Affordable & Low-Income Housing in Chippewa Lake, MI 49320
No income-restricted buildings are listed in 49320 — here are the closest ones.
No income-restricted buildings are listed in Chippewa Lake, MI 49320. 3 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 49320
Country Place Family & Senior Citizen
815 Country Way, Big Rapids, MI 49307
9.4 mi away
68 units · 67 income-restricted · 1–2 BR
Evergreen Village
1805 Milton Ave, Big Rapids, MI 49307
9.5 mi away
131 units · 1–3 BR
- Apply through Big Rapids Housing Commission
- Residents waited about 220 months to move in (HUD, Oct 2026)
Ryan Creek Apts
18966 16 Mile Rd, Big Rapids, MI 49307
9.6 mi away
48 units · 47 income-restricted · 1–3 BR
- Affordability period may have ended — call to confirm
Ryan Creek II Apts
18914 16 Mile Rd, Big Rapids, MI 49307
9.6 mi away
48 units · 47 income-restricted · 1–3 BR
Village Green Apts
1304 Catherine Street, Big Rapids, MI 49307
9.9 mi away
48 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Parkview Village
609 Adams St, Big Rapids, MI 49307
10.1 mi away
156 units · 1–2 BR
- Apply through Big Rapids Housing Commission
- Residents waited about 1 month to move in (HUD, Oct 2026)
Nisbett-Fairman Residences
101 S Michigan Ave, Big Rapids, MI 49307
10.5 mi away
47 units · 38 income-restricted · 1–2 BR
Springview Manor
749 W. Jefferson Street, Evart, MI 49631
10.8 mi away
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 49320
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
Income limits (2026)
Mecosta County, MI area · median family income $81,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,850 |
| 2 | $21,640 | $33,450 | $53,550 |
| 3 | $27,320 | $37,650 | $60,250 |
| 4 | $33,000 | $41,800 | $66,900 |
| 5 | $38,680 | $45,150 | $72,300 |
| 6 | $44,360 | $48,500 | $77,650 |
| 7 | $50,040 | $51,850 | $83,000 |
| 8 | $55,200 | $55,200 | $88,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 49320 | Wider area |
|---|---|---|
| Studio | $720 | $758 |
| 1 bedroom | $820 | $863 |
| 2 bedrooms | $1,010 | $1,063 |
| 3 bedrooms | $1,260 | $1,323 |
| 4 bedrooms | $1,580 | $1,644 |
Wider area = Mecosta County, MI. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (49305) to $1,070 (49342).
Census figures for 49320 (2020–2024 average): median rent $723. Median household income $63,929 (uncertain estimate). 31% of homes are rented.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 49320's fair market rent.
Estimate your Section 8 rent share for 49320Frequently Asked Questions
Is there Section 8 housing in Chippewa Lake, MI 49320?
Yes — this directory lists income-restricted buildings in Chippewa Lake, MI 49320, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Chippewa Lake, MI 49320 have openings?
These lists for Chippewa Lake, MI 49320 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Chippewa Lake, MI 49320?
Use the phone number on each building card in Chippewa Lake, MI 49320. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Chippewa Lake, MI 49320?
In Chippewa Lake, MI 49320, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 49320?
No income-restricted buildings are listed in ZIP 49320 right now. 3 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 49320?
Yes — this page also lists 3 income-restricted buildings in ZIP codes near Chippewa Lake, MI 49320 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Chippewa Lake, MI 49320?
Most income-restricted buildings in Chippewa Lake, MI 49320 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,800 for a 4-person household. Public housing can go up to 80% ($46,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Chippewa Lake, MI 49320?
For many programs in Chippewa Lake, MI 49320, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,800 for 4 people. The low-income (80%) limit is $46,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Chippewa Lake, MI 49320?
There is no single waiting list for Chippewa Lake, MI 49320. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Chippewa Lake, MI 49320?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Chippewa Lake, MI 49320?
In public housing and most Section 8 in Chippewa Lake, MI 49320, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Chippewa Lake, MI 49320 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Chippewa Lake, MI 49320?
A Housing Choice Voucher is not automatically accepted at every building in Chippewa Lake, MI 49320. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Chippewa Lake, MI 49320?
This page may still list buildings in Chippewa Lake, MI 49320 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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