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Affordable & Low-Income Housing in South Whitley, IN 46787

2 affordable buildings in 46787 · 12 more within 10 mi

South Whitley, IN 46787 has 2 income-restricted buildings: 1 senior and 2 usda rural. 12 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.

In 46787

  • Columbia Senior Apts

    525 E Columbia St, South Whitley, IN 46787

    USDA ruralSeniors

    24 units · 1–2 BR

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections

  • Eel River Manor

    S State Road 5, South Whitley, IN 46787

    USDA rural

    20 units · 1–2 BR

    • 5 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections

Nearby

Rents and income limits in 46787

Fair market rent, 2 bedrooms
$1,020/mo
Income needed to pay it at 30% of income
$40,800/yr
Renters in 46787 paying 30% or more of income on rent
33%

Income limits (2026)

Fort Wayne, IN area · median family income $95,100. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$20,000$33,300$53,300
2$22,850$38,050$60,900
3$27,320$42,800$68,500
4$33,000$47,550$76,100
5$38,680$51,400$82,200
6$44,360$55,200$88,300
7$50,040$59,000$94,400
8$55,720$62,800$100,500

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size46787Wider area
Studio$830$1,025
1 bedroom$830$1,026
2 bedrooms$1,020$1,248
3 bedrooms$1,250$1,534
4 bedrooms$1,370$1,679

Wider area = Fort Wayne, IN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (46946) to $1,200 (46725).

Census figures for 46787 (2020–2024 average): median rent $765. Median household income $62,242. 18% of homes are rented. 33% of renters pay 30% or more of their income on rent, and 18% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46787's fair market rent.

Estimate your Section 8 rent share for 46787

Frequently Asked Questions

Is there Section 8 housing in South Whitley, IN 46787?

Yes — this directory lists income-restricted buildings in South Whitley, IN 46787, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.

Do affordable housing buildings in South Whitley, IN 46787 have openings?

These lists for South Whitley, IN 46787 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.

How do I apply for affordable housing in South Whitley, IN 46787?

Use the phone number on each building card in South Whitley, IN 46787. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.

What counts as affordable housing in South Whitley, IN 46787?

In South Whitley, IN 46787, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.

How many affordable housing buildings are in ZIP 46787?

This directory lists 2 income-restricted buildings in South Whitley, IN 46787. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.

Is there affordable housing near 46787?

Yes — this page also lists 12 income-restricted buildings in ZIP codes near South Whitley, IN 46787 (within about 10 miles). Pick a nearby ZIP to see every building there.

People Also Ask

How do I qualify for affordable housing in South Whitley, IN 46787?

Most income-restricted buildings in South Whitley, IN 46787 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $33,300, and $47,550 for a 4-person household. Public housing can go up to 80% ($53,300 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in South Whitley, IN 46787?

For many programs in South Whitley, IN 46787, the 2026 HUD very low-income (50%) limit is $33,300 a year for 1 person and $47,550 for 4 people. The low-income (80%) limit is $53,300 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How long is the waiting list for Section 8 in South Whitley, IN 46787?

There is no single waiting list for South Whitley, IN 46787. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.

What is the difference between Section 8 and public housing in South Whitley, IN 46787?

Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.

How much rent do you pay for low-income housing in South Whitley, IN 46787?

In public housing and most Section 8 in South Whitley, IN 46787, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near South Whitley, IN 46787 is $1,020 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Can I use a Section 8 voucher at affordable apartments in South Whitley, IN 46787?

A Housing Choice Voucher is not automatically accepted at every building in South Whitley, IN 46787. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.

Is there senior affordable housing in South Whitley, IN 46787?

Yes — this directory flags senior (often 62+) buildings in South Whitley, IN 46787. Use the Seniors filter on the list. Age rules vary; call to confirm.

Nearby ZIP codes

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.

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