Affordable & Low-Income Housing in Rutledge, TN 37861
4 affordable buildings in 37861 · 17 more within 10 mi
Rutledge, TN 37861 has 4 income-restricted buildings: 1 tax credit, 2 Section 8, 3 senior, and 1 usda rural. 17 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 37861
Volunteer Residences
2 Cedar Avenue, Rutledge, TN 37861
109 units · 107 income-restricted · Studio–2 BR · People with disabilities
Clinchview Apts
Cherry St, Rutledge, TN 37861
36 units · 2 BR
- Affordability period may have ended — call to confirm
No buildings in 37861 match this filter.
Nearby
Avonlea Greene
7315 Avonlea Way, Talbott, TN 37877
5.5 mi away
72 units · 2–3 BR · People with disabilities
Jefferson City Housing Authority
540 Sycamore Ln Apt 172, Jefferson City, TN 37760
8.8 mi away
197 units · 1–3 BR
- Apply through Jefferson City Housing Authority
- Residents waited about 18 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Jefferson Group Home
1424 Fate Rankin Rd, Jefferson City, TN 37760
8.9 mi away
9 units · 8 income-restricted · 1 BR · People with disabilities
Country Village Apartments
342 Red Oak Circle, Jefferson City, TN 37760
10.5 mi away
140 units · 1–2 BR
- 9 vacant units reported (Oct 2026) — call to confirm
Bradford Square Apts
100 Ossie Cir, Jefferson City, TN 37760
10.5 mi away
50 units · 2 BR · People with disabilities
Michael Street Duplex
2044 Michael St, Morristown, TN 37814
11.5 mi away
2 units · 2–3 BR
- Affordability period may have ended — call to confirm
Oakwood Garden Apts
Oakwood Cir, Morristown, TN 37814
11.7 mi away
8 units · 2 BR
- Affordability period may have ended — call to confirm
13th N St Sfd
121 E 13th N St, Morristown, TN 37814
11.9 mi away
1 unit · 3 BR
- Affordability period may have ended — call to confirm
Five Rivers Service, Inc.
825 Donna St, Morristown, TN 37814
12 mi away
10 units · 9 income-restricted · 1 BR · People with disabilities
Henry Manor
425 N Henry ST, Morristown, TN 37814
12.2 mi away
50 units · 1 BR · People with disabilities
Knob Hill Apt
1459 Devault Street, Morristown, TN 37814
12.5 mi away
48 units · 1–2 BR · People with disabilities
- 2 vacant units reported (Oct 2026) — call to confirm
Paul and Ada Ruth Mayes Home
516 Sherwood Drive, Morristown, TN 37814
12.7 mi away
10 units · Studio–2 BR · People with disabilities
Striplin Place Apts
2135 Turkey Trail, Jefferson City, TN 37760
12.8 mi away
24 units · 3 BR · People with disabilities
Mayfair Apts
1295 Joe Hall Road, Morristown, TN 37814
13.7 mi away
48 units · 1–2 BR
- 5 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 37861
- Fair market rent, 2 bedrooms
- $1,000/mo
- Income needed to pay it at 30% of income
- $40,000/yr
- Renters in 37861 paying 30% or more of income on rent
- 50%
Income limits (2026)
Grainger County, TN area · median family income $68,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,400 | $27,300 | $43,700 |
| 2 | $21,640 | $31,200 | $49,950 |
| 3 | $27,320 | $35,100 | $56,200 |
| 4 | $33,000 | $39,000 | $62,400 |
| 5 | $38,680 | $42,150 | $67,400 |
| 6 | $44,360 | $45,250 | $72,400 |
| 7 | $48,400 | $48,400 | $77,400 |
| 8 | $51,500 | $51,500 | $82,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 37861 | Wider area |
|---|---|---|
| Studio | $760 | $756 |
| 1 bedroom | $760 | $761 |
| 2 bedrooms | $1,000 | $995 |
| 3 bedrooms | $1,380 | $1,378 |
| 4 bedrooms | $1,410 | $1,407 |
Wider area = Grainger County, TN. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,050 (37888) to $1,290 (37877).
Census figures for 37861 (2020–2024 average): median rent $715. Median household income $52,265. 20% of homes are rented. 50% of renters pay 30% or more of their income on rent, and 21% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 37861's fair market rent.
Estimate your Section 8 rent share for 37861Frequently Asked Questions
Is there Section 8 housing in Rutledge, TN 37861?
Yes — this directory lists income-restricted buildings in Rutledge, TN 37861, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Rutledge, TN 37861 have openings?
These lists for Rutledge, TN 37861 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Rutledge, TN 37861?
Use the phone number on each building card in Rutledge, TN 37861. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Rutledge, TN 37861?
In Rutledge, TN 37861, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 37861?
This directory lists 4 income-restricted buildings in Rutledge, TN 37861. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 37861?
Yes — this page also lists 17 income-restricted buildings in ZIP codes near Rutledge, TN 37861 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Rutledge, TN 37861?
Most income-restricted buildings in Rutledge, TN 37861 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,300, and $39,000 for a 4-person household. Public housing can go up to 80% ($43,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Rutledge, TN 37861?
For many programs in Rutledge, TN 37861, the 2026 HUD very low-income (50%) limit is $27,300 a year for 1 person and $39,000 for 4 people. The low-income (80%) limit is $43,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Rutledge, TN 37861?
There is no single waiting list for Rutledge, TN 37861. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Rutledge, TN 37861?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Rutledge, TN 37861. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Rutledge, TN 37861?
In public housing and most Section 8 in Rutledge, TN 37861, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Rutledge, TN 37861 is $1,000 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Rutledge, TN 37861?
A Housing Choice Voucher is not automatically accepted at every building in Rutledge, TN 37861. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Rutledge, TN 37861?
Yes — this directory flags senior (often 62+) buildings in Rutledge, TN 37861. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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