Affordable & Low-Income Housing in Saginaw, MN 55779
No income-restricted buildings are listed in 55779 — here are the closest ones.
No income-restricted buildings are listed in Saginaw, MN 55779. 19 income-restricted buildings are listed nearby (within about 12 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 55779
LARSON COMMONS aka Larson Tower
810 Cloquet Ave, Cloquet, MN 55720
12.9 mi away
85 units · 1–2 BR · People with disabilities
Cloquet Middle School Apartments
509 Carlton Avenue, Cloquet, MN 55720
13.2 mi away
57 units · 45 income-restricted · 1–3 BR · People experiencing homelessness
White Pine Aparments
930 14th Street, Cloquet, MN 55720
13.7 mi away
35 units · 1–3 BR · People experiencing homelessness
Aspen Arms
950 14th St Apt 111, Cloquet, MN 55720
13.8 mi away
74 units · 1–3 BR
- Apply through Hra of Cloquet, Minnesota
- Residents waited about 7 months to move in (HUD, Oct 2026)
Maplewood Court
1318 18th Street, Cloquet, MN 55720
14.1 mi away
22 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Maplewood Apts
1326 18th St, Cloquet, MN 55720
14.2 mi away
24 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Pine Grove Apartments
4062 Haines Rd, Duluth, MN 55811
14.8 mi away
25 units · 24 income-restricted · 1–2 BR · People with disabilities
Village at Matterhorn
4736 Matterhorn Cir, Duluth, MN 55811
15 mi away
96 units · 30 income-restricted · 1–3 BR
- Apply through HRA of DULUTH, MINNESOTA
- Residents waited about 3 months to move in (HUD, Oct 2026)
Windwood Townhomes
Multiple Building Addresses, Duluth, MN 55811
15.2 mi away
70 units · 55 income-restricted · 1–4+ BR
The Village at Matterhorn
Multiple Building Addresses, Duluth, MN 55811
15.2 mi away
96 units · 72 income-restricted · 1–3 BR · People with disabilities
Decker Dwelling
4715 Decker Road, Duluth, MN 55811
15.3 mi away
42 units · 1–3 BR · People with disabilities · People experiencing homelessness
Burke Apartments
720 Maple Grove Rd, Duluth, MN 55811
15.9 mi away
20 units · 1–2 BR · People with disabilities
Victory Apartments (AKA) MERIDIAN APARTMENTS
2409 Leonard St, Duluth, MN 55811
16.1 mi away
39 units · 1–2 BR
Pennel Park Commons
330 N Arlington Ave, Duluth, MN 55811
16.7 mi away
101 units · 100 income-restricted · 1–2 BR · People with disabilities
Windwood Townhomes
701 Upham Rd, Duluth, MN 55811
17.4 mi away
70 units · 21 income-restricted · 3–4+ BR
Maplewood Court Apartments II
Multiple Building Addresses, Cloquet, MN 55720
23.1 mi away
22 units · 21 income-restricted · 1–2 BR
Settlers Ridge
Multiple Building Addresses, Cloquet, MN 55720
23.1 mi away
22 units · 21 income-restricted · 2–3 BR
No nearby buildings match this filter.
Rents and income limits in 55779
- Fair market rent, 2 bedrooms
- $1,810/mo
- Income needed to pay it at 30% of income
- $72,400/yr
- Renters in 55779 paying 30% or more of income on rent
- 22%
Income limits (2026)
Duluth, MN-WI area · median family income $101,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,250 | $35,400 | $56,650 |
| 2 | $24,300 | $40,450 | $64,750 |
| 3 | $27,350 | $45,500 | $72,850 |
| 4 | $33,000 | $50,550 | $80,900 |
| 5 | $38,680 | $54,600 | $87,400 |
| 6 | $44,360 | $58,650 | $93,850 |
| 7 | $50,040 | $62,700 | $100,350 |
| 8 | $55,720 | $66,750 | $106,800 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 55779 | Wider area |
|---|---|---|
| Studio | $1,260 | $841 |
| 1 bedroom | $1,440 | $961 |
| 2 bedrooms | $1,810 | $1,207 |
| 3 bedrooms | $2,510 | $1,671 |
| 4 bedrooms | $3,030 | $2,017 |
Wider area = Duluth, MN-WI. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,220 (55720) to $1,700 (55717).
Census figures for 55779 (2020–2024 average): median rent $1,708 (uncertain estimate). Median household income $93,792. 14% of homes are rented. 22% of renters pay 30% or more of their income on rent, and 15% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55779's fair market rent.
Estimate your Section 8 rent share for 55779Frequently Asked Questions
Is there Section 8 housing in Saginaw, MN 55779?
Yes — this directory lists income-restricted buildings in Saginaw, MN 55779, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Saginaw, MN 55779 have openings?
These lists for Saginaw, MN 55779 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Saginaw, MN 55779?
Use the phone number on each building card in Saginaw, MN 55779. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Saginaw, MN 55779?
In Saginaw, MN 55779, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 55779?
No income-restricted buildings are listed in ZIP 55779 right now. 19 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 55779?
Yes — this page also lists 19 income-restricted buildings in ZIP codes near Saginaw, MN 55779 (within about 12 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Saginaw, MN 55779?
Most income-restricted buildings in Saginaw, MN 55779 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,400, and $50,550 for a 4-person household. Public housing can go up to 80% ($56,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saginaw, MN 55779?
For many programs in Saginaw, MN 55779, the 2026 HUD very low-income (50%) limit is $35,400 a year for 1 person and $50,550 for 4 people. The low-income (80%) limit is $56,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Saginaw, MN 55779?
There is no single waiting list for Saginaw, MN 55779. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Saginaw, MN 55779?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Saginaw, MN 55779?
In public housing and most Section 8 in Saginaw, MN 55779, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saginaw, MN 55779 is $1,810 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Saginaw, MN 55779?
A Housing Choice Voucher is not automatically accepted at every building in Saginaw, MN 55779. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Saginaw, MN 55779?
This page may still list buildings in Saginaw, MN 55779 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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