Affordable & Low-Income Housing in Agency, IA 52530
1 affordable building in 52530 · 11 more within 10 mi
Agency, IA 52530 has 1 income-restricted building: 1 senior and 1 usda rural. 11 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 52530
No buildings in 52530 match this filter.
Nearby
Emerald Hill Apts
1600 Steller Ave, Ottumwa, IA 52501
5.1 mi away
36 units · 35 income-restricted · 1–3 BR
Hillside Apts ~ Ottumwa
118 S Union St, Ottumwa, IA 52501
6 mi away
44 units · 1 BR · People with disabilities
Batavia Park Assoc
806 Church St, Batavia, IA 52533
6.5 mi away
8 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Washington Apartments
539 W 4th St, Ottumwa, IA 52501
6.7 mi away
52 units · 46 income-restricted · 1–3 BR
Southoak Towers
102 W Finley Ave, Ottumwa, IA 52501
6.7 mi away
103 units · 1–2 BR
- Apply through Ottumwa Housing Authority
- Residents waited about 4 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Oak Terrace
561 Ottumwa St, Ottumwa, IA 52501
6.8 mi away
12 units · 3–4+ BR · People with disabilities
Camelot/Westgate Towers
827 Albia Rd, Ottumwa, IA 52501
7.3 mi away
196 units · 1–2 BR
- Apply through Ottumwa Housing Authority
- Residents waited about 8 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Family Sites
103 Taft Cir, Ottumwa, IA 52501
8.2 mi away
60 units · 2–3 BR
- Apply through Ottumwa Housing Authority
- Residents waited about 11 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 52530
- Fair market rent, 2 bedrooms
- $1,300/mo
- Income needed to pay it at 30% of income
- $52,000/yr
- Renters in 52530 paying 30% or more of income on rent
- 19%
Income limits (2026)
Wapello County, IA area · median family income $83,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,800 | $32,950 | $52,750 |
| 2 | $22,600 | $37,650 | $60,250 |
| 3 | $27,320 | $42,350 | $67,800 |
| 4 | $33,000 | $47,050 | $75,300 |
| 5 | $38,680 | $50,850 | $81,350 |
| 6 | $44,360 | $54,600 | $87,350 |
| 7 | $50,040 | $58,350 | $93,400 |
| 8 | $55,720 | $62,150 | $99,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 52530 | Wider area |
|---|---|---|
| Studio | $970 | $799 |
| 1 bedroom | $990 | $823 |
| 2 bedrooms | $1,300 | $1,076 |
| 3 bedrooms | $1,700 | $1,409 |
| 4 bedrooms | $1,710 | $1,414 |
Wider area = Wapello County, IA. Two-bedroom fair market rents in 4 nearby ZIPs range from $980 (52554) to $1,280 (52533).
Census figures for 52530 (2020–2024 average): Median household income $98,125. 24% of homes are rented. 19% of renters pay 30% or more of their income on rent, and 19% pay half or more.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 52530's fair market rent.
Estimate your Section 8 rent share for 52530Frequently Asked Questions
Is there Section 8 housing in Agency, IA 52530?
Yes — this directory lists income-restricted buildings in Agency, IA 52530, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Agency, IA 52530 have openings?
These lists for Agency, IA 52530 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Agency, IA 52530?
Use the phone number on each building card in Agency, IA 52530. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Agency, IA 52530?
In Agency, IA 52530, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 52530?
This directory lists 1 income-restricted building in Agency, IA 52530. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 52530?
Yes — this page also lists 11 income-restricted buildings in ZIP codes near Agency, IA 52530 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Agency, IA 52530?
Most income-restricted buildings in Agency, IA 52530 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,950, and $47,050 for a 4-person household. Public housing can go up to 80% ($52,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Agency, IA 52530?
For many programs in Agency, IA 52530, the 2026 HUD very low-income (50%) limit is $32,950 a year for 1 person and $47,050 for 4 people. The low-income (80%) limit is $52,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Agency, IA 52530?
There is no single waiting list for Agency, IA 52530. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Agency, IA 52530?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Agency, IA 52530?
In public housing and most Section 8 in Agency, IA 52530, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Agency, IA 52530 is $1,300 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Agency, IA 52530?
A Housing Choice Voucher is not automatically accepted at every building in Agency, IA 52530. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Agency, IA 52530?
Yes — this directory flags senior (often 62+) buildings in Agency, IA 52530. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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