Affordable & Low-Income Housing in Loretto, MN 55597
No income-restricted buildings are listed in 55597 — here are the closest ones.
No income-restricted buildings are listed in Loretto, MN 55597. 54 income-restricted buildings are listed nearby (within about 6 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 55597
The 20 closest of 54 in nearby ZIPs. Pick a ZIP below to see all of them.
Lakeview Commons
Multiple Building Addresses, Plymouth, MN 55447
0.7 mi away
64 units · 62 income-restricted
Shenandoah Woods
2205 Shenandoah Ln N, Plymouth, MN 55441
0.9 mi away
64 units · 45 income-restricted · 1–3 BR
Vicksburg Commons
Multiple Building Addresses, Plymouth, MN 55446
2.3 mi away
50 units · 49 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
Cranberry Ridge Apartments
18255 45th Avenue North, Plyouth, MN 55446
2.4 mi away
45 units · 1–4+ BR · People with disabilities · People experiencing homelessness
Willow Wood Estates
Multiple Building Addresses, Plymouth, MN 55441
2.6 mi away
40 units · 39 income-restricted · 3–4+ BR · People with disabilities
Stone Creek at Medicine Lake
1020 Medicine Lake Rd W, Plymouth, MN 55447
3 mi away
132 units · 34 income-restricted · 1–3 BR
Mhop
1020 W Medicine Lake Dr, Plymouth, MN 55441
3 mi away
637 units · 106 income-restricted · 2–3 BR
- Apply through PHA in and for the City of Minneapolis
Element Apartments
11229 State Highway No. 55, Plymouth, MN 55441
3.1 mi away
61 units · 1–3 BR · People with disabilities · People experiencing homelessness
Bassett Creek Sr Hsing
10505 8th Ave N, Plymouth, MN 55441
3.5 mi away
46 units · 45 income-restricted · 1 BR
Boulevard Gardens
11333 Fairfield Rd W, Minnetonka, MN 55305
3.7 mi away
46 units · 45 income-restricted · 1 BR
Cornerstone Creek
9300-9310 Golden Valley Rd, Golden Valley, MN 55427
4.2 mi away
45 units · 1–2 BR · People with disabilities · People experiencing homelessness
Winnetka West
8151 45th Ave N, New Hope, MN 55428
4.6 mi away
26 units · 1–2 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 55597
- Fair market rent, 2 bedrooms
- $1,734/mo
- Income needed to pay it at 30% of income
- $69,400/yr
Income limits (2026)
Minneapolis-St. Paul-Bloomington, MN-WI area · median family income $131,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,650 | $46,050 | $73,650 |
| 2 | $31,600 | $52,600 | $84,200 |
| 3 | $35,550 | $59,200 | $94,700 |
| 4 | $39,450 | $65,750 | $105,200 |
| 5 | $42,650 | $71,050 | $113,650 |
| 6 | $45,800 | $76,300 | $122,050 |
| 7 | $50,040 | $81,550 | $130,450 |
| 8 | $55,720 | $86,800 | $138,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | Minneapolis-St. Paul-Bloomington, MN-WI |
|---|---|
| Studio | $1,265 |
| 1 bedroom | $1,427 |
| 2 bedrooms | $1,734 |
| 3 bedrooms | $2,264 |
| 4 bedrooms | $2,538 |
Two-bedroom fair market rents in 12 nearby ZIPs range from $1,580 (55428) to $2,290 (55446).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55597's fair market rent.
Estimate your Section 8 rent share for 55597Frequently Asked Questions
Is there Section 8 housing in Loretto, MN 55597?
Yes — this directory lists income-restricted buildings in Loretto, MN 55597, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Loretto, MN 55597 have openings?
These lists for Loretto, MN 55597 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Loretto, MN 55597?
Use the phone number on each building card in Loretto, MN 55597. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Loretto, MN 55597?
In Loretto, MN 55597, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 55597?
No income-restricted buildings are listed in ZIP 55597 right now. 54 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 55597?
Yes — this page also lists 54 income-restricted buildings in ZIP codes near Loretto, MN 55597 (within about 6 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Loretto, MN 55597?
Most income-restricted buildings in Loretto, MN 55597 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,050, and $65,750 for a 4-person household. Public housing can go up to 80% ($73,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Loretto, MN 55597?
For many programs in Loretto, MN 55597, the 2026 HUD very low-income (50%) limit is $46,050 a year for 1 person and $65,750 for 4 people. The low-income (80%) limit is $73,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Loretto, MN 55597?
There is no single waiting list for Loretto, MN 55597. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Loretto, MN 55597?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Loretto, MN 55597?
In public housing and most Section 8 in Loretto, MN 55597, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Loretto, MN 55597 is $1,734 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Loretto, MN 55597?
A Housing Choice Voucher is not automatically accepted at every building in Loretto, MN 55597. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Loretto, MN 55597?
This page may still list buildings in Loretto, MN 55597 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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This ZIPNearbyOpen a pin for the building name.