Affordable & Low-Income Housing in Saint Paul, MN 55102
20 affordable buildings in 55102 · 114 more within 4 mi
Saint Paul, MN 55102 has 20 income-restricted buildings: 13 tax credit, 11 Section 8, and 4 senior. 114 more are listed within 4 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 55102
St. Paul Pha Ravoux, Central Neill - 08
325 Laurel Avenue, Saint Paul, MN 55102
468 units · 465 income-restricted · Studio–1 BR
St. Paul Pha Exchange/Wabasha - 07
545 Wabasha Street, Saint Paul, MN 55102
265 units · 263 income-restricted · Studio–1 BR
Dorothy Day Residence fka Mary Hall
215 Old 6th St W, Saint Paul, MN 55102
177 units · Studio · People with disabilities · People experiencing homelessness
Winslow Commons
160 Western Ave S, Saint Paul, MN 55102
169 units · 168 income-restricted · 1–2 BR · People with disabilities
Sherman-Forbes Housing
309 Exchange St S, Saint Paul, MN 55102
104 units · 1–2 BR · People experiencing homelessness
Cathedral Hill Homes
280 Dayton, Saint Paul, MN 55102
60 units · 1–3 BR · People experiencing homelessness
Minnesota Housing Finance Agency
400 Wabasha St N Ste 400, St. Paul, MN 55102
Schmidt Artist Lofts
900 West 7th Street, Saint Paul, MN 55102
260 units · 259 income-restricted · Studio–3 BR
Higher Ground I Saint Paul
235 5th St W, Saint Paul, MN 55102
193 units · 183 income-restricted · Studio · People experiencing homelessness
Liberty Plaza
Multiple Building Addresses, Saint Paul, MN 55102
173 units · 148 income-restricted · Studio–3 BR
Osceola Park Apartments
260 Osceola Street, Saint Paul, MN 55102
89 units · 88 income-restricted · 1–2 BR
Riverdale Station Apartments Novo
3140 Northdale Boulevard, Coon Rapids, MN 55102
71 units · 55 income-restricted · 1–3 BR · People experiencing homelessness
Falls Meadowridge Townhomes
Multiple Building Addresses, Little Falls, MN 55102
48 units · 47 income-restricted · 2–4+ BR
Goodrich Project
277 Goodrich Ave, St Paul, MN 55102
18 units
- Affordability period may have ended — call to confirm
No buildings in 55102 match this filter.
Nearby
The 20 closest of 114 in nearby ZIPs. Pick a ZIP below to see all of them.
Ramsey Commons
643 Dayton Ave, Saint Paul, MN 55104
1.1 mi away
16 units · 1 BR · People with disabilities
St. Albans Park
662-676 Dayton Avenue, Saint Paul, MN 55104
1.1 mi away
74 units · 2–4+ BR · People with disabilities · People experiencing homelessness
- Several buildings — call for addresses
Liberty Plaza
280 Arundel Street, Saint Paul, MN 55103
1.2 mi away
173 units · 78 income-restricted · Studio–3 BR
Selby Milton Victoria
852 Selby Avenue, Saint Paul, MN 55104
1.2 mi away
34 units · Studio–2 BR
- Several buildings — call for addresses
Redeemers Arms
313 Dale St N, Saint Paul, MN 55103
1.3 mi away
151 units · 150 income-restricted · Studio–1 BR · People experiencing homelessness
Selby Wilkins
180 Milton Street, Saint Paul, MN 55104
1.3 mi away
53 units · 2–4+ BR
- Several buildings — call for addresses
Scattered
505 Saint Anthony Ave, Saint Paul, MN 55103
1.4 mi away
418 units · 2–3 BR
- Apply through Public Housing Agency of the City of St Paul
- Residents waited about 66 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Harbourline
115 Plato Boulevard West, Saint Paul, MN 55107
1.4 mi away
63 units · 1–2 BR · People with disabilities · People experiencing homelessness
St. Philips Gardens
760-762 Rondo Ave, St. Paul, MN 55104
1.4 mi away
56 units · 41 income-restricted · 1–3 BR
Jamestown Homes
600 Central Ave W, Saint Paul, MN 55103
1.5 mi away
73 units · 1–3 BR · People experiencing homelessness
Capitol Plaza South
375 Marion St, Saint Paul, MN 55103
1.5 mi away
72 units · 36 income-restricted · 1–2 BR
Western U Plaza (fka Old Home Plaza)
470 Western Ave, Saint Paul, MN 55103
1.6 mi away
60 units · 59 income-restricted · Studio–3 BR · People experiencing homelessness
Jeremiah Saint Paul Project
932 Concordia Avenue, Saint Paul, MN 55104
1.6 mi away
39 units · 38 income-restricted · 1–3 BR · People experiencing homelessness
Frogtown Crossroads
495 Dale Street North, Saint Paul, MN 55103
1.6 mi away
40 units · Studio–3 BR · People experiencing homelessness
University Dale Apartments
627 Aurora Avenue West, Saint Paul, MN 55104
1.6 mi away
98 units · 79 income-restricted · 1–2 BR · People experiencing homelessness
Commerce Apartments Phase 2
10 4th St E, Saint Paul, MN 55101
1.6 mi away
45 units · 1 BR · People experiencing homelessness
No nearby buildings match this filter.
Rents and income limits in 55102
- Fair market rent, 2 bedrooms
- $1,740/mo
- Income needed to pay it at 30% of income
- $69,600/yr
- Renters in 55102 paying 30% or more of income on rent
- 40%
Income limits (2026)
Minneapolis-St. Paul-Bloomington, MN-WI area · median family income $131,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,650 | $46,050 | $73,650 |
| 2 | $31,600 | $52,600 | $84,200 |
| 3 | $35,550 | $59,200 | $94,700 |
| 4 | $39,450 | $65,750 | $105,200 |
| 5 | $42,650 | $71,050 | $113,650 |
| 6 | $45,800 | $76,300 | $122,050 |
| 7 | $50,040 | $81,550 | $130,450 |
| 8 | $55,720 | $86,800 | $138,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 55102 | Wider area |
|---|---|---|
| Studio | $1,270 | $1,265 |
| 1 bedroom | $1,430 | $1,427 |
| 2 bedrooms | $1,740 | $1,734 |
| 3 bedrooms | $2,270 | $2,264 |
| 4 bedrooms | $2,550 | $2,538 |
Wider area = Minneapolis-St. Paul-Bloomington, MN-WI. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,540 (55103) to $1,980 (55101).
Census figures for 55102 (2020–2024 average): median rent $1,319. Median household income $76,406. 55% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 20% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55102's fair market rent.
Estimate your Section 8 rent share for 55102Frequently Asked Questions
Is there Section 8 housing in Saint Paul, MN 55102?
Yes — this directory lists income-restricted buildings in Saint Paul, MN 55102, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Saint Paul, MN 55102 have openings?
These lists for Saint Paul, MN 55102 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Saint Paul, MN 55102?
Use the phone number on each building card in Saint Paul, MN 55102. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Saint Paul, MN 55102?
In Saint Paul, MN 55102, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 55102?
This directory lists 20 income-restricted buildings in Saint Paul, MN 55102. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 55102?
Yes — this page also lists 114 income-restricted buildings in ZIP codes near Saint Paul, MN 55102 (within about 4 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Saint Paul, MN 55102?
Most income-restricted buildings in Saint Paul, MN 55102 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,050, and $65,750 for a 4-person household. Public housing can go up to 80% ($73,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saint Paul, MN 55102?
For many programs in Saint Paul, MN 55102, the 2026 HUD very low-income (50%) limit is $46,050 a year for 1 person and $65,750 for 4 people. The low-income (80%) limit is $73,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Saint Paul, MN 55102?
There is no single waiting list for Saint Paul, MN 55102. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Saint Paul, MN 55102?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Saint Paul, MN 55102. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Saint Paul, MN 55102?
In public housing and most Section 8 in Saint Paul, MN 55102, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saint Paul, MN 55102 is $1,740 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Saint Paul, MN 55102?
A Housing Choice Voucher is not automatically accepted at every building in Saint Paul, MN 55102. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Saint Paul, MN 55102?
Yes — this directory flags senior (often 62+) buildings in Saint Paul, MN 55102. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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