Affordable & Low-Income Housing in Red Banks, MS 38661
No income-restricted buildings are listed in 38661 — here are the closest ones.
No income-restricted buildings are listed in Red Banks, MS 38661. 23 income-restricted buildings are listed nearby (within about 13 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 38661
The 20 closest of 23 in nearby ZIPs. Pick a ZIP below to see all of them.
Church Court West
1100 Church Court, Holly Springs, MS 38635
2 mi away
56 units · 55 income-restricted · 3 BR
Byhalia Apts
65 Stonewall Rd, Byhalia, MS 38611
7.8 mi away
36 units · 1–3 BR · People with disabilities · People experiencing homelessness
Holly Estates Ltd
750 Martin Luther King Jr Dr, Holly Springs, MS 38635
8.2 mi away
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Country Village Eld
660 Martin Luther King Jr Dr, Holly Springs, MS 38635
8.3 mi away
36 units · 1–2 BR
Red Oaks Estates
745 Mlk Dr, Holly Springs, MS 38635
8.3 mi away
24 units · 1–2 BR · People with disabilities
Holly Hills Apt Ltd
665 Martin Luther King Jr Dr, Holly Springs, MS 38635
8.6 mi away
48 units · 2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Heritage Trails Apts.
265 Woodward Ave, Holly Springs, MS 38635
9.2 mi away
24 units · 2 BR · People with disabilities
- 2 vacant units reported (Oct 2026) — call to confirm
Southern Villas of Holly Springs
360 N West St, Holly Springs, MS 38635
10 mi away
50 units · 1–3 BR · People with disabilities
- 2 vacant units reported (Oct 2026) — call to confirm
Holly Homes Valley
250 S Chesterman St, Holly Springs, MS 38635
10.6 mi away
90 units · 1–3 BR
- Apply through The Housing Authority of the City of Holly Springs
- Residents waited about 13 months to move in (HUD, Oct 2026)
Rossville Manor Apartments
5185 Highway 57, Rossville, TN 38066
11 mi away
36 units · 1 BR · People with disabilities
- 2 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 38661
- Fair market rent, 2 bedrooms
- $1,160/mo
- Income needed to pay it at 30% of income
- $46,400/yr
- Renters in 38661 paying 30% or more of income on rent
- 100%
Income limits (2026)
Marshall County, MS area · median family income $69,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $25,200 | $40,350 |
| 2 | $21,640 | $28,800 | $46,100 |
| 3 | $27,320 | $32,400 | $51,850 |
| 4 | $33,000 | $36,000 | $57,600 |
| 5 | $38,680 | $38,900 | $62,250 |
| 6 | $41,800 | $41,800 | $66,850 |
| 7 | $44,650 | $44,650 | $71,450 |
| 8 | $47,550 | $47,550 | $76,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 38661 | Wider area |
|---|---|---|
| Studio | $900 | $840 |
| 1 bedroom | $920 | $845 |
| 2 bedrooms | $1,160 | $1,106 |
| 3 bedrooms | $1,400 | $1,318 |
| 4 bedrooms | $1,920 | $1,849 |
Wider area = Marshall County, MS. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,000 (38635) to $1,340 (38611).
Census figures for 38661 (2020–2024 average): Median household income $69,276. 12% of homes are rented. 100% of renters pay 30% or more of their income on rent, and 0% pay half or more.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38661's fair market rent.
Estimate your Section 8 rent share for 38661Frequently Asked Questions
Is there Section 8 housing in Red Banks, MS 38661?
Yes — this directory lists income-restricted buildings in Red Banks, MS 38661, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Red Banks, MS 38661 have openings?
These lists for Red Banks, MS 38661 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Red Banks, MS 38661?
Use the phone number on each building card in Red Banks, MS 38661. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Red Banks, MS 38661?
In Red Banks, MS 38661, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 38661?
No income-restricted buildings are listed in ZIP 38661 right now. 23 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 38661?
Yes — this page also lists 23 income-restricted buildings in ZIP codes near Red Banks, MS 38661 (within about 13 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Red Banks, MS 38661?
Most income-restricted buildings in Red Banks, MS 38661 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $36,000 for a 4-person household. Public housing can go up to 80% ($40,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Red Banks, MS 38661?
For many programs in Red Banks, MS 38661, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $36,000 for 4 people. The low-income (80%) limit is $40,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Red Banks, MS 38661?
There is no single waiting list for Red Banks, MS 38661. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Red Banks, MS 38661?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Red Banks, MS 38661?
In public housing and most Section 8 in Red Banks, MS 38661, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Red Banks, MS 38661 is $1,160 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Red Banks, MS 38661?
A Housing Choice Voucher is not automatically accepted at every building in Red Banks, MS 38661. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Red Banks, MS 38661?
This page may still list buildings in Red Banks, MS 38661 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.