Affordable & Low-Income Housing in Elgin, TN 37732
No income-restricted buildings are listed in 37732 — here are the closest ones.
No income-restricted buildings are listed in Elgin, TN 37732. These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 37732
Highlander Pointe
216 Lander Dr, Huntsville, TN 37756
7.9 mi away
20 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Heritage Hills Apartments
101 Heritage Hills Cir, Huntsville, TN 37756
8.1 mi away
30 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
South Fork Apts
200 South Fork Dr, Helenwood, TN 37841
8.3 mi away
30 units · 1–2 BR
- 11 vacant units reported (Oct 2026) — call to confirm
Hope Group Homes
161 Water Plant Rd., Huntsville, TN 37756
9.2 mi away
6 units · 1 BR · People with disabilities
Blue Ridge Apts - Oneida
Sheppard Rd, Oneida, TN 37841
13.3 mi away
24 units · 2 BR
- Affordability period may have ended — call to confirm
Blue Ridge Group Home
170 Lloyd St, Oneida, TN 37841
13.5 mi away
8 units · 1 BR · People with disabilities
- 7 vacant units reported (Oct 2026) — call to confirm
Coopertown Apts
500 Coopertown Lane, Oneida, TN 37841
13.5 mi away
50 units · 1–2 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Volunteer Homes
114 North Main Street, Oneida, TN 37841
13.7 mi away
107 units · 105 income-restricted · 1 BR · People with disabilities
Huntsville Helenwood Oneida
100 Ck Lewallen Dr, Oneida, TN 37841
14.6 mi away
231 units · 1–3 BR
- Apply through LaFollette Housing Authority
- Residents waited about 8 months to move in (HUD, Oct 2026)
Oak Park Apartments
310 Oak Park Dr, Oneida, TN 37841
15.2 mi away
100 units · 1–3 BR
- 23 vacant units reported (Oct 2026) — call to confirm
Clinch River Apartments, Inc.
940 Main St, Wartburg, TN 37887
15.7 mi away
19 units · 18 income-restricted · 1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 37732
- Fair market rent, 2 bedrooms
- $1,000/mo
- Income needed to pay it at 30% of income
- $40,000/yr
Income limits (2026)
Scott County, TN area · median family income $59,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,400 | $27,300 | $43,700 |
| 2 | $21,640 | $31,200 | $49,950 |
| 3 | $27,320 | $35,100 | $56,200 |
| 4 | $33,000 | $39,000 | $62,400 |
| 5 | $38,680 | $42,150 | $67,400 |
| 6 | $44,360 | $45,250 | $72,400 |
| 7 | $48,400 | $48,400 | $77,400 |
| 8 | $51,500 | $51,500 | $82,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 37732 | Wider area |
|---|---|---|
| Studio | $760 | $761 |
| 1 bedroom | $830 | $823 |
| 2 bedrooms | $1,000 | $995 |
| 3 bedrooms | $1,240 | $1,230 |
| 4 bedrooms | $1,670 | $1,663 |
Wider area = Scott County, TN. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,000 (37733) to $1,210 (37872).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 37732's fair market rent.
Estimate your Section 8 rent share for 37732Frequently Asked Questions
Is there Section 8 housing in Elgin, TN 37732?
Yes — this directory lists income-restricted buildings in Elgin, TN 37732, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Elgin, TN 37732 have openings?
These lists for Elgin, TN 37732 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Elgin, TN 37732?
Use the phone number on each building card in Elgin, TN 37732. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Elgin, TN 37732?
In Elgin, TN 37732, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 37732?
No income-restricted buildings are listed in ZIP 37732 right now. Call to confirm openings.
People Also Ask
How do I qualify for affordable housing in Elgin, TN 37732?
Most income-restricted buildings in Elgin, TN 37732 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,300, and $39,000 for a 4-person household. Public housing can go up to 80% ($43,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Elgin, TN 37732?
For many programs in Elgin, TN 37732, the 2026 HUD very low-income (50%) limit is $27,300 a year for 1 person and $39,000 for 4 people. The low-income (80%) limit is $43,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Elgin, TN 37732?
There is no single waiting list for Elgin, TN 37732. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Elgin, TN 37732?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Elgin, TN 37732?
In public housing and most Section 8 in Elgin, TN 37732, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Elgin, TN 37732 is $1,000 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Elgin, TN 37732?
A Housing Choice Voucher is not automatically accepted at every building in Elgin, TN 37732. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Elgin, TN 37732?
This page may still list buildings in Elgin, TN 37732 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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