Affordable & Low-Income Housing in Dayton, TN 37321
4 affordable buildings in 37321 · 4 more within 11 mi
Dayton, TN 37321 has 4 income-restricted buildings: 2 tax credit, 1 public housing, 1 Section 8, and 1 usda rural. 4 more are listed within 11 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 37321
Taylor Hills/Arnold Place
173 Housing St, Dayton, TN 37321
301 units · 1–3 BR
- Apply through Dayton Housing Authority
- Residents waited about 11 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Cottonwood Group Home
7196 Rhea County Hwy, Dayton, TN 37321
10 units · 1 BR · People with disabilities
Hidden Valley Apartments
501 Hidden Valley Rd, Dayton, TN 37321
72 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
No buildings in 37321 match this filter.
Nearby
Meigs Heights Apt
Rt 2 Goodfield Rd, Decatur, TN 37322
10.3 mi away
24 units · 2 BR
- Affordability period may have ended — call to confirm
Pinewood Apartments
345 River Road, Decatur, TN 37322
16.8 mi away
24 units · 1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 37321
- Fair market rent, 2 bedrooms
- $1,080/mo
- Income needed to pay it at 30% of income
- $43,200/yr
- Renters in 37321 paying 30% or more of income on rent
- 36%
Income limits (2026)
Rhea County, TN area · median family income $66,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,400 | $27,300 | $43,700 |
| 2 | $21,640 | $31,200 | $49,950 |
| 3 | $27,320 | $35,100 | $56,200 |
| 4 | $33,000 | $39,000 | $62,400 |
| 5 | $38,680 | $42,150 | $67,400 |
| 6 | $44,360 | $45,250 | $72,400 |
| 7 | $48,400 | $48,400 | $77,400 |
| 8 | $51,500 | $51,500 | $82,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 37321 | Wider area |
|---|---|---|
| Studio | $820 | $804 |
| 1 bedroom | $830 | $810 |
| 2 bedrooms | $1,080 | $1,059 |
| 3 bedrooms | $1,300 | $1,272 |
| 4 bedrooms | $1,480 | $1,392 |
Wider area = Rhea County, TN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,000 (37308) to $1,580 (37332).
Census figures for 37321 (2020–2024 average): median rent $857. Median household income $54,684. 33% of homes are rented. 36% of renters pay 30% or more of their income on rent, and 25% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 37321's fair market rent.
Estimate your Section 8 rent share for 37321Frequently Asked Questions
Is there Section 8 housing in Dayton, TN 37321?
Yes — this directory lists income-restricted buildings in Dayton, TN 37321, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Dayton, TN 37321 have openings?
These lists for Dayton, TN 37321 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Dayton, TN 37321?
Use the phone number on each building card in Dayton, TN 37321. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Dayton, TN 37321?
In Dayton, TN 37321, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 37321?
This directory lists 4 income-restricted buildings in Dayton, TN 37321. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 37321?
Yes — this page also lists 4 income-restricted buildings in ZIP codes near Dayton, TN 37321 (within about 11 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Dayton, TN 37321?
Most income-restricted buildings in Dayton, TN 37321 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,300, and $39,000 for a 4-person household. Public housing can go up to 80% ($43,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Dayton, TN 37321?
For many programs in Dayton, TN 37321, the 2026 HUD very low-income (50%) limit is $27,300 a year for 1 person and $39,000 for 4 people. The low-income (80%) limit is $43,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Dayton, TN 37321?
There is no single waiting list for Dayton, TN 37321. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Dayton, TN 37321?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Dayton, TN 37321. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Dayton, TN 37321?
In public housing and most Section 8 in Dayton, TN 37321, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Dayton, TN 37321 is $1,080 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Dayton, TN 37321?
A Housing Choice Voucher is not automatically accepted at every building in Dayton, TN 37321. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Dayton, TN 37321?
This page may still list buildings in Dayton, TN 37321 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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