Affordable & Low-Income Housing in Kelleys Island, OH 43438
No income-restricted buildings are listed in 43438 — here are the closest ones.
No income-restricted buildings are listed in Kelleys Island, OH 43438. 1 income-restricted building is listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 43438
Bay Shore Towers
128 Perry St, Sandusky, OH 44870
9.9 mi away
134 units · 1–2 BR
- Apply through Erie Metropolitian Housing Authority
- Residents waited about 10 months to move in (HUD, Oct 2026)
Viewpoint Apartments
215 E Shoreline Dr, Sandusky, OH 44870
10 mi away
117 units · Studio–1 BR · People with disabilities
Scattered Sites
800 W Market St, Sandusky, OH 44870
10.3 mi away
93 units · 2–3 BR
- Apply through Erie Metropolitian Housing Authority
- Residents waited about 19 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Echo Duplexes
511 Carroll Ave., Sandusky, OH 44870
10.9 mi away
15 units · 12 income-restricted · Studio · People with disabilities
Muirwood Phase I
509 Landsrush St, Sandusky, OH 44870
11.4 mi away
96 units
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 43438
- Fair market rent, 2 bedrooms
- $1,220/mo
- Income needed to pay it at 30% of income
- $48,800/yr
Income limits (2026)
Erie County, OH area · median family income $105,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,050 | $36,750 | $58,800 |
| 2 | $25,200 | $42,000 | $67,200 |
| 3 | $28,350 | $47,250 | $75,600 |
| 4 | $33,000 | $52,500 | $84,000 |
| 5 | $38,680 | $56,700 | $90,750 |
| 6 | $44,360 | $60,900 | $97,450 |
| 7 | $50,040 | $65,100 | $104,200 |
| 8 | $55,720 | $69,300 | $110,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 43438 | Wider area |
|---|---|---|
| Studio | $930 | $927 |
| 1 bedroom | $980 | $977 |
| 2 bedrooms | $1,220 | $1,221 |
| 3 bedrooms | $1,530 | $1,531 |
| 4 bedrooms | $1,700 | $1,702 |
Wider area = Erie County, OH. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,060 (43456) to $1,220 (43440).
Census figures for 43438 (2020–2024 average): Median household income $82,917 (uncertain estimate). 8% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 43438's fair market rent.
Estimate your Section 8 rent share for 43438Frequently Asked Questions
Is there Section 8 housing in Kelleys Island, OH 43438?
Yes — this directory lists income-restricted buildings in Kelleys Island, OH 43438, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Kelleys Island, OH 43438 have openings?
These lists for Kelleys Island, OH 43438 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Kelleys Island, OH 43438?
Use the phone number on each building card in Kelleys Island, OH 43438. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Kelleys Island, OH 43438?
In Kelleys Island, OH 43438, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 43438?
No income-restricted buildings are listed in ZIP 43438 right now. 1 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 43438?
Yes — this page also lists 1 income-restricted building in ZIP codes near Kelleys Island, OH 43438 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Kelleys Island, OH 43438?
Most income-restricted buildings in Kelleys Island, OH 43438 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,750, and $52,500 for a 4-person household. Public housing can go up to 80% ($58,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Kelleys Island, OH 43438?
For many programs in Kelleys Island, OH 43438, the 2026 HUD very low-income (50%) limit is $36,750 a year for 1 person and $52,500 for 4 people. The low-income (80%) limit is $58,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Kelleys Island, OH 43438?
There is no single waiting list for Kelleys Island, OH 43438. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Kelleys Island, OH 43438?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Kelleys Island, OH 43438?
In public housing and most Section 8 in Kelleys Island, OH 43438, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Kelleys Island, OH 43438 is $1,220 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Kelleys Island, OH 43438?
A Housing Choice Voucher is not automatically accepted at every building in Kelleys Island, OH 43438. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Kelleys Island, OH 43438?
This page may still list buildings in Kelleys Island, OH 43438 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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