Affordable & Low-Income Housing in Ferndale, MI 48220
4 affordable buildings in 48220 · 70 more within 4 mi
Ferndale, MI 48220 has 4 income-restricted buildings: 2 tax credit, 2 public housing, 1 Section 8, and 2 senior. 70 more are listed within 4 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 48220
Autumn House
415 Withington St, Ferndale, MI 48220
166 units · 1–3 BR
- Apply through Ferndale Housing Commission
- Residents waited about 73 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Project Unnamed
10149 Pasadena Ave, Ferndale, MI 48220
128 units · 1–3 BR
- Apply through Royal Oak Township Housing Commission
- Residents waited about 87 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No buildings in 48220 match this filter.
Nearby
The 20 closest of 70 in nearby ZIPs. Pick a ZIP below to see all of them.
Hazelcrest Place Apartments
100 Hazelcrest Dr, Hazel Park, MI 48030
1.6 mi away
241 units · 240 income-restricted · 1–3 BR · People with disabilities
State Fair Apts
1231 W State Fair, Detroit, MI 48203
1.6 mi away
199 units · 1–2 BR
- Apply through Detroit Housing Commission
- Residents waited about 16 months to move in (HUD, Oct 2026)
Independent Supportive Housing Oakland-II
423 E Maxlow, Hazel Park, MI 48030
1.8 mi away
12 units · 1 BR · People with disabilities
Royal Oak Manor
606 Williams, Royal Oak, MI 48067
1.9 mi away
243 units · 105 income-restricted · Studio–1 BR
Hazel Park Manor
701 E Woodward Hgts Blvd, Hazel Park, MI 48030
2 mi away
71 units · 70 income-restricted · 1 BR
American House Hazel Park
777 E Woodward Heights Blvd, Hazel Park, MI 48030
2 mi away
125 units · 25 income-restricted · 1–2 BR
20193 Irvington St
20193 Irvington St, Detroit, MI 48203
2.1 mi away
1 unit · 2 BR
- Affordability period may have ended — call to confirm
Barton Towers 2
333 N Troy Ave, Royal Oak, MI 48067
2.4 mi away
211 units · 210 income-restricted · 1 BR
Scattered Sites
17570 Santa Barbara Dr, Detroit, MI 48221
2.6 mi away
51 units · 49 income-restricted · 2–3 BR
- Apply through Detroit Housing Commission
- Several buildings — call for addresses
Palmer Park Square
750 Whitmore Rd, Detroit, MI 48203
2.9 mi away
203 units · 161 income-restricted · 1–3 BR
Meyers Elderly Housing
18000 Meyers, Detroit, MI 48235
3 mi away
75 units · 74 income-restricted · 1 BR
16602 Santa Rosa Dr
16602 Santa Rosa Dr, Detroit, MI 48221
3.1 mi away
1 unit · 3 BR
- Affordability period may have ended — call to confirm
Scattered Sites
18575 Greeley St, Detroit, MI 48203
3.1 mi away
81 units · 2–3 BR
- Apply through Detroit Housing Commission
- Residents waited about 16 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 48220
- Fair market rent, 2 bedrooms
- $1,630/mo
- Income needed to pay it at 30% of income
- $65,200/yr
- Renters in 48220 paying 30% or more of income on rent
- 40%
Income limits (2026)
Detroit-Warren-Livonia, MI area · median family income $104,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,050 | $36,700 | $58,700 |
| 2 | $25,200 | $41,950 | $67,100 |
| 3 | $28,350 | $47,200 | $75,500 |
| 4 | $33,000 | $52,400 | $83,850 |
| 5 | $38,680 | $56,600 | $90,600 |
| 6 | $44,360 | $60,800 | $97,300 |
| 7 | $50,040 | $65,000 | $104,000 |
| 8 | $55,720 | $69,200 | $110,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 48220 | Wider area |
|---|---|---|
| Studio | $1,170 | $1,047 |
| 1 bedroom | $1,300 | $1,167 |
| 2 bedrooms | $1,630 | $1,459 |
| 3 bedrooms | $1,980 | $1,777 |
| 4 bedrooms | $2,150 | $1,929 |
Wider area = Detroit-Warren-Livonia, MI. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,110 (48203) to $2,190 (48070).
Census figures for 48220 (2020–2024 average): median rent $1,272. Median household income $89,881. 36% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 17% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 48220's fair market rent.
Estimate your Section 8 rent share for 48220Frequently Asked Questions
Is there Section 8 housing in Ferndale, MI 48220?
Yes — this directory lists income-restricted buildings in Ferndale, MI 48220, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Ferndale, MI 48220 have openings?
These lists for Ferndale, MI 48220 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Ferndale, MI 48220?
Use the phone number on each building card in Ferndale, MI 48220. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Ferndale, MI 48220?
In Ferndale, MI 48220, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 48220?
This directory lists 4 income-restricted buildings in Ferndale, MI 48220. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 48220?
Yes — this page also lists 70 income-restricted buildings in ZIP codes near Ferndale, MI 48220 (within about 4 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Ferndale, MI 48220?
Most income-restricted buildings in Ferndale, MI 48220 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,700, and $52,400 for a 4-person household. Public housing can go up to 80% ($58,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Ferndale, MI 48220?
For many programs in Ferndale, MI 48220, the 2026 HUD very low-income (50%) limit is $36,700 a year for 1 person and $52,400 for 4 people. The low-income (80%) limit is $58,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Ferndale, MI 48220?
There is no single waiting list for Ferndale, MI 48220. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Ferndale, MI 48220?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Ferndale, MI 48220. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Ferndale, MI 48220?
In public housing and most Section 8 in Ferndale, MI 48220, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Ferndale, MI 48220 is $1,630 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Ferndale, MI 48220?
A Housing Choice Voucher is not automatically accepted at every building in Ferndale, MI 48220. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Ferndale, MI 48220?
Yes — this directory flags senior (often 62+) buildings in Ferndale, MI 48220. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.