Affordable & Low-Income Housing in Natchez, MS 39120
20 affordable buildings in 39120 · 14 more within 19 mi
Natchez, MS 39120 has 20 income-restricted buildings: 9 tax credit, 2 public housing, 10 Section 8, 4 senior, and 3 usda rural. 14 more are listed within 19 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 39120
Maryland Heights
93 Aldrich St, Natchez, MS 39120
213 units · 1–3 BR
- Apply through The Housing Authority of the City of Natchez
- Residents waited about 15 months to move in (HUD, Oct 2026)
Riverbreeze Manor Apartments
144 N Shields Ln, Natchez, MS 39120
120 units · 24 income-restricted · 2 BR
Oak Ridge Manor Apartments
215 McNeely Rd, Natchez, MS 39120
104 units · 103 income-restricted · 1–3 BR
Eighty Elderly/Handicapped Units
62 E Franklin St, Natchez, MS 39120
80 units · 1–2 BR
- Apply through The Housing Authority of the City of Natchez
- Several buildings — call for addresses
Lower Woodville Heights
137-a Lewis Dr, Natchez, MS 39120
60 units · 1–3 BR · People with disabilities
Cedar Village Apts
21 Village Square Blvd, Natchez, MS 39120
48 units · 1–2 BR
- 9 vacant units reported (Oct 2026) — call to confirm
Oak Village LP
15 Village Square Blvd, Natchez, MS 39120
48 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Carpenter School Elderly I
700 N Union St, Natchez, MS 39120
38 units · 37 income-restricted · 1–2 BR · People with disabilities
Riverwood Manor Apt
1389 Martin Luther King Jr Rd, Natchez, MS 39120
32 units · 1–3 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Brumfield School Apts
100 St Catherine St, Natchez, MS 39120
28 units · 1–2 BR · People with disabilities
- Affordability period may have ended — call to confirm
Stonehurst Arms
104 Stonehurst Dr, Natchez, MS 39120
26 units · 25 income-restricted · 3 BR
- Affordability period may have ended — call to confirm
No buildings in 39120 match this filter.
Nearby
Vidalia Meadows
4208 Highway 84 W, Vidalia, LA 71373
7.8 mi away
32 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
River Manor Apts
4226 Highway 84 W, Vidalia, LA 71373
7.9 mi away
24 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Concordia
200 Kyle Rd, Ferriday, LA 71334
14.6 mi away
112 units · 1–4+ BR
- 10 vacant units reported (Oct 2026) — call to confirm
- Several buildings — call for addresses
Foxfire Est
500 Lincoln Ave, Ferriday, LA 71334
15.3 mi away
32 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Ferriday Villa Apts
496 Lincoln Ave, Ferriday, LA 71334
15.3 mi away
42 units · 2–4+ BR
- 3 vacant units reported (Oct 2026) — call to confirm
Ferriday Elderly
200 Smith Street, Ferriday, LA 71334
15.3 mi away
52 units · 1–2 BR · People with disabilities
- 5 vacant units reported (Oct 2026) — call to confirm
Ferriday Place II
102 Ferriday Place Blvd, Ridgecrest, LA 71334
17.2 mi away
15 units · 14 income-restricted · 1 BR
Ferriday Haven
103 Ferriday Place Blvd, Ridgecrest, LA 71334
17.2 mi away
15 units · 14 income-restricted · 1 BR · People with disabilities
Montgomery Sq Complex
27393 Highway 15 Apt 105, Ferriday, LA 71334
18.6 mi away
68 units · 1–3 BR
- Apply through Housing Authority of Ferriday
No nearby buildings match this filter.
Rents and income limits in 39120
- Fair market rent, 2 bedrooms
- $920/mo
- Income needed to pay it at 30% of income
- $36,800/yr
- Renters in 39120 paying 30% or more of income on rent
- 48%
Income limits (2026)
Adams County, MS area · median family income $61,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $25,200 | $40,350 |
| 2 | $21,640 | $28,800 | $46,100 |
| 3 | $27,320 | $32,400 | $51,850 |
| 4 | $33,000 | $36,000 | $57,600 |
| 5 | $38,680 | $38,900 | $62,250 |
| 6 | $41,800 | $41,800 | $66,850 |
| 7 | $44,650 | $44,650 | $71,450 |
| 8 | $47,550 | $47,550 | $76,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 39120 | Wider area |
|---|---|---|
| Studio | $770 | $761 |
| 1 bedroom | $840 | $831 |
| 2 bedrooms | $920 | $905 |
| 3 bedrooms | $1,200 | $1,189 |
| 4 bedrooms | $1,200 | $1,189 |
Wider area = Adams County, MS. Two-bedroom fair market rents in 4 nearby ZIPs range from $890 (71334) to $1,280 (39661).
Census figures for 39120 (2020–2024 average): median rent $734. Median household income $43,632. 32% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 24% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 39120's fair market rent.
Estimate your Section 8 rent share for 39120Frequently Asked Questions
Is there Section 8 housing in Natchez, MS 39120?
Yes — this directory lists income-restricted buildings in Natchez, MS 39120, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Natchez, MS 39120 have openings?
These lists for Natchez, MS 39120 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Natchez, MS 39120?
Use the phone number on each building card in Natchez, MS 39120. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Natchez, MS 39120?
In Natchez, MS 39120, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 39120?
This directory lists 20 income-restricted buildings in Natchez, MS 39120. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 39120?
Yes — this page also lists 14 income-restricted buildings in ZIP codes near Natchez, MS 39120 (within about 19 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Natchez, MS 39120?
Most income-restricted buildings in Natchez, MS 39120 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $36,000 for a 4-person household. Public housing can go up to 80% ($40,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Natchez, MS 39120?
For many programs in Natchez, MS 39120, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $36,000 for 4 people. The low-income (80%) limit is $40,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Natchez, MS 39120?
There is no single waiting list for Natchez, MS 39120. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Natchez, MS 39120?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Natchez, MS 39120. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Natchez, MS 39120?
In public housing and most Section 8 in Natchez, MS 39120, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Natchez, MS 39120 is $920 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Natchez, MS 39120?
A Housing Choice Voucher is not automatically accepted at every building in Natchez, MS 39120. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Natchez, MS 39120?
Yes — this directory flags senior (often 62+) buildings in Natchez, MS 39120. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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