Affordable & Low-Income Housing in Saint Paul, MN 55109
19 affordable buildings in 55109 · 103 more within 6 mi
Saint Paul, MN 55109 has 19 income-restricted buildings: 15 tax credit, 6 Section 8, and 4 senior. 103 more are listed within 6 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 55109
MAPLE POND HOMES fka Archer Heights Maplewood
1816 Beebe Rd, Maplewood, MN 55109
168 units · 121 income-restricted · 1–3 BR
Concordia Arms
2030 Lydia Ave E, Maplewood, MN 55109
125 units · 1–2 BR · People with disabilities · People experiencing homelessness
Franklyn Park Apartments
2485 Seppala Blvd, North Saint Paul, MN 55109
117 units · 1–2 BR · People with disabilities
Maple Knoll
1880 Mesabi Ave, Saint Paul, MN 55109
57 units · 1–3 BR · People experiencing homelessness
Cedarview Commons
2055 Highway 36, North Saint Paul, MN 55109
204 units · 201 income-restricted · 1–3 BR
Carefree Cottages of Maplewood
Multiple Building Addresses, Maplewood, MN 55109
137 units · 108 income-restricted · 1–3 BR
Vadnais Lincoln
1080-1097 County Road D East, Vadnais Heights, MN 55109
83 units · 2–3 BR
- Several buildings — call for addresses
Woodlynn Village
Multiple Building Addresses, Maplewood, MN 55109
59 units · 46 income-restricted · 1–2 BR
Park Edge Apartments
Multiple Building Addresses, Maplewood, MN 55109
51 units · 50 income-restricted · 1–2 BR
The Villages at Frost-English
1265 Frost Ave E, Maplewood, MN 55109
50 units · 40 income-restricted · 1–2 BR · People experiencing homelessness
Trails Edge Townhomes
Multiple Building Addresses, Maplewood, MN 55109
48 units · 2–3 BR · People experiencing homelessness
Willow Ridge Apartments
1255 County Rd D E, Vadnais Heights, MN 55109
47 units · 46 income-restricted · 2–3 BR
Vadnais Highlands
Multiple Building Addresses, Vadnais Heights, MN 55109
35 units · 33 income-restricted · 2–3 BR
Van Dyke Street Homes
Multiple Building Addresses, Maplewood, MN 55109
20 units · 15 income-restricted · 2–3 BR
No buildings in 55109 match this filter.
Nearby
The 20 closest of 103 in nearby ZIPs. Pick a ZIP below to see all of them.
Willow Wood Apartments
3441 Willow Ave, White Bear Lake, MN 55110
2 mi away
46 units · 45 income-restricted · 1 BR
Hoffman Place
3656 Hoffman Rd, White Bear Lake, MN 55110
2.5 mi away
60 units · 59 income-restricted · 1–3 BR
Granada Lakes Townhomes
3915 Granada Way North, Oakdale, MN 55128
2.7 mi away
68 units · 3 BR · People experiencing homelessness
East Metro Place II - Stabilization of East Metro
3521 Century Ave N, White Bear Lake, MN 55110
2.9 mi away
35 units · 34 income-restricted · 2–4+ BR
Century Hill Townhouses
3525-3545 Century Ave, White Bear Lake, MN 55110
2.9 mi away
55 units · 2–4+ BR
St. Paul Pha Roosevelt Rad - 05
1156 Supornick Ln, Saint Paul, MN 55106
2.9 mi away
320 units · 1–4+ BR
Rose Hill Neighborhood
1144 Barclay Street, Saint Paul, MN 55106
3 mi away
77 units · 56 income-restricted · 1–3 BR
Ames Green
1144 Barclay Street, Saint Paul, MN 55106
3 mi away
55 units · 47 income-restricted · 1–4+ BR
Hazelwood Apartments
1144 Barclay Street, Saint Paul, MN 55106
3 mi away
99 units · 81 income-restricted · 1–3 BR
Barclay Terrace
1088 Barclay Street, Saint Paul, MN 55106
3 mi away
77 units · 56 income-restricted · 1–4+ BR
Elders Lodge
1500 Magnolia Ave E, Saint Paul, MN 55106
3.1 mi away
43 units · 42 income-restricted · 1 BR
Cypress Senior Living at Red Oak Preserve
4994 Hamlet Avenue North, Oakdale, MN 55128
3.1 mi away
39 units · 1–2 BR · People experiencing homelessness
The Preservation Project One LLC
1741 Sims Avenue, St. Paul, MN 55106
3.3 mi away
172 units · Studio–4+ BR
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 55109
- Fair market rent, 2 bedrooms
- $1,640/mo
- Income needed to pay it at 30% of income
- $65,600/yr
- Renters in 55109 paying 30% or more of income on rent
- 60%
Income limits (2026)
Minneapolis-St. Paul-Bloomington, MN-WI area · median family income $131,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,650 | $46,050 | $73,650 |
| 2 | $31,600 | $52,600 | $84,200 |
| 3 | $35,550 | $59,200 | $94,700 |
| 4 | $39,450 | $65,750 | $105,200 |
| 5 | $42,650 | $71,050 | $113,650 |
| 6 | $45,800 | $76,300 | $122,050 |
| 7 | $50,040 | $81,550 | $130,450 |
| 8 | $55,720 | $86,800 | $138,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 55109 | Wider area |
|---|---|---|
| Studio | $1,200 | $1,265 |
| 1 bedroom | $1,350 | $1,427 |
| 2 bedrooms | $1,640 | $1,734 |
| 3 bedrooms | $2,140 | $2,264 |
| 4 bedrooms | $2,400 | $2,538 |
Wider area = Minneapolis-St. Paul-Bloomington, MN-WI. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,540 (55117) to $2,070 (55115).
Census figures for 55109 (2020–2024 average): median rent $1,369. Median household income $86,776. 34% of homes are rented. 60% of renters pay 30% or more of their income on rent, and 22% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55109's fair market rent.
Estimate your Section 8 rent share for 55109Frequently Asked Questions
Is there Section 8 housing in Saint Paul, MN 55109?
Yes — this directory lists income-restricted buildings in Saint Paul, MN 55109, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Saint Paul, MN 55109 have openings?
These lists for Saint Paul, MN 55109 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Saint Paul, MN 55109?
Use the phone number on each building card in Saint Paul, MN 55109. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Saint Paul, MN 55109?
In Saint Paul, MN 55109, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 55109?
This directory lists 19 income-restricted buildings in Saint Paul, MN 55109. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 55109?
Yes — this page also lists 103 income-restricted buildings in ZIP codes near Saint Paul, MN 55109 (within about 6 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Saint Paul, MN 55109?
Most income-restricted buildings in Saint Paul, MN 55109 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,050, and $65,750 for a 4-person household. Public housing can go up to 80% ($73,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saint Paul, MN 55109?
For many programs in Saint Paul, MN 55109, the 2026 HUD very low-income (50%) limit is $46,050 a year for 1 person and $65,750 for 4 people. The low-income (80%) limit is $73,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Saint Paul, MN 55109?
There is no single waiting list for Saint Paul, MN 55109. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Saint Paul, MN 55109?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Saint Paul, MN 55109. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Saint Paul, MN 55109?
In public housing and most Section 8 in Saint Paul, MN 55109, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saint Paul, MN 55109 is $1,640 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Saint Paul, MN 55109?
A Housing Choice Voucher is not automatically accepted at every building in Saint Paul, MN 55109. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Saint Paul, MN 55109?
Yes — this directory flags senior (often 62+) buildings in Saint Paul, MN 55109. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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