Affordable & Low-Income Housing in Wyatt, IN 46595
No income-restricted buildings are listed in 46595 — here are the closest ones.
No income-restricted buildings are listed in Wyatt, IN 46595. 19 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 46595
Whispering Pines Apartments
100 Motts St, Lakeville, IN 46536
5.8 mi away
36 units · 1–3 BR
- 11 vacant units reported (Oct 2026) — call to confirm
Oakhaven Community
500 South Montgomery Street, Bremen, IN 46506
5.8 mi away
35 units · 34 income-restricted · 1 BR
Linden House Mishawaka
715 E. Fulmer Road, Mishawaka, IN 46544
7.1 mi away
50 units · 49 income-restricted · 1 BR
Fairington Apartments South Bend
1220 Fairington Circle, South Bend, IN 46614
7.6 mi away
201 units · 1 BR
Barbee Creek Village
506 E 12th St, Mishawaka, IN 46544
8.7 mi away
148 units · 1–3 BR
- Apply through Housing Authority of the City of Mishawaka
- Residents waited about 44 months to move in (HUD, Oct 2026)
Eastgate Apartments
900 Roosevelt Dr, Mishawaka, IN 46544
8.8 mi away
96 units · 38 income-restricted · 1–2 BR
Miami Hills Apartments
3455-3489 High Street, South Bend, IN 46614
8.8 mi away
151 units · 150 income-restricted · 1–4+ BR
Ahepa Penelope 60 Apartments
810 S Merrifield Ave, Mishawaka, IN 46544
8.8 mi away
50 units · 1 BR · People with disabilities
River View 500
500 Lincolnway E, Mishawaka, IN 46544
9.3 mi away
151 units · 1 BR
- Apply through Housing Authority of the City of Mishawaka
- Residents waited about 12 months to move in (HUD, Oct 2026)
Mishawaka River Center Apts
402 Lincolnway W, Mishawaka, IN 46544
9.4 mi away
37 units · 32 income-restricted · 1–2 BR
Bittersweet Pointe
406 Honeysuckle Ln, Mishawaka, IN 46544
10.1 mi away
116 units · 2–3 BR
- Affordability period may have ended — call to confirm
Hellenic Senior Living of Mishawaka
1540 S Logan St, Mishawaka, IN 46544
10.4 mi away
136 units · Studio–1 BR
Prairie Apts
2630 Prairie Ave, South Bend, IN 46614
10.5 mi away
204 units · 1–4+ BR · People with disabilities · People experiencing homelessness
No nearby buildings match this filter.
Rents and income limits in 46595
- Fair market rent, 2 bedrooms
- $1,280/mo
- Income needed to pay it at 30% of income
- $51,200/yr
Income limits (2026)
South Bend-Mishawaka, IN area · median family income $88,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,550 | $30,850 | $49,350 |
| 2 | $21,640 | $35,250 | $56,400 |
| 3 | $27,320 | $39,650 | $63,450 |
| 4 | $33,000 | $44,050 | $70,500 |
| 5 | $38,680 | $47,600 | $76,150 |
| 6 | $44,360 | $51,100 | $81,800 |
| 7 | $50,040 | $54,650 | $87,450 |
| 8 | $55,720 | $58,150 | $93,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 46595 | Wider area |
|---|---|---|
| Studio | $940 | $937 |
| 1 bedroom | $1,100 | $1,093 |
| 2 bedrooms | $1,280 | $1,276 |
| 3 bedrooms | $1,550 | $1,545 |
| 4 bedrooms | $1,680 | $1,677 |
Wider area = South Bend-Mishawaka, IN. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,110 (46537) to $1,290 (46573).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46595's fair market rent.
Estimate your Section 8 rent share for 46595Frequently Asked Questions
Is there Section 8 housing in Wyatt, IN 46595?
Yes — this directory lists income-restricted buildings in Wyatt, IN 46595, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Wyatt, IN 46595 have openings?
These lists for Wyatt, IN 46595 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Wyatt, IN 46595?
Use the phone number on each building card in Wyatt, IN 46595. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Wyatt, IN 46595?
In Wyatt, IN 46595, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 46595?
No income-restricted buildings are listed in ZIP 46595 right now. 19 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 46595?
Yes — this page also lists 19 income-restricted buildings in ZIP codes near Wyatt, IN 46595 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Wyatt, IN 46595?
Most income-restricted buildings in Wyatt, IN 46595 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,850, and $44,050 for a 4-person household. Public housing can go up to 80% ($49,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Wyatt, IN 46595?
For many programs in Wyatt, IN 46595, the 2026 HUD very low-income (50%) limit is $30,850 a year for 1 person and $44,050 for 4 people. The low-income (80%) limit is $49,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Wyatt, IN 46595?
There is no single waiting list for Wyatt, IN 46595. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Wyatt, IN 46595?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Wyatt, IN 46595?
In public housing and most Section 8 in Wyatt, IN 46595, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Wyatt, IN 46595 is $1,280 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Wyatt, IN 46595?
A Housing Choice Voucher is not automatically accepted at every building in Wyatt, IN 46595. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Wyatt, IN 46595?
This page may still list buildings in Wyatt, IN 46595 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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