Affordable & Low-Income Housing in Lima, OH 45804
6 affordable buildings in 45804 · 26 more within 10 mi
Lima, OH 45804 has 6 income-restricted buildings: 3 tax credit, 4 Section 8, and 4 senior. 26 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 45804
Pilgrim Place
449 S Main St, Lima, OH 45804
51 units · 50 income-restricted · 1 BR · People with disabilities
No buildings in 45804 match this filter.
Nearby
The 20 closest of 26 in nearby ZIPs. Pick a ZIP below to see all of them.
Pierce Street
321 S Pierce St, Lima, OH 45801
3.2 mi away
8 units
- Affordability period may have ended — call to confirm
Dominion Building Apartments
108 E High ST, Lima, OH 45801
3.2 mi away
50 units · 49 income-restricted · Studio–2 BR
Argonne Retirement Inn
201 N Elizabeth St, Lima, OH 45801
3.3 mi away
85 units · 77 income-restricted
- Affordability period may have ended — call to confirm
Nwc Corporation HUD 2, Inc.
625 West Spring St, Lima, OH 45801
3.4 mi away
12 units · 1 BR · People with disabilities
Spring Street Senior Lofts
656 West Spring Street, Lima, OH 45801
3.5 mi away
79 units · 9 income-restricted · 1 BR
Wayne Street Project
608 W Wayne St, Lima, OH 45801
3.6 mi away
2 units
- Affordability period may have ended — call to confirm
Wayne
614 W Wayne St, Lima, OH 45801
3.6 mi away
6 units
- Affordability period may have ended — call to confirm
Dalton House I & II
1504 W Elm St, Lima, OH 45805
4.3 mi away
10 units · 8 income-restricted · People with disabilities
Scattered Site: Acquisition
936 W Robb Ave Apt 111, Lima, OH 45801
4.6 mi away
243 units · 1–3 BR
- Apply through Allen Metropolitan Housing Authority
- Residents waited about 12 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Robin Rogers Apartments
990 W Robb Ave, Lima, OH 45801
4.7 mi away
20 units · 1 BR · People with disabilities
Lima Club West Apartments
1855A N Cole St, Lima, OH 45801
5.1 mi away
86 units · 85 income-restricted · 2–4+ BR
No nearby buildings match this filter.
Rents and income limits in 45804
- Fair market rent, 2 bedrooms
- $1,200/mo
- Income needed to pay it at 30% of income
- $48,000/yr
- Renters in 45804 paying 30% or more of income on rent
- 37%
Income limits (2026)
Lima, OH area · median family income $85,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,450 | $30,800 | $49,250 |
| 2 | $21,640 | $35,200 | $56,250 |
| 3 | $27,320 | $39,600 | $63,300 |
| 4 | $33,000 | $43,950 | $70,300 |
| 5 | $38,680 | $47,500 | $76,000 |
| 6 | $44,360 | $51,000 | $81,600 |
| 7 | $50,040 | $54,500 | $87,250 |
| 8 | $55,720 | $58,050 | $92,850 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 45804 | Wider area |
|---|---|---|
| Studio | $910 | $895 |
| 1 bedroom | $920 | $901 |
| 2 bedrooms | $1,200 | $1,179 |
| 3 bedrooms | $1,440 | $1,418 |
| 4 bedrooms | $1,600 | $1,571 |
Wider area = Lima, OH. Two-bedroom fair market rents in 10 nearby ZIPs range from $1,070 (45854) to $1,280 (45806).
Census figures for 45804 (2020–2024 average): median rent $886. Median household income $44,911. 45% of homes are rented. 37% of renters pay 30% or more of their income on rent, and 23% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 45804's fair market rent.
Estimate your Section 8 rent share for 45804Frequently Asked Questions
Is there Section 8 housing in Lima, OH 45804?
Yes — this directory lists income-restricted buildings in Lima, OH 45804, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Lima, OH 45804 have openings?
These lists for Lima, OH 45804 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Lima, OH 45804?
Use the phone number on each building card in Lima, OH 45804. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Lima, OH 45804?
In Lima, OH 45804, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 45804?
This directory lists 6 income-restricted buildings in Lima, OH 45804. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 45804?
Yes — this page also lists 26 income-restricted buildings in ZIP codes near Lima, OH 45804 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Lima, OH 45804?
Most income-restricted buildings in Lima, OH 45804 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,800, and $43,950 for a 4-person household. Public housing can go up to 80% ($49,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Lima, OH 45804?
For many programs in Lima, OH 45804, the 2026 HUD very low-income (50%) limit is $30,800 a year for 1 person and $43,950 for 4 people. The low-income (80%) limit is $49,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Lima, OH 45804?
There is no single waiting list for Lima, OH 45804. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Lima, OH 45804?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Lima, OH 45804. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Lima, OH 45804?
In public housing and most Section 8 in Lima, OH 45804, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Lima, OH 45804 is $1,200 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Lima, OH 45804?
A Housing Choice Voucher is not automatically accepted at every building in Lima, OH 45804. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Lima, OH 45804?
Yes — this directory flags senior (often 62+) buildings in Lima, OH 45804. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.