Affordable & Low-Income Housing in Hugo, MN 55038
1 affordable building in 55038 · 53 more within 10 mi
Hugo, MN 55038 has 1 income-restricted building: 1 tax credit. 53 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 55038
Rosemary Apartments
4628 Rosemary Way North, Hugo, MN 55038
45 units · 1–3 BR · People experiencing homelessness
No buildings in 55038 match this filter.
Nearby
The 20 closest of 53 in nearby ZIPs. Pick a ZIP below to see all of them.
Manitou Ridge
Multiple Building Addresses, White Bear Lake, MN 55110
6.2 mi away
118 units · 91 income-restricted · 1–2 BR
Cottages of White Bear Township
Multiple Building Addresses, White Bear Lake, MN 55110
6.2 mi away
60 units · 1–3 BR · People with disabilities
Kilkenny Court Apartments
1440 SE Fourth St, Forest Lake, MN 55025
6.4 mi away
92 units · 91 income-restricted · 1–2 BR
Headwaters Landing
20041 Fitzgerald Trail North, Forest Lake, MN 55025
6.8 mi away
45 units · 1–3 BR · People experiencing homelessness
1500-1536 Park Street
1500 Park St, St Paul, MN 55110
7.2 mi away
67 units · 14 income-restricted
- Affordability period may have ended — call to confirm
Park Avenue Apts (St Paul)
1480 Park St, St Paul, MN 55110
7.2 mi away
60 units · 12 income-restricted
- Affordability period may have ended — call to confirm
Forest Ridge Townhomes
Multiple Building Addresses, Forest Lake, MN 55025
7.3 mi away
38 units · 37 income-restricted · 2–3 BR · People with disabilities
Fitzgerald Flats
19951 Headwaters Blvd N, Forest Lake, MN 55025
7.3 mi away
53 units · 47 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
Lincoln Place aka Diamond Estates
Multiple Building Addresses, Mahtomedi, MN 55115
7.7 mi away
48 units · 46 income-restricted · 2–3 BR
Whispering Pines
7 5th Ave NE, Forest Lake, MN 55025
7.7 mi away
40 units · 1 BR
- Apply through Washington County Cda
- Residents waited about 4 months to move in (HUD, Oct 2026)
Briarcliff of Mahtomedi
115 East Ave, Mahtomedi, MN 55115
8.1 mi away
70 units · 56 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 55038
- Fair market rent, 2 bedrooms
- $2,140/mo
- Income needed to pay it at 30% of income
- $85,600/yr
- Renters in 55038 paying 30% or more of income on rent
- 62%
Income limits (2026)
Minneapolis-St. Paul-Bloomington, MN-WI area · median family income $131,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,650 | $46,050 | $73,650 |
| 2 | $31,600 | $52,600 | $84,200 |
| 3 | $35,550 | $59,200 | $94,700 |
| 4 | $39,450 | $65,750 | $105,200 |
| 5 | $42,650 | $71,050 | $113,650 |
| 6 | $45,800 | $76,300 | $122,050 |
| 7 | $50,040 | $81,550 | $130,450 |
| 8 | $55,720 | $86,800 | $138,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 55038 | Wider area |
|---|---|---|
| Studio | $1,560 | $1,265 |
| 1 bedroom | $1,760 | $1,427 |
| 2 bedrooms | $2,140 | $1,734 |
| 3 bedrooms | $2,790 | $2,264 |
| 4 bedrooms | $3,130 | $2,538 |
Wider area = Minneapolis-St. Paul-Bloomington, MN-WI. Two-bedroom fair market rents in 10 nearby ZIPs range from $1,700 (55082) to $2,600 (55047).
Census figures for 55038 (2020–2024 average): median rent $1,765. Median household income $130,931. 9% of homes are rented. 62% of renters pay 30% or more of their income on rent, and 33% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55038's fair market rent.
Estimate your Section 8 rent share for 55038Frequently Asked Questions
Is there Section 8 housing in Hugo, MN 55038?
Yes — this directory lists income-restricted buildings in Hugo, MN 55038, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Hugo, MN 55038 have openings?
These lists for Hugo, MN 55038 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Hugo, MN 55038?
Use the phone number on each building card in Hugo, MN 55038. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Hugo, MN 55038?
In Hugo, MN 55038, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 55038?
This directory lists 1 income-restricted building in Hugo, MN 55038. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 55038?
Yes — this page also lists 53 income-restricted buildings in ZIP codes near Hugo, MN 55038 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Hugo, MN 55038?
Most income-restricted buildings in Hugo, MN 55038 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,050, and $65,750 for a 4-person household. Public housing can go up to 80% ($73,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Hugo, MN 55038?
For many programs in Hugo, MN 55038, the 2026 HUD very low-income (50%) limit is $46,050 a year for 1 person and $65,750 for 4 people. The low-income (80%) limit is $73,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Hugo, MN 55038?
There is no single waiting list for Hugo, MN 55038. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Hugo, MN 55038?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Hugo, MN 55038. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Hugo, MN 55038?
In public housing and most Section 8 in Hugo, MN 55038, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Hugo, MN 55038 is $2,140 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Hugo, MN 55038?
A Housing Choice Voucher is not automatically accepted at every building in Hugo, MN 55038. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Hugo, MN 55038?
This page may still list buildings in Hugo, MN 55038 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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