of Cook, Minnesota
- Residents waited about 5 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 55781
- Fair market rent, 2 bedrooms
- $1,600/mo
- Income needed to pay it at 30% of income
- $64,000/yr
Income limits (2026)
Itasca County, MN area · median family income $92,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,600 | $34,300 | $54,900 |
| 2 | $23,550 | $39,200 | $62,750 |
| 3 | $27,320 | $44,100 | $70,600 |
| 4 | $33,000 | $49,000 | $78,400 |
| 5 | $38,680 | $52,950 | $84,700 |
| 6 | $44,360 | $56,850 | $90,950 |
| 7 | $50,040 | $60,800 | $97,250 |
| 8 | $55,720 | $64,700 | $103,500 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 55781 | Wider area |
|---|---|---|
| Studio | $1,110 | $811 |
| 1 bedroom | $1,270 | $924 |
| 2 bedrooms | $1,600 | $1,164 |
| 3 bedrooms | $2,190 | $1,509 |
| 4 bedrooms | $2,600 | $1,635 |
Wider area = Itasca County, MN.
Census figures for 55781 (2020–2024 average): median rent $1,313 (uncertain estimate). Median household income $101,406. 5% of homes are rented.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55781's fair market rent.
Estimate your Section 8 rent share for 55781Frequently Asked Questions
Is there Section 8 housing in Side Lake, MN 55781?
Yes — this directory lists income-restricted buildings in Side Lake, MN 55781, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Side Lake, MN 55781 have openings?
These lists for Side Lake, MN 55781 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Side Lake, MN 55781?
Use the phone number on each building card in Side Lake, MN 55781. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Side Lake, MN 55781?
In Side Lake, MN 55781, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 55781?
No income-restricted buildings are listed in ZIP 55781 right now. 5 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 55781?
Yes — this page also lists 5 income-restricted buildings in ZIP codes near Side Lake, MN 55781 (within about 15 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Side Lake, MN 55781?
Most income-restricted buildings in Side Lake, MN 55781 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,300, and $49,000 for a 4-person household. Public housing can go up to 80% ($54,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Side Lake, MN 55781?
For many programs in Side Lake, MN 55781, the 2026 HUD very low-income (50%) limit is $34,300 a year for 1 person and $49,000 for 4 people. The low-income (80%) limit is $54,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Side Lake, MN 55781?
There is no single waiting list for Side Lake, MN 55781. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Side Lake, MN 55781?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Side Lake, MN 55781?
In public housing and most Section 8 in Side Lake, MN 55781, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Side Lake, MN 55781 is $1,600 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Side Lake, MN 55781?
A Housing Choice Voucher is not automatically accepted at every building in Side Lake, MN 55781. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Side Lake, MN 55781?
This page may still list buildings in Side Lake, MN 55781 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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This ZIPNearbyOpen a pin for the building name.