Affordable & Low-Income Housing in Cincinnati, OH 45229
26 affordable buildings in 45229 · 60 more within 3 mi
Cincinnati, OH 45229 has 26 income-restricted buildings: 12 tax credit, 3 public housing, 12 Section 8, and 4 senior. 60 more are listed within 3 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 45229
Acquisition-Rehab
420 Glenwood Ave, Cincinnati, OH 45229
216 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 32 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Harmon Apartments
3756 Reading Road, Cincinnati, OH 45229
210 units · 209 income-restricted · Studio–3 BR
Park Eden
3700 Reading Rd, Cincinnati, OH 45229
194 units · 1–2 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 15 months to move in (HUD, Oct 2026)
Acquisition-Rehab
4048 Ledgewood Dr, Cincinnati, OH 45229
177 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 5 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Haddon Hall
3418 Reading Road, Cincinnati, OH 45229
114 units · Studio–1 BR · People with disabilities
Washington Avenue Group Home
3519 Washington AVE, Cincinnati, OH 45229
6 units · 1 BR · People with disabilities
Clinton Springs Apartments
3816 Reading Road, Cincinnati, OH 45229
5 units · 1–2 BR · People with disabilities
No buildings in 45229 match this filter.
Nearby
The 20 closest of 60 in nearby ZIPs. Pick a ZIP below to see all of them.
Kerper Apartments
3066 Kerper Ave, Cincinnati, OH 45206
1.1 mi away
38 units · 31 income-restricted · 1–2 BR
St. Bernard Commons
5007 Greenlee Ave., Saint Bernard, OH 45217
1.1 mi away
42 units · 41 income-restricted · 1 BR
The Evanston
1820 Rutland Avenue, Cincinnati, OH 45207
1.1 mi away
100 units · 1 BR · People with disabilities
Miami Community
4240 Ivanhoe AVE, Norwood, OH 45212
1.2 mi away
8 units · Studio · People with disabilities
Colonial Village
3588-3594 Tacoma Avenue, Cincinnati, OH 45220
1.2 mi away
66 units · 65 income-restricted · 2–3 BR
Bathgate Apts
3021 Bathgate St, Cincinnati, OH 45206
1.5 mi away
2 units
- Affordability period may have ended — call to confirm
The Manse
1004 Chapel St, Cincinnati, OH 45206
1.5 mi away
114 units · 34 income-restricted · Studio–1 BR
No nearby buildings match this filter.
Rents and income limits in 45229
- Fair market rent, 2 bedrooms
- $1,190/mo
- Income needed to pay it at 30% of income
- $47,600/yr
- Renters in 45229 paying 30% or more of income on rent
- 56%
Income limits (2026)
Cincinnati, OH-KY-IN area · median family income $109,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $23,100 | $38,500 | $61,550 |
| 2 | $26,400 | $44,000 | $70,350 |
| 3 | $29,700 | $49,500 | $79,150 |
| 4 | $33,000 | $54,950 | $87,900 |
| 5 | $38,680 | $59,350 | $94,950 |
| 6 | $44,360 | $63,750 | $102,000 |
| 7 | $50,040 | $68,150 | $109,000 |
| 8 | $55,720 | $72,550 | $116,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 45229 | Wider area |
|---|---|---|
| Studio | $870 | $1,052 |
| 1 bedroom | $930 | $1,128 |
| 2 bedrooms | $1,190 | $1,442 |
| 3 bedrooms | $1,570 | $1,897 |
| 4 bedrooms | $1,770 | $2,141 |
Wider area = Cincinnati, OH-KY-IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,040 (45232) to $1,880 (45209).
Census figures for 45229 (2020–2024 average): median rent $884. Median household income $32,263. 69% of homes are rented. 56% of renters pay 30% or more of their income on rent, and 40% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 45229's fair market rent.
Estimate your Section 8 rent share for 45229Frequently Asked Questions
Is there Section 8 housing in Cincinnati, OH 45229?
Yes — this directory lists income-restricted buildings in Cincinnati, OH 45229, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cincinnati, OH 45229 have openings?
These lists for Cincinnati, OH 45229 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cincinnati, OH 45229?
Use the phone number on each building card in Cincinnati, OH 45229. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cincinnati, OH 45229?
In Cincinnati, OH 45229, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 45229?
This directory lists 26 income-restricted buildings in Cincinnati, OH 45229. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 45229?
Yes — this page also lists 60 income-restricted buildings in ZIP codes near Cincinnati, OH 45229 (within about 3 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cincinnati, OH 45229?
Most income-restricted buildings in Cincinnati, OH 45229 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $38,500, and $54,950 for a 4-person household. Public housing can go up to 80% ($61,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cincinnati, OH 45229?
For many programs in Cincinnati, OH 45229, the 2026 HUD very low-income (50%) limit is $38,500 a year for 1 person and $54,950 for 4 people. The low-income (80%) limit is $61,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cincinnati, OH 45229?
There is no single waiting list for Cincinnati, OH 45229. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cincinnati, OH 45229?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Cincinnati, OH 45229. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cincinnati, OH 45229?
In public housing and most Section 8 in Cincinnati, OH 45229, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cincinnati, OH 45229 is $1,190 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cincinnati, OH 45229?
A Housing Choice Voucher is not automatically accepted at every building in Cincinnati, OH 45229. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cincinnati, OH 45229?
Yes — this directory flags senior (often 62+) buildings in Cincinnati, OH 45229. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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