Affordable & Low-Income Housing in Bedford, OH 44146
5 affordable buildings in 44146 · 58 more within 7 mi
Bedford, OH 44146 has 5 income-restricted buildings: 3 tax credit, 4 Section 8, and 2 senior. 58 more are listed within 7 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 44146
Villa San Bernardo
1160 Broadway Avenue, Bedford, OH 44146
49 units · 10 income-restricted · Studio–1 BR
Valleyfield West Apts
19655 Rockside Rd, Bedford, OH 44146
74 units
- Affordability period may have ended — call to confirm
No buildings in 44146 match this filter.
Nearby
The 20 closest of 58 in nearby ZIPs. Pick a ZIP below to see all of them.
Paramount
5500 Northfield Rd, Maple Heights, OH 44137
2.1 mi away
99 units
- Affordability period may have ended — call to confirm
Lee Road and Belmore Elderly
4345 Lee Rd, Cleveland, OH 44128
4.5 mi away
79 units · 1–2 BR
- Apply through Cuyahoga Metropolitan Housing Authority
- Residents waited about 20 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
- Most residents are 62 or older
Concept Apts II
4307 Lee Rd, Cleveland, OH 44128
4.6 mi away
24 units
- Affordability period may have ended — call to confirm
St. Agnes Terrace Apartments
10300 Granger Road, Garfield Heights, OH 44125
5 mi away
42 units · 29 income-restricted
Jennings Manor Apartments
10204 Granger Rd, Garfield Heights, OH 44125
5 mi away
61 units · 60 income-restricted · 1 BR
St. Timothy Park Apts.
4350 E 136th St, Garfield Heights, OH 44105
5.2 mi away
40 units · 1 BR · People with disabilities
Shaker Place Apartments
3600 Northfield Rd, Highland Hills, OH 44122
5.5 mi away
81 units · 80 income-restricted · 1–2 BR
Miles Pointe Elderly
11806 Miles Ave, Cleveland, OH 44105
5.8 mi away
43 units · 2–3 BR
- Apply through Cuyahoga Metropolitan Housing Authority
- Residents waited about 19 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Miles Project
11725 Miles Ave, Cleveland, OH 44105
5.8 mi away
5 units
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 44146
- Fair market rent, 2 bedrooms
- $1,230/mo
- Income needed to pay it at 30% of income
- $49,200/yr
- Renters in 44146 paying 30% or more of income on rent
- 48%
Income limits (2026)
Cleveland, OH area · median family income $105,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,050 | $36,750 | $58,800 |
| 2 | $25,200 | $42,000 | $67,200 |
| 3 | $28,350 | $47,250 | $75,600 |
| 4 | $33,000 | $52,500 | $84,000 |
| 5 | $38,680 | $56,700 | $90,750 |
| 6 | $44,360 | $60,900 | $97,450 |
| 7 | $50,040 | $65,100 | $104,200 |
| 8 | $55,720 | $69,300 | $110,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 44146 | Wider area |
|---|---|---|
| Studio | $890 | $924 |
| 1 bedroom | $1,010 | $1,050 |
| 2 bedrooms | $1,230 | $1,274 |
| 3 bedrooms | $1,570 | $1,628 |
| 4 bedrooms | $1,690 | $1,756 |
Wider area = Cleveland, OH. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,070 (44105) to $1,850 (44122).
Census figures for 44146 (2020–2024 average): median rent $1,036. Median household income $54,925. 43% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 23% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 44146's fair market rent.
Estimate your Section 8 rent share for 44146Frequently Asked Questions
Is there Section 8 housing in Bedford, OH 44146?
Yes — this directory lists income-restricted buildings in Bedford, OH 44146, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Bedford, OH 44146 have openings?
These lists for Bedford, OH 44146 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Bedford, OH 44146?
Use the phone number on each building card in Bedford, OH 44146. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Bedford, OH 44146?
In Bedford, OH 44146, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 44146?
This directory lists 5 income-restricted buildings in Bedford, OH 44146. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 44146?
Yes — this page also lists 58 income-restricted buildings in ZIP codes near Bedford, OH 44146 (within about 7 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Bedford, OH 44146?
Most income-restricted buildings in Bedford, OH 44146 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,750, and $52,500 for a 4-person household. Public housing can go up to 80% ($58,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Bedford, OH 44146?
For many programs in Bedford, OH 44146, the 2026 HUD very low-income (50%) limit is $36,750 a year for 1 person and $52,500 for 4 people. The low-income (80%) limit is $58,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Bedford, OH 44146?
There is no single waiting list for Bedford, OH 44146. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Bedford, OH 44146?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Bedford, OH 44146. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Bedford, OH 44146?
In public housing and most Section 8 in Bedford, OH 44146, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Bedford, OH 44146 is $1,230 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Bedford, OH 44146?
A Housing Choice Voucher is not automatically accepted at every building in Bedford, OH 44146. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Bedford, OH 44146?
Yes — this directory flags senior (often 62+) buildings in Bedford, OH 44146. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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