Affordable & Low-Income Housing in Duck River, TN 38454
No income-restricted buildings are listed in 38454 — here are the closest ones.
No income-restricted buildings are listed in Duck River, TN 38454. These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 38454
Columbia Road Sfd
254 Columbia Ave, Centerville, TN 37033
6.7 mi away
1 unit · 4+ BR
- Affordability period may have ended — call to confirm
Centerville Village Apartments
100 Centerville Drive Highway 48, Centerville, TN 37033
8.4 mi away
48 units · 1–2 BR
Duck River Apartments
500 Battery C Field Artillery Dr, Centerville, TN 37033
9 mi away
19 units · 18 income-restricted · 1 BR · People with disabilities
Centerville Village Apts
100 Centerville Village Dr., Centerville, TN 37033
9 mi away
48 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Pinetree Village 3111 Paces Mill Rd
45 Pinetree Village, Centerville, TN 37033
9 mi away
44 units · 1 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Mt Pleasant Village
821 North Main, Mt. Pleasant, TN 38474
14.9 mi away
32 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Walton Heights-Harris House
100 Gardner Dr, Mt Pleasant, TN 38474
15 mi away
116 units · 1–3 BR
- Apply through Mt. Pleasant Housing Authority
- Residents waited about 25 months to move in (HUD, Oct 2026)
Willow Bend Apts
1155 Main St. North, Mt. Pleasant, TN 38474
15 mi away
34 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Hohenwald Hsg Auth
1 Cedar Cir, Hohenwald, TN 38462
16.7 mi away
116 units · 1–3 BR
- Apply through Hohenwald Housing Authority
- Residents waited about 18 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
High Forest Apts
230 N Walnut St, Hohenwald, TN 38462
17.1 mi away
32 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 38454
- Fair market rent, 2 bedrooms
- $1,220/mo
- Income needed to pay it at 30% of income
- $48,800/yr
- Renters in 38454 paying 30% or more of income on rent
- 27%
Income limits (2026)
Hickman County, TN area · median family income $78,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,600 | $27,650 | $44,200 |
| 2 | $21,640 | $31,600 | $50,500 |
| 3 | $27,320 | $35,550 | $56,800 |
| 4 | $33,000 | $39,450 | $63,100 |
| 5 | $38,680 | $42,650 | $68,150 |
| 6 | $44,360 | $45,800 | $73,200 |
| 7 | $48,950 | $48,950 | $78,250 |
| 8 | $52,100 | $52,100 | $83,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 38454 | Wider area |
|---|---|---|
| Studio | $1,020 | $781 |
| 1 bedroom | $1,030 | $786 |
| 2 bedrooms | $1,220 | $1,028 |
| 3 bedrooms | $1,540 | $1,312 |
| 4 bedrooms | $1,820 | $1,669 |
Wider area = Hickman County, TN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,000 (37098) to $1,440 (38476).
Census figures for 38454 (2020–2024 average): median rent $1,368 (uncertain estimate). Median household income $61,914. 16% of homes are rented. 27% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38454's fair market rent.
Estimate your Section 8 rent share for 38454Frequently Asked Questions
Is there Section 8 housing in Duck River, TN 38454?
Yes — this directory lists income-restricted buildings in Duck River, TN 38454, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Duck River, TN 38454 have openings?
These lists for Duck River, TN 38454 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Duck River, TN 38454?
Use the phone number on each building card in Duck River, TN 38454. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Duck River, TN 38454?
In Duck River, TN 38454, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 38454?
No income-restricted buildings are listed in ZIP 38454 right now. Call to confirm openings.
People Also Ask
How do I qualify for affordable housing in Duck River, TN 38454?
Most income-restricted buildings in Duck River, TN 38454 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,650, and $39,450 for a 4-person household. Public housing can go up to 80% ($44,200 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Duck River, TN 38454?
For many programs in Duck River, TN 38454, the 2026 HUD very low-income (50%) limit is $27,650 a year for 1 person and $39,450 for 4 people. The low-income (80%) limit is $44,200 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Duck River, TN 38454?
There is no single waiting list for Duck River, TN 38454. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Duck River, TN 38454?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Duck River, TN 38454?
In public housing and most Section 8 in Duck River, TN 38454, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Duck River, TN 38454 is $1,220 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Duck River, TN 38454?
A Housing Choice Voucher is not automatically accepted at every building in Duck River, TN 38454. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Duck River, TN 38454?
This page may still list buildings in Duck River, TN 38454 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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