Affordable & Low-Income Housing in Harbor Beach, MI 48441
1 affordable building in 48441
Harbor Beach, MI 48441 has 1 income-restricted building: 1 Section 8. These lists don't show openings — call to ask about vacancies and waiting lists.
In 48441
No buildings in 48441 match this filter.
Rents and income limits in 48441
- Fair market rent, 2 bedrooms
- $1,050/mo
- Income needed to pay it at 30% of income
- $42,000/yr
- Renters in 48441 paying 30% or more of income on rent
- 40%
Income limits (2026)
Huron County, MI area · median family income $81,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,850 |
| 2 | $21,640 | $33,450 | $53,550 |
| 3 | $27,320 | $37,650 | $60,250 |
| 4 | $33,000 | $41,800 | $66,900 |
| 5 | $38,680 | $45,150 | $72,300 |
| 6 | $44,360 | $48,500 | $77,650 |
| 7 | $50,040 | $51,850 | $83,000 |
| 8 | $55,200 | $55,200 | $88,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 48441 | Wider area |
|---|---|---|
| Studio | $750 | $723 |
| 1 bedroom | $880 | $855 |
| 2 bedrooms | $1,050 | $1,014 |
| 3 bedrooms | $1,340 | $1,293 |
| 4 bedrooms | $1,380 | $1,333 |
Wider area = Huron County, MI. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (48468) to $1,190 (48470).
Census figures for 48441 (2020–2024 average): median rent $663. Median household income $50,765. 17% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 48441's fair market rent.
Estimate your Section 8 rent share for 48441Frequently Asked Questions
Is there Section 8 housing in Harbor Beach, MI 48441?
Yes — this directory lists income-restricted buildings in Harbor Beach, MI 48441, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Harbor Beach, MI 48441 have openings?
These lists for Harbor Beach, MI 48441 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Harbor Beach, MI 48441?
Use the phone number on each building card in Harbor Beach, MI 48441. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Harbor Beach, MI 48441?
In Harbor Beach, MI 48441, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 48441?
This directory lists 1 income-restricted building in Harbor Beach, MI 48441. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
People Also Ask
How do I qualify for affordable housing in Harbor Beach, MI 48441?
Most income-restricted buildings in Harbor Beach, MI 48441 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,800 for a 4-person household. Public housing can go up to 80% ($46,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Harbor Beach, MI 48441?
For many programs in Harbor Beach, MI 48441, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,800 for 4 people. The low-income (80%) limit is $46,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Harbor Beach, MI 48441?
There is no single waiting list for Harbor Beach, MI 48441. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Harbor Beach, MI 48441?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8 in Harbor Beach, MI 48441. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Harbor Beach, MI 48441?
In public housing and most Section 8 in Harbor Beach, MI 48441, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Harbor Beach, MI 48441 is $1,050 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Harbor Beach, MI 48441?
A Housing Choice Voucher is not automatically accepted at every building in Harbor Beach, MI 48441. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Harbor Beach, MI 48441?
This page may still list buildings in Harbor Beach, MI 48441 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Sources: HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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