Affordable & Low-Income Housing in Dearborn, MI 48120
4 affordable buildings in 48120 · 64 more within 5 mi
Dearborn, MI 48120 has 4 income-restricted buildings: 4 tax credit and 1 Section 8. 64 more are listed within 5 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 48120
Ferney Gardens
1200 Ferney St, Dearborn, MI 48120
11 units · 3 BR
- Affordability period may have ended — call to confirm
Lapeer Gardens
2880 Amazon St, Dearborn, MI 48120
11 units · 3 BR
- Affordability period may have ended — call to confirm
Salina Gardens
2946 Salina St, Dearborn, MI 48120
11 units · 3 BR
- Affordability period may have ended — call to confirm
No buildings in 48120 match this filter.
Nearby
The 20 closest of 64 in nearby ZIPs. Pick a ZIP below to see all of them.
Dearborn Town Center Senior Apartments
4550 Calhoun St, Dearborn, MI 48126
1.4 mi away
77 units · 1–2 BR
Kennedy Plaza
5111 Bingham St, Dearborn, MI 48126
1.6 mi away
119 units · 1 BR
- Apply through Dearborn Housing Commission
- Residents waited about 7 months to move in (HUD, Oct 2026)
Springwells Partners II
8715 W Vernor Hwy, Detroit, MI 48209
1.6 mi away
34 units · 1–3 BR · People with disabilities
- Affordability period may have ended — call to confirm
Springwells Partners V
2201 Lawndale St, Detroit, MI 48209
1.7 mi away
29 units · Studio–3 BR · People with disabilities · People experiencing homelessness
Springwells Village Townhomes
9181 Olivet St, Detroit, MI 48209
1.8 mi away
24 units · 2–3 BR · People with disabilities · People experiencing homelessness
Springwells Partners III
2439 Carson St, Detroit, MI 48209
1.9 mi away
22 units · 2–3 BR · People with disabilities
- Affordability period may have ended — call to confirm
Springwells Partners
2506 Carson St, Detroit, MI 48209
1.9 mi away
54 units · 1–3 BR · People experiencing homelessness
- Affordability period may have ended — call to confirm
Springwells Properties
8729 Vernor, 2310 Cabot, 2316 Lawndale, & 2439 Carson, Detroit, MI 48209
2.6 mi away
89 units · 1–3 BR · People with disabilities · People experiencing homelessness
- Several buildings — call for addresses
Project Unnamed
420 Kleinow Ave, River Rouge, MI 48218
2.7 mi away
92 units · 1–3 BR
- Apply through River Rouge Housing Commission
- Several buildings — call for addresses
Townsend Towers
7000 Freda St, Dearborn, MI 48126
2.8 mi away
79 units · 1–2 BR
- Apply through Dearborn Housing Commission
- Residents waited about 32 months to move in (HUD, Oct 2026)
Sumby Senior Housing
234 Visger, River Rouge, MI 48218
2.9 mi away
55 units · 54 income-restricted · 1 BR
No nearby buildings match this filter.
Rents and income limits in 48120
- Fair market rent, 2 bedrooms
- $1,830/mo
- Income needed to pay it at 30% of income
- $73,200/yr
- Renters in 48120 paying 30% or more of income on rent
- 54%
Income limits (2026)
Detroit-Warren-Livonia, MI area · median family income $104,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,050 | $36,700 | $58,700 |
| 2 | $25,200 | $41,950 | $67,100 |
| 3 | $28,350 | $47,200 | $75,500 |
| 4 | $33,000 | $52,400 | $83,850 |
| 5 | $38,680 | $56,600 | $90,600 |
| 6 | $44,360 | $60,800 | $97,300 |
| 7 | $50,040 | $65,000 | $104,000 |
| 8 | $55,720 | $69,200 | $110,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 48120 | Wider area |
|---|---|---|
| Studio | $1,310 | $1,047 |
| 1 bedroom | $1,460 | $1,167 |
| 2 bedrooms | $1,830 | $1,459 |
| 3 bedrooms | $2,230 | $1,777 |
| 4 bedrooms | $2,420 | $1,929 |
Wider area = Detroit-Warren-Livonia, MI. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,010 (48218) to $1,600 (48124).
Census figures for 48120 (2020–2024 average): median rent $1,355. Median household income $66,006. 60% of homes are rented. 54% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 48120's fair market rent.
Estimate your Section 8 rent share for 48120Frequently Asked Questions
Is there Section 8 housing in Dearborn, MI 48120?
Yes — this directory lists income-restricted buildings in Dearborn, MI 48120, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Dearborn, MI 48120 have openings?
These lists for Dearborn, MI 48120 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Dearborn, MI 48120?
Use the phone number on each building card in Dearborn, MI 48120. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Dearborn, MI 48120?
In Dearborn, MI 48120, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 48120?
This directory lists 4 income-restricted buildings in Dearborn, MI 48120. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 48120?
Yes — this page also lists 64 income-restricted buildings in ZIP codes near Dearborn, MI 48120 (within about 5 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Dearborn, MI 48120?
Most income-restricted buildings in Dearborn, MI 48120 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,700, and $52,400 for a 4-person household. Public housing can go up to 80% ($58,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Dearborn, MI 48120?
For many programs in Dearborn, MI 48120, the 2026 HUD very low-income (50%) limit is $36,700 a year for 1 person and $52,400 for 4 people. The low-income (80%) limit is $58,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Dearborn, MI 48120?
There is no single waiting list for Dearborn, MI 48120. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Dearborn, MI 48120?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Dearborn, MI 48120. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Dearborn, MI 48120?
In public housing and most Section 8 in Dearborn, MI 48120, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Dearborn, MI 48120 is $1,830 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Dearborn, MI 48120?
A Housing Choice Voucher is not automatically accepted at every building in Dearborn, MI 48120. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Dearborn, MI 48120?
This page may still list buildings in Dearborn, MI 48120 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.